Womack Investment Advisers, Inc.

08/15/2026

Transitioning from the accumulation phase to retirement income requires a disciplined, intentional approach. For Oklahoma retirees, moving from growth to income is not just about selling assets--it is about structuring a sustainable cash flow strategy that protects your savings against market volatility and inflation. As an independent, fee-only fiduciary firm with over 30 years of experience, Womack Investment Advisers puts your best interests first. We specialize in personalized strategies designed to work towards growing your wealth while safeguarding your lifestyle in retirement. Discover a tailored approach built around your unique goals. Visit www.womackadvisers.com today to access our complimentary risk assessments and Retirement and Estate checklists. For informational purposes only. Not tax or legal advice. Please consult your tax professional.

07/09/2026

"Flat" is not the word you want to hear when it comes to your retirement income.

Early forecasts for the 2027 Social Security Cost-of-Living Adjustment (COLA) are pointing toward a "flat" trend. While the government’s math might show cooling inflation, anyone who has been to an Oklahoma grocery store lately knows that "real-world" costs don't always follow the official script.

Relying solely on government adjustments can leave a gap in your lifestyle. At Womack Investment Advisers, we focus on the investment levers we can control to help you maintain your standard of living:
- Tax-optimized distribution strategies to keep more of what you’ve earned.
- Diversified portfolios designed to outpace long-term inflation.
- Personalized income planning that doesn't wait for a government announcement.

Your retirement shouldn't be subject to a federal forecast. Let’s talk about building a strategy that can help protect your purchasing power, no matter what the COLA says.

Visit www.womackadvisers.com today to take your free risk assessment and browse our Retirement Planning Tools.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

06/18/2026

RMD reminder: one “simple” move can raise your Medicare premiums.

If an extra IRA withdrawal (or a large RMD) bumps your income over an IRMAA threshold, Medicare Part B & Part D premiums can increase, sometimes for the full year.

Before you take money out, it’s worth checking:
• How withdrawals affect taxable income
• Whether you’re near an IRMAA bracket
• If timing across calendar years could reduce surprises

Get a complimentary risk assessment + download our Retirement and Estate checklists at www.womackadvisers.com.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

06/15/2026

Estate plans don’t “set and forget.” A 5-minute beneficiary check can prevent big headaches later.

Quick Beneficiary Check:
• 401(k)/IRA
• Life insurance
• Bank & brokerage TOD/POD

3 Documents to Review:
• Will
• Durable power of attorney
• Healthcare directive

Want a second set of eyes on your risk exposure and retirement readiness? Get our complimentary risk assessments + Retirement and Estate checklists at www.womackadvisers.com

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

06/08/2026

It’s June, perfect time for a mid-year retirement check-in.

3 quick items to review as inflation and markets shift:
1) Inflation: update your spending assumptions
2) Income: review Social Security timing + withdrawals
3) Plan refresh: rebalance and revisit beneficiaries

Want a second set of eyes? Get our complimentary risk assessments, plus Retirement and Estate checklists at www.womackadvisers.com.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

06/01/2026

Oklahoma retirees, have you heard the news?

The state has officially doubled the retirement tax exemption from $10,000 to $20,000. This is a significant shift for anyone planning their golden years in the Sooner State.

At Womack Investment Advisers, we’re all about helping you keep more of what you’ve worked so hard for. This change isn't just a number on a page, it means more flexibility in your retirement income planning and a bit more breathing room in your budget.

Whether you’re already retired or just starting to map out your exit strategy, understanding these shifts is key to protecting your long-term wealth. If you're wondering how this update impacts your unique financial plan, we’d love to help you walk through the numbers.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

05/27/2026

Medicare Part B premiums are hitting a new milestone, and for many Oklahoma seniors, it’s a wake-up call. When premiums rise, that hard-earned Social Security COLA often gets swallowed up before you even see it.

At Womack Investment Advisers, we’re seeing more clients concerned about how these rising healthcare costs impact their monthly cash flow. It’s not just about the $200, it’s about the long-term erosion of your retirement security.

We help our clients navigate these shifts through:
- Strategic income planning to mitigate IRMAA surcharges.
- Tax-efficient distributions that can help protect your bottom line.
- Inflation-adjusted portfolio management.

You’ve worked too hard to let rising costs dictate your lifestyle. Let’s talk about a strategy that puts you back in control of your retirement income.

Visit www.womackadvisers.com to take your free risk assessment and access our library of Retirement Planning Tools.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

05/27/2026

Oklahoma’s tax landscape just changed, and for many local families, the move to a flat 4.5% rate is a welcome shift. But here is the reality: in an era of rising costs, these savings can easily disappear into the monthly budget if you aren't intentional.

At Womack Investment Advisers, we work with our clients to turn these small wins into something that can help them work towards growing their wealth. Instead of letting that extra cash flow get lost to inflation, let’s talk about strategically reinvesting it toward your retirement, your estate, or your children’s education.

It’s not just about paying less in taxes, it’s about making sure every dollar you save is working as hard as you do. As Oklahomans, we know the value of a hard-earned dollar. Let’s make sure yours are positioned for growth.

Visit www.womackadvisers.com to take our free risk assessment and explore our Retirement Planning Tools to see how the new brackets impact your specific plan.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

05/25/2026

Today is about more than just a long weekend; it’s about the freedom we enjoy every day to spend time with the people who matter most. 🇺🇸

At Womack Investment Advisers, we are deeply grateful for the brave men and women who served to protect our way of life. Their legacy is what allows all of us to build our own, growing our families, enjoying our retirements, and passing down lasting values to the next generation.

Whether you’re hosting a backyard gathering or sharing a quiet moment of reflection with your loved ones today, we hope you find peace and joy in the legacy you are building for your family.

We are here to help you protect and grow what you’ve worked so hard for.

Get started with a free risk assessment and access our Retirement Planning Tools at www.womackadvisers.com.

For informational purposes only. Not tax or legal advice. Please consult your tax professional.

05/18/2026