Amanda Ross, NMLS #1907040

Amanda Ross, NMLS #1907040 Residential Mortgage Loan Officer dedicated to helping people achieve homeownership.

04/15/2026

It's tax day! Did you get a refund this year?

Tax refund can = homebuying opportunity

Many buyers don’t realize their tax refund could be the missing piece.

Sometimes it’s best used for:

• closing costs
• down payment funds
• paying off debt
• strengthening bank reserves

The smartest move depends on your credit, income, and current savings.

If buying a home is on your list for 2026, don’t guess! Let’s create a game plan that puts you in the best position to buy with confidence.

02/05/2026

When buying a home, don't worry about keeping up with the Joneses.

They aren't the ones making your mortgage payments.

01/30/2026

A Tale of Two Buyers

Buyer 1:

Called me when they were starting to think about buying a home. I took their application over the phone and they sent over the necessary docs. After a thorough review of the file I issued a pre-approval. We discussed how much they were approved for, estimated monthly payments, and the process going forward. Three weeks later, a house that checked all the boxes came on the market. The buyer toured the home immediately and made an offer. They negotiated with confidence, along with their realtor, knowing their pre-approval was solid and won out over two other offers. The file sailed through Underwriting because I provided a full file with everything the Underwriter needed on initial submission. We’re now on track to close 10 days earlier than expected.

Buyer 2:

They have thought about buying a home for over a year but never took any initial steps. One day the house they have always loved came on the market. They waited a week to contact a lender. It took them another 3 days to fill out an application and 2 more days to gather the needed docs. When the lender pulled the credit report, they discovered their credit score was much lower than expected due to several late payments. Their debt-to-income ratios were high due to maxing out credit lines. The lender gave them a plan to help them get pre-approved but it could take several months for the buyer to complete that plan. Meanwhile, the house they loved had already gone under contract.

Moral of the tale is preparation is key in everything, including buying a home.

How can I help you to be Buyer 1 today? Let’s work together to get you in a place to purchase a home with confidence! Call or text me at 405-623-2323.

01/27/2026

The snow hasn't stopped people from thinking about buying a new home. Over the last several days, I've helped several buyers get pre-approved so they can start looking at homes.

Maybe you've realized you need a bigger home.

Maybe you've realized you're tired of renting.

Maybe you just don't know where to start in the process.

No matter you're situation or motivation, I'm here to help! Let's chat and set you on the path for the next step.

405-623-2323
[email protected]

01/23/2026

Treat home buying like you do an incoming snow storm.

Preparation is key!!

With 2026 in full swing, it feels like the right time to reintroduce myself.Hi, I’m Amanda! I’m a wife, a girl mom x2, a...
01/08/2026

With 2026 in full swing, it feels like the right time to reintroduce myself.

Hi, I’m Amanda!

I’m a wife, a girl mom x2, and a local mortgage lender who helps individuals and families move from “Could we buy a home?” to “We’ve got the keys.”

I grew up in a small Oklahoma town where your word, your work ethic, and how you treat people matter. That mindset still guides how I do business today—no fluff, no pressure, just clear guidance and follow-through.

Before lending, I spent years on the business side of radio and over a decade in marketing. Those careers taught me how to build real relationships, communicate clearly, and earn trust—often with people I never met face-to-face. When I transitioned into mortgage lending, it was because I wanted to continue helping people in a way that truly changes their lives.

I’m especially passionate about education and preparation. When I bought my first home, I didn’t feel informed or guided—and I promised myself my clients would never feel that way. Buying a home is one of the biggest financial decisions you’ll ever make, and you deserve to understand every step along the way.

When clients and realtors work with me, they can expect:

- A clear, realistic plan to become buyer-ready

- Thorough pre-approvals so you can shop with confidence

- Consistent, transparent communication—no guessing

- A true lending partner who’s accessible, proactive, and honest

Whether you’re thinking about buying, refinancing, or just want to understand what’s possible this year, I’m always happy to have a conversation.

Let’s talk.

405-623-2323
[email protected]
NMLS #1907040

A closing is the perfect way to finish 2025.  This one needed to be done quickly and we were able to make it happen! I'm...
12/31/2025

A closing is the perfect way to finish 2025. This one needed to be done quickly and we were able to make it happen!

I'm thankful for all the families I was able to help with homeownership this year. Thank you to my referral partners for trusting me with your clients. I definitely don't take it for granted when my name is given out as a trusted source.

Looking forward to helping more families in 2026. If you are thinking about buying a home, I'd love to help you with your home financing.

Address

3638 E. I-35 Frontage Road
Edmond, OK
73013

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