Ramesh Patel, Agent with New York Life Insurance Company

01/16/2026

While whole life insurance is best known for offering lifetime protection and cash value growth,
New York Life has paid dividends to participating eligible policy owners since 1854. What’s more, our 2026 dividend will be the largest ever declared by our company.

Reach out to me today, and let’s talk about the power of dividends.

New York Life announces that the company will pay an estimated $2.78 billion in dividends to eligible participating policy owners in 2026 — the largest dividend payout in New York Life’s 180-year history and its 172nd consecutive annual dividend.

05/12/2025

Patel, Rameshbhai C
Agent, CA Insurance Lic # 4044034
New York Life Insurance Company
Cell #732-983-1805

Your life insurance through work is typically not enough to cover your loved ones' expenses for a prolonged period.

05/12/2025

Patel, Rameshbhai C
Agent, CA Insurance Lic # 4044034
New York Life Insurance Company
Cell #732-983-1805

10/22/2024

The road to retirement is different for everybody, but when you have the right guide, the journey can be a lot easier. At New York Life, we understand the unique challenges facing the LGBTQ+ community and can help you navigate your journey while building financial security for your golden years. Reach out and let me help you build a retirement strategy that's right for you.

Are you saving enough for retirement? Use our retirement savings calculator to help find out how much money you should save for retirement.

10/16/2024

Finding your soulmate was a dream come true. Now let’s focus on your dreams for the future. No matter how much—or little—you and your partner have saved so far, I can work with you to help you achieve your happily ever after. Check out these tips to start, and when you have a moment, let's chat.

There's plenty to discuss after your wedding, including your financial future. Learn from New York Life about post wedding financial planning and budgeting.

10/16/2024

Starting a family is a priority for many couples in the LGBTQ+ community. But before you start preparing the nursery, it's important to prepare financially. As a New York Life financial professional, I'm proud to have helped countless LGBTQ+ families prepare for the changes a new child brings. Reach out, and let's prepare together.

You’ve come a long way; we’d like to help you go even further. New York Life is tailoring solutions to meet the needs of the LGBTQ+ community.

10/08/2024

When you envision your perfect future, what do you see? Starting a business? Raising children? Traveling the world in retirement? For me, it's helping those in my community live the life they've always imagined. As a New York Life financial professional, I've helped countless individuals in the LGBTQ+ community build their financial futures. Reach out, and let's get to work on yours.

04/08/2024

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.
Patel, Rameshbhai C
Agent, CA Insurance Lic # 4044034
New York Life Insurance Company
Cell #732-983-1805

03/07/2024

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance.

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance. Understanding debt inheritance and effective financial planning is crucial to preventing this sce...

03/07/2024

Great news! New York Life just announced that 2024 will be the 170th consecutive year that eligible participating policy owners receive a dividend. Even better, the declared dividend is $2.2 billion! Want to know why that's important? I'll be happy to explain.

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget