Malecki Financial Group

10/16/2026

MFG at America's Grow-a-Row, year two!

Together, with the other volunteers, we helped harvest over 11,500 pounds of turnips! This provides over 46,000 servings of fresh, healthy produce to communities in need in New Jersey.

We are proud to work with such an amazing organization, and look forward to next year's trip out to the fields.

If you are able-bodied and want to give back your time, there's still nearly one million pounds of produce left to harvest this season! Contact to learn how you can help.



The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Wealth Services, LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera Wealth Services, LLC.

10/15/2026

What steps might help you sustain and grow your retirement savings? This piece explores them.

Steps to help you sustain and grow your retirement savings.

10/14/2026

New blog post: Does a Roth conversion make sense before year-end?

A conversion can potentially create tax diversification, but it may also increase this year’s taxable income and affect Medicare premiums.

Before you act, consider your current bracket, future goals, and cash to pay the tax.

https://www.maleckifinancialgroup.com/blog

Investors should consult with their tax and legal professionals regarding their individual situation. Neither the firm nor its representatives provide tax or legal advice. Converting from a traditional IRA to a Roth IRA is a taxable event. Whether a Roth conversion is appropriate depends on an individual's circumstances, including current and future tax considerations.

10/14/2026

Read the latest issue of Retire Wise here:

October marks Cybersecurity Awareness Month, and for retirees and near-retirees, that awareness matters more than most people realize. Scammers increasingly…

10/13/2026

to America's Grow-a-Row last year! We had a wonderful time volunteering and harvesting corn to provide to New Jersey families.

Excited for our second year volunteering this upcoming Wednesday!

The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Wealth Services, LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera Wealth Services, LLC.

10/13/2026

Building wealth is less about a single big win and more about consistent small choices that compound over time. Good financial habits can act like an “autopilot” system. Here are six money habits worth putting into practice this year.

10/12/2026

Inflation is back in the spotlight as the Fed prepares for its next meeting. This week's CPI and PPI reports are expected to tell two different stories: higher headline inflation driven by rising energy prices, but potentially softer core inflation beneath the surface.
Join CIO Gene Goldman on this week's episode of as he breaks down what the latest inflation data could mean for Fed policy, interest rates, and the path forward for markets.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/08/2026

Most people don't blow up their financial goals with one bad decision.

It happens smaller than that — an upgrade you didn't need, dinner out because the week was long, a purchase that felt great for about a day.

It's often less of a willpower problem and more a math problem. As income rises through raises, bonuses, or a job change, spending tends to rise right alongside it

Intentional spending doesn't mean cutting out everything you enjoy. It means building habits that keep your spending pointed at what matters, so you have the flexibility to support it all without quietly falling behind.

10/06/2026

Full retirement age (FRA) determines when you can receive full Social Security benefits. For most people nearing retirement, FRA is between 66 and 67, depending on your birth year.

Have questions about Social Security? Explore five common myths to better understand your benefits and options.

10/06/2026

Malecki Region Advisor Conference Year Two!

Our team gathered with our fellow Malecki Region advisors in Princeton, New Jersey to discuss growth, marketing, practice management, and more.

We started with an incredible welcome dinner at Agricola, and phenomenal hospitality from the Nassau Inn where we held our conference.

Thank you to our team members Anastasia & Carolyn for putting this together, and thank you to our sponsors, Meeder & GReminders for helping make this event happen!