Richard P Woods Licensed Agent New York Life

11/25/2023

Today, we celebrate the backbone of our communities – small businesses! As a New York Life agent, I can provide tailored solutions to protect the business you’ve worked diligently to build. Together, we can build a secure future for you and your business. Let’s talk today!

Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

11/20/2023

falls on November 25th this year. At New York Life, we take pride in serving you and your employees by offering financial security and future planning solutions. Below you can listen to why agents like me are appreciative of all that small businesses do.

11/03/2023

Knowing what to get your family for the holidays can be confusing enough. So when it comes to protecting the people you cherish most, we want to make it as easy as possible. Check out this ”How-to Guide” to buying life insurance, and reach out. I'm happy to help guide you the rest of the way.

Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.

10/18/2023

I love helping families protect their finances, futures, and loved ones. That’s why I’m proud New York Life is ranked among the best companies for customer service in Newsweek’s annual “America’s Best Customer Service” list.

New York Life recently ranked among the best companies for customer service in Newsweek’s annual “America’s Best Customer Service” list.

10/04/2023

Doctor, lawyer, President of the United States—every parent imagines what their child will be when they grow up, but realizing what it's going to cost to get them there can be a scary thought. From ESAs to work-study jobs, learn some of the long and short-term ways you can make paying for their education a reality..
"Using Life Insurance is just one of the many options available to fund your child's college education. Contact me today to explore how to begin building your child's college fund."
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(848) 260-9215

Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.

10/02/2023

Do you have money set aside? With a current 6.0% interest rate, you can reduce your out-of-pocket costs with a Premium Deposit Account that lets you prepay premiums for a Custom Whole Life insurance policy. Reach out and I'll explain how you can use your rainy day fund to help address your protection needs.

09/30/2023

It’s so true! Life insurance is a topic you shouldn’t avoid.

09/29/2023

This article highlights how a buy-sell agreement, funded with life insurance, can help the surviving business owner continue to run the business successfully.

A recent tax case hasn’t gone well for a small business, highlighting the need for businesses using a similar (and typical) succession planning arrangement to take a look at theirs.

09/29/2023

Want to check getting life insurance off your list this season? One step you can take is calculating how much life insurance you need. And you may be surprised to find that you need additional coverage if you already have a policy.

09/26/2023

Student loan interest accrual resumed on September 1, putting the spotlight on the key differences between subsidized and unsubsidized loans. Here’s what you need to know.

Interest accrual has been paused on student loans for more than three years. Interest resumes Sept. 1 and it has big implications for certain types of debt.

09/25/2023

The pain of grief is enough without the added weight of financial strain. Life insurance is for the people who live.