Ji sun Moon, Licensed Agent with New York Life Insurance Company

04/26/2023

Will Social Security run out? The short answer is “yes”. If Congress doesn't make changes to Social Security by 2035, your benefits may be reduced. Here’s what you need to know about the status of Social Security now, how it may affect your retirement, and what you can do about it.

https://yhoo.it/3n9nVld

If you have additional questions about reaching your retirement goals, please feel free to contact me.

04/24/2023

Diversifying your investment portfolio can help you minimize your risk and maximize your returns. Here’s how.

I’m sure that you’ve heard the old saying, “don’t put all your eggs in one basket.” Basically, it means don’t keep all your valuables in one place. In the event...

04/19/2023

Time to get your debt under control. Managing your debt can be a real challenge. Debt consolidation is one effective way to wrangle your debt and there may be other options available, depending on your circumstances. This article has everything you need to know about debt consolidation, some alternatives, and how to get started.

https://money.usnews.com/loans/personal-loans/articles/what-is-debt-consolidation-and-how-to-do-it

If you have any additional questions about debt and taking control of your finances, please contact me.

04/17/2023

The Federal Reserve raised interest rates once again. Find out what this means for the markets, monetary policy and your personal finances moving forward.

The Fed tweaked its hawkish policy on interest rates even as the fight against inflation took precedence over turmoil in the banking sector.

04/11/2023

If you’re a business owner taxes are usually one of your biggest expenses. These are 10 federal tax numbers that could help you save money this year.

Boring? Not when you consider the money you could be saving.

04/11/2023

As baseball season gets into full swing, we're reminded that life is full of curveballs. But like a coach, I can help you make the right plays. Check out this savings calculator and let’s create a strategy so you can enjoy the game knowing you're covered.

Are you saving enough for retirement? Use our retirement savings calculator to help find out how much money you should save for retirement.

04/10/2023

Whether you prefer predictability or flexibility, relationships and insurance policies are a lot alike—there's a match for everyone. Learn which type you are when it comes to protecting the ones you love most.

Learn the difference between universal and whole life insurance, and determine which policy from New York Life can help with your financial objectives.

04/06/2023

Every 401(k) operates differently, and some plans have drawbacks that you need to plan around in retirement. Here are 10 things you should know about your employer-sponsored retirement plan.

When it comes to 401(k) plans, it's your money. But your boss and the government make the rules.

04/06/2023

When you care for a child with autism, you worry about their future. That's why it’s important to take steps now. Learn about the benefits of using life insurance as a wealth transfer tool and reach out if you have any questions. https://nyl.co/3KgNJDE

03/29/2023

When it comes to retirement, how do people really feel? Do they want to retire early, later, or not at all? Find some interesting answers in this 2023 Harris Poll survey asking thousands of Americans how they feel about their retirement:
https://bit.ly/3Zjr6DW
Do you have more retirement questions? Please reach out to me. New York Life Insurance company and its employees do not provide tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances. "

Most Americans plan to retire, and those who do plan to retire expect to quit full-time work at age 57, on average, a new NerdWallet survey finds.

03/23/2023

Here are five benefits small business owners can consider offering employees to help recruit and retain a talented workforce.

As a small business owner, there are a variety of benefits you can consider adding to your overall employee benefits package, each with their own associated costs and advantages for your workers.

03/23/2023

Mentoring can be a great way to engage new employees, increase job satisfaction, and boost retention. The 7 helpful tips found in this article can help you get started. Contact me to explore other small business solutions.

Mentorship programs at work are essential to employee retention and growth. New York Life offers 7 tips for effective mentoring in the workplace.