CreditYulissa

CreditYulissa Denied for a vehicle? I help you get qualified. Bad credit = high rates & denials
Repossession on your report?

I help you fix & position your profile
📅 Book when ready ⬇️
🇲🇽 Hablo español
https://linktr.ee/credityulissa

¿Ves estos números? +43, +33, +28 puntos. 🔥Esto no pasó de la noche a la mañana. Pasó porque hicimos el trabajo correcto...
05/21/2026

¿Ves estos números? +43, +33, +28 puntos. 🔥
Esto no pasó de la noche a la mañana. Pasó porque hicimos el trabajo correcto.

Y por eso necesito ser honesta contigo antes de que trabajes conmigo:

La reparación de crédito existe para corregir ERRORES — cuentas equivocadas, información inexacta, reportes ilegales. No es un escape para lo que sí debes. Si te desalojaron, eso pasó. Si dejaste de pagar, eso es real. Nadie puede borrar hechos, solo desafíamos lo que es incorrecto.

Algunos casos toman un año completo. No porque no sepa lo que hago, sino porque me niego a presentar disputas falsas para darte un resultado rápido. Yo disputo para litigar. ⚖️

Nadie puede garantizarte resultados legalmente — ni en 30 días, ni en 90, ni nunca. Eso no es mi opinión, es la ley federal bajo la CROA.

He visto clientes llegar a mí después de pagar más de mil dólares por "eliminaciones rápidas"... todo volvió a los meses y su experto? Desaparecido

Por eso te pido esto desde el principio:

✔️ Compromiso de 6 a 12 meses para trabajar tu expediente correctamente.
✔️ Estabilidad financiera para mantener tus pagos mensuales durante el programa.
✔️ Mentalidad de proceso, no de milagro en 30 días.

Si eso no es lo que buscas, con todo respeto, puede que no seamos el mejor equipo. Pero si estás listo/a para hacerlo bien — aquí estamos. 📲💳

Client Success Story ✅Client enrolled with me April 4th! Date of the Transunion report April 28th! After a thorough disp...
05/08/2026

Client Success Story ✅

Client enrolled with me April 4th!
Date of the Transunion report April 28th!

After a thorough dispute process with TransUnion, 6 negative accounts have been successfully removed from my client's credit report — including collections from Comenity Bank, Conn Appliances, Jefferson Capital System, and Midland Credit Management.

This is the power of knowing your consumer rights and having the right guidance in your corner.

My client's goal is financial freedom, and today we removed one of the biggest barriers standing in the way. Every deletion is one step closer to a clean slate and a stronger financial future. 💪

Credit restoration is not just about numbers on a report — it's about rebuilding opportunities and positioning yourself for the life you deserve.

If negative accounts are holding you back from your financial goals, let's have a conversation. A better credit profile starts with the right strategy.

📩 Send me a message to get started.

04/23/2026

Did you know the repo on your credit report might not even be accurate? Wrong balance, wrong date, wrong status — and it’s been hurting your credit this whole time without you even knowing you could question it.
The Fair Credit Reporting Act says everything on your report has to be accurate. That means if your lender reported anything wrong — that repo can be challenged.
We go through your report together and challenge everything that shouldn’t be there.
Drop ACCURATE in the comments or click the link to book your free consultation. Let’s see what’s really on your report.

04/16/2026

If you’ve been denied for a car, an apartment, or even a phone plan because of a repossession on your credit — that one account is controlling more of your life than it should.
What most people don’t know is that lenders make mistakes when they report to the credit bureaus. Wrong balance, wrong date, information they can’t even back up if someone asks them to verify it.
Under the Fair Credit Reporting Act you have the right to accurate information on your report. If that repo has wrong information sitting there unchallenged — that’s exactly what we look at in a consultation.
You don’t have to keep getting denied. You don’t have to settle.
Book a call with me and let’s pull your report together and find out exactly what’s on there. 🔗 Link in bio.

Another client win! 🙌A $26,244 medical collection has been successfully removed from my client's credit report.The debt ...
04/12/2026

Another client win! 🙌

A $26,244 medical collection has been successfully removed from my client's credit report.

The debt collector investigated the dispute, was unable to verify the account, and requested deletion from all credit reporting agencies. That's the process working exactly how it should. 💪

This client's goal is homeownership 🏠 — and removing this collection brings them one major step closer to getting approved.

Credit repair isn't just about removing negatives. It's about making you LENDABLE — positioning you so banks and lenders say YES.

If you're ready to take control of your credit and get lendable, let's talk.

📲 DM me and let's get you lendable!

04/10/2026

Did you know that if your car was repossessed and you never received a written notice — the lender may not be able to collect the remaining balance from you?
Most people don’t know this. They just assume the debt follows them forever.
Under UCC Article 9, lenders are legally required to notify you before selling your vehicle. No notice? That’s their problem — and it could wipe out what they say you owe.
If your car was repossessed and you’re not sure what notices you received, drop a ✅ in the comments or send me a message. First consultation is free.

04/07/2026

That repossession on your credit report might not even be accurate…

But most people never check.
They just accept what’s being reported and move on.

The problem is — details matter.
Balances, dates, status… if something is off, it can affect your entire profile.

There are laws like FCRA and TILA that protect you, but you have to actually review what’s being reported.

I’ve seen accounts where fixing small errors made a big difference in approvals.

If you still have a repo on your credit, don’t ignore it.

Message me “CHECK” 📩

04/06/2026

That repossession balance isn’t just a random number…

After a vehicle is sold, there should be a clear breakdown of what it sold for and how your remaining balance was calculated.

But most people never ask.
They just accept whatever shows up on their credit.

I’ve seen cases where the numbers didn’t even make sense… and people didn’t even know.

If you’re still carrying a repo balance and don’t understand it, that’s a problem.

Message me “BREAKDOWN” 📩

04/06/2026

After a repossession, most people rush right back into another loan… and end up in worse terms.

High interest. High payments. Same cycle.

But if you take a step back and fix your credit first, your approvals — and your options — can look completely different.

I’ve seen people go from bad deals to much better terms just by positioning themselves the right way before applying.

If you’re thinking about getting another car, don’t rush it.

Message me “CAR” 📩
゚

04/06/2026

A repossession doesn’t automatically mean you’re stuck forever.

Most people never question it… they just accept it and move on.

But credit reporting has rules — and if those rules aren’t followed, that account can be challenged.

I’ve seen people fix errors and put themselves back in position to get approved again.

If you still have a repo on your credit, don’t ignore it.

Message me “REVIEW” 📩

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Edinburg, TX
78539-78541

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