Hilary Pereira RMLO - NMLS # 1744397

Hilary Pereira RMLO - NMLS # 1744397 GFS Home Loans
NMLS 35960 Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking.

Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loa

ns for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Buying a home shouldn't feel like a heat wave.Here's how we keep it breezy:🤝 One dedicated team from application to clos...
06/23/2026

Buying a home shouldn't feel like a heat wave.

Here's how we keep it breezy:
🤝 One dedicated team from application to closing
💬 Clear answers — no jargon, no runaround
🏆 25+ years of making mortgages feel manageable
😌 You relax — we handle the heavy lifting

Sit back. We've got this part.

📩 DM us "BREEZE" to get Pre-Qualified the easy way.
🔗 https://www.gfshomeloans.com/loan-officer/hilary-pereira

✨ Another happy homeowner! ✨Helping Jean and her husband go from renters to homeowners after 16 years was an incredible ...
06/23/2026

✨ Another happy homeowner! ✨

Helping Jean and her husband go from renters to homeowners after 16 years was an incredible journey.

Thank you for your trust and kind words. Seeing families achieve their homeownership goals is the greatest reward. 🏡❤️

Ready for your own success story? Message me today!

Happy Father's Day! Today we celebrate you: the early mornings, the patient lessons, the quiet sacrifices, and all the s...
06/21/2026

Happy Father's Day! Today we celebrate you: the early mornings, the patient lessons, the quiet sacrifices, and all the small moments that turn a house into a home. Thank you for everything you do. Happy Father's Day!

Togetherness really is the secret ingredient.The best moments don't happen in the fancy rooms or the perfectly styled sp...
06/20/2026

Togetherness really is the secret ingredient.

The best moments don't happen in the fancy rooms or the perfectly styled spaces — they happen in the everyday. The piggyback rides. The crowded kitchen. The laughter that fills the hallway. That's what turns a house into a home.

Thinking about finding the right home for your family? DM us "TOGETHER" and let's make it happen.

🔗 https://www.gfshomeloans.com/loan-officer/hilary-pereira

Today we honor Juneteenth, a celebration of freedom, resilience, and progress. ❤️💛💚 It's a day to reflect on how far we'...
06/19/2026

Today we honor Juneteenth, a celebration of freedom, resilience, and progress. ❤️💛💚

It's a day to reflect on how far we've come and to honor the legacy, strength, and dreams that continue to build the future. Happy Juneteenth.

A little good news for buyers this week: mortgage rates eased.After months of headlines pushing rates around, cooling gl...
06/18/2026

A little good news for buyers this week: mortgage rates eased.

After months of headlines pushing rates around, cooling global tensions brought some calm to the bond market and pulled mortgage rates down to their lowest level in about a month. The fuller picture:

✅Rates drifted lower as geopolitical pressure eased

✅Buyers are responding — existing-home sales hit a multi-month high and mortgage demand picked up

✅The Fed meets this week and is widely expected to hold rates steady

✅One to watch: inflation is still running warm, which could keep rates choppy

Even a modest dip can change what's possible. If you've been waiting on the sidelines, this is a good week to know your numbers.

Let's break down what this week's move means for your buying power.

🔗 https://www.gfshomeloans.com/loan-officer/hilary-pereira

There's a reason homeownership stays the goal for so many. 🏡It's not just about the house — it's about what owning it gi...
06/17/2026

There's a reason homeownership stays the goal for so many. 🏡
It's not just about the house — it's about what owning it gives you:
🔑 94% say it's the control over their own space — paint it, change it, make it yours

🛡️ 91% point to the privacy and security of a place that's truly theirs

👨‍👩‍👧 90% call it a better place to raise a family

This National Homeownership Month, those aren't just numbers — they're the everyday reasons owning still matters.

📩 Ready to make it yours? DM us "OWN" and let's talk about getting you Pre-Qualified.
🔗 https://www.gfshomeloans.com/loan-officer/hilary-pereira

You don't buy a house for the house. You buy it for nights like this. ✨🍽️ Long-table dinners that stretch past sunset🎶 A...
06/13/2026

You don't buy a house for the house. You buy it for nights like this. ✨

🍽️ Long-table dinners that stretch past sunset

🎶 A backyard that hosts birthdays, cookouts, and do-nothing Sundays

🏡 A place where your people just… gather

June is National Homeownership Month, and this is what it's really about, not the paperwork, the life that happens after the keys.

Ready for a backyard of your own? DM us "GATHER" and let's get you Pre-Qualified.
🔗 https://www.gfshomeloans.com/loan-officer/hilary-pereira

Chasing the cheapest rate feels smart, until you're days from closing and your lender goes quiet, the quote "adjusts," o...
06/12/2026

Chasing the cheapest rate feels smart, until you're days from closing and your lender goes quiet, the quote "adjusts," or the deal falls apart. A blown closing can cost you the home entirely.

What actually protects you is a lender with a long track record of closing on time, a team that answers the phone, and certainty that there won't be surprises at the table. Sellers and agents trust offers backed by a lender who delivers.

For decades, that's exactly what we've done, get people to the closing table, deal after deal.
A few basis points won't matter if you lose the house. The right lender will.

Let's talk about what a smooth, certain closing actually looks like.
https://www.gfshomeloans.com/loan-officer/hilary-pereira

Somewhere along the way, "starter home" started to feel like settling. It's not.You don't have to find the perfect home....
06/10/2026

Somewhere along the way, "starter home" started to feel like settling. It's not.

You don't have to find the perfect home. You don't have to stay there forever. You just have to start.

Your first place is a foothold, equity you build instead of rent you lose, and room to grow into whatever comes next. The pressure to get it all right the first time is the very thing keeping so many people stuck renting. So don't wait for forever. Start with a start.

Ready to take the first step? DM us "FIRST" and let's talk about what's possible.
🔗 https://www.gfshomeloans.com/loan-officer/hilary-pereira

Address

4757 S Jackson Road
Edinburg, TX
78539

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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