Reliafund

Reliafund Electronic payment processing experts with a focus on security and customer service. Our platform ha

Q4 is when payment operations get tested. Transaction volume rises, year-end reporting deadlines arrive, and any process...
08/27/2026

Q4 is when payment operations get tested. Transaction volume rises, year-end reporting deadlines arrive, and any process that depends on manual effort becomes visibly harder to sustain.

The businesses that move through it comfortably tend to have done the unglamorous work earlier. They audited what they actually pay to process payments. They moved high-ticket and recurring collections to ACH. They connected payment data to their accounting systems so reconciliation stopped being a monthly project. They confirmed their authorization records and return practices would hold up under scrutiny.

August is a good month for that work. There is still time for changes to settle in before the quarter that matters most.

Learn more → https://www.reliafund.com/payment-processing-services/

Gyms, childcare centers, associations, and subscription services depend on collections that happen the same way every cy...
08/25/2026

Gyms, childcare centers, associations, and subscription services depend on collections that happen the same way every cycle without customer action. When those payments run on card credentials, they run into expirations, replacements after fraud, and declines that turn a billing issue into a retention issue.

ACH debits hold up better over long billing relationships because bank accounts change far less often than card credentials. ReliaFund supports automated recurring ACH billing with authorization management, return monitoring, and reporting that shows exactly where collections stand across your member base.

See how it works → https://www.reliafund.com/payment-processing-software-services/

Every ACH transaction moves in one of two directions, and which direction it moves determines almost everything else abo...
08/24/2026

Every ACH transaction moves in one of two directions, and which direction it moves determines almost everything else about it: who initiates the payment, who controls the timing, what authorization is required, and where the risk sits when something goes wrong.

An ACH credit is a push. Payroll, vendor payments, and refunds all send funds out on a schedule you control. An ACH debit is a pull. Membership dues, rent, premiums, and recurring invoicing draw funds in with prior authorization. Our latest blog covers the authorization rules that apply to each, the return windows that differ substantially between consumer and business debits, and how to structure collections and disbursements accordingly.

Read the blog → https://www.reliafund.com/ach-debit-vs-ach-credit-for-small-businesses/

A provider that saves you two tenths of a percent while creating hours of manual reconciliation, settling unpredictably,...
08/20/2026

A provider that saves you two tenths of a percent while creating hours of manual reconciliation, settling unpredictably, or routing every support question through a ticket queue has cost you more than it saved.

Processing costs are real and worth managing carefully. So is the operational cost of a provider that does not work well. The businesses that evaluate the full picture, effective rate alongside settlement reliability, support responsiveness, integration quality, and contract flexibility, tend to make decisions they are not forced to revisit eighteen months later.

And a provider that requires a long-term contract to keep your business is telling you something about how confident it is in the rest of that list.

Learn more → https://www.reliafund.com/payment-processing-services/

Not every payment happens at a checkout page. Practices, agencies, and service businesses regularly take payments over t...
08/18/2026

Not every payment happens at a checkout page. Practices, agencies, and service businesses regularly take payments over the phone or by mail, and those transactions still need to be secure, recorded, and reconciled like any other.

ReliaFund's Virtual Terminal lets businesses accept credit card and ACH payments from any internet-connected device, with no additional hardware required. Transactions post to the same reporting environment as online and recurring payments, so phone-order revenue does not become a separate reconciliation problem at month-end.

Learn more → https://www.reliafund.com/virtual-terminal/

Every card transaction has three cost components. Interchange flows to the bank that issued your customer's card and is ...
08/17/2026

Every card transaction has three cost components. Interchange flows to the bank that issued your customer's card and is set by the networks. Assessments go to the networks and are identical for every merchant. Processor markup is what your provider keeps, and it is the only piece you can actually influence.

Our latest blog breaks down the four pricing models and what each one costs you, the fees that never appear in the headline rate, how to calculate your true effective rate, and why shifting high-ticket and recurring payments to ACH is often the largest available lever.

Read the blog → https://www.reliafund.com/how-to-reduce-payment-processing-fees-for-small-businesses/

Insurance agencies process premium payments across hundreds or thousands of policies, each with its own billing frequenc...
08/13/2026

Insurance agencies process premium payments across hundreds or thousands of policies, each with its own billing frequency and payment terms. A failed or missed premium is not only a collections issue. It creates policy lapse risk, compliance exposure, and customer dissatisfaction that costs far more than the payment itself.

ReliaFund provides ACH processing built for insurance payment workflows. Direct bank-to-bank transactions reduce processing costs at scale, automated premium billing aligns collections to policy terms, and integrated reporting reconciles against policy records without manual review. Collections teams spend less time chasing payments, and finance gains clear visibility into payment status and exceptions.

See how it works → https://www.reliafund.com/ach-processing-solutions-insurance-agencies/

This week marks National Health Center Week, recognizing the community health centers and practices that deliver care to...
08/11/2026

This week marks National Health Center Week, recognizing the community health centers and practices that deliver care to patients across the country.

For the administrative teams behind that care, billing complexity is a daily reality: multiple payers, adjudication that takes weeks, and patient balances that nobody could have stated accurately on the day of service. The practices that reduce that burden tend to do the same three things. They verify eligibility before the visit so patient responsibility is known in advance, they make electronic statement delivery the default, and they use ACH payment plans so larger balances become scheduled collections rather than open receivables.

None of it requires replacing a practice management system. Each step shortens the distance between care delivered and payment received.

See how it works → https://www.reliafund.com/payment-processing-software-services/

Patient balances represent a larger share of practice revenue than they did a decade ago, and the reason is structural. ...
08/10/2026

Patient balances represent a larger share of practice revenue than they did a decade ago, and the reason is structural. According to KFF, the average deductible for single coverage has risen 43 percent over the past ten years, shifting a substantial portion of collections from insurers who pay predictably to patients who pay on their own schedule.

InstaMed research found that 70 percent of consumers receive their medical bills in the mail while only 9 percent want to pay that way. Our latest blog covers how practices close that gap with earlier collection at the point of service, electronic statement delivery, ACH payment plans for larger balances, and tokenized card-on-file billing.

Read the blog → https://www.reliafund.com/healthcare-payment-processing-solutions-for-practices/

When payment data lives in one system and accounting records live in another, someone has to bridge the gap by hand ever...
08/06/2026

When payment data lives in one system and accounting records live in another, someone has to bridge the gap by hand every month. That process is slow, error-prone, and scales badly as transaction volume grows.

ReliaFund's reporting and reconciliation tools give businesses transaction-level visibility into payment activity, from pending through settlement, in formats that reconcile cleanly against existing accounting systems. Payment records post where they belong, exceptions surface early, and month-end close becomes a review rather than a reconstruction.

Learn more → https://www.reliafund.com/payment-ach-reporting/

Address

33 10th Avenue S Suite 100
Edina, MN
55343

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Alerts

Be the first to know and let us send you an email when Reliafund posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share