Scale Funding

Scale Funding Scale Funding provides fast, dependable invoice factoring backed by 30+ years of experience. Our customers work on the front lines of America's growth sectors.

More than funding, we partner with businesses to solve cash flow challenges, deliver honest guidance, and help clients grow. These companies choose us because they need working capital, but are not able to obtain sufficient financing from their bank. Our easy-to-setup factoring lines solve this problem by allowing our customers to access the capital that is tied up in their accounts receivables. W

hat's more, with our simple and straightforward underwriting guidelines, most customers receive written approvals in 30 minutes or less. We distinguish ourselves from other financial institutions with our get-it-done culture. We are proud to be recognized for our reliability, flexibility, responsiveness, innovative products, customer service, and exemplary corporate citizenship. We are active in the community and believe in helping those in need. Over the years, our support has been focused towards school-aged children, wounded veterans, countries hit by natural disaster, and victims of domestic violence. We take pride in supporting various organizations that share the belief that it is our duty and responsibility to help improve the lives of others.

08/27/2026

Starting a freight brokerage? Make sure these 5 things are in place before you book your first load.
- Industry experience
- A reliable TMS (Transportation Management System)
- A strong carrier vetting process
- Tell carriers you're factoring to build credibility
- Tell shippers you're factoring to demonstrate stable cash flow
These simple steps can help new freight brokers build trust, manage risk, and create a foundation for long-term growth.

08/26/2026

Freight Rate & Trucking Update – August 2026

The freight market remains generally firm despite some easing in capacity indicators. Van, flatbed, and re**er spot rates all increased month over month, with flatbed rates showing the strongest year-over-year growth. Load-to-truck ratios declined across all equipment types but remain well above 2025 levels, indicating continued freight demand. Diesel prices have risen week over week and remain significantly higher than a year ago, adding ongoing cost pressure for carriers.

- Van Freight Rate averages are at $2.91 per mile
- Re**er Freight Rate averages are at $3.33 per mile
- Flatbed Freight Rate averages are at $3.65 per mile

For the full breakdown on rates, capacity, and fuel trends, watch the video.

08/13/2026

What Is Invoice Factoring?
Factoring is a type of financing that can significantly improve your business's cash flow. Instead of waiting 30, 60, or 90 days for payment, you can sell your open invoices to a factoring company and receive an immediate cash advance.

How Does Invoice Factoring Work?
The process is very straightforward. A business provides work, services, or products to its customers. When billing the customer, the invoice is sent to the factoring company first. The factoring company advances the business, a percentage of the value of the invoice, generally 90 %, that same day. Then, the Factoring company sends the invoice to the customer, who processes and pays it on their regular terms. The customer pays the invoice to the factoring company. Once the payment is processed, the remaining invoice balance, less a factoring fee, is remitted to the business.

Why People Factor Their Invoices
Factoring is a proven method that can provide your business with reliable and consistent cash flow, regardless of your industry. If you find that waiting for customer payments is hindering your business's growth or management, factoring could be the solution you've been looking for.

Cash flow isn't just about how much money is coming in, it's about having the right amount of cash when you need it. One...
08/06/2026

Cash flow isn't just about how much money is coming in, it's about having the right amount of cash when you need it.

One mistake we see from time to time? Assuming you need to factor every invoice. For some businesses, that makes sense. But for others, a little planning can go a long way.

Take a look at your weekly expenses: fuel, payroll, insurance, truck payments, and everything else that keeps your business moving. If you only need $8,000 to cover the week and you're sitting on $20,000 in invoices, you may not need to factor all of them.

Factoring should be a cash flow tool that works for your business, not a one-size-fits-all solution. At the end of the day, accounts receivable don't pay the bills, cash does. Having a trusted funding partner means you can access the cash you need, when you need it, and keep your business moving with confidence.

🎥 Looking for more practical invoice factoring insights? Check out the Scale Funding YouTube channel for more! https://na2.hubs.ly/H071HRg0

One of the things I was talking with a client about yesterday was c...

NEW! Legal Compliance and State Leave LawsAs state leave laws continue to multiply, staffing agencies face an increasing...
08/05/2026

NEW! Legal Compliance and State Leave Laws

As state leave laws continue to multiply, staffing agencies face an increasingly complex compliance landscape. In this article, Staffing GC (legal advisors for the staffing industry) explains why these changes matter and offers practical guidance to help firms stay proactive as leave law requirements continue to evolve.

👉 Stay Up To Date on State Leave Laws https://na2.hubs.ly/H070hF00

Staffing Leaders:Strong MSP partnerships can open the door to new opportunities for staffing firms, but success requires...
07/30/2026

Staffing Leaders:
Strong MSP partnerships can open the door to new opportunities for staffing firms, but success requires more than just signing an agreement. Clear communication, proactive compliance planning, and alignment between organizations are critical to building productive, long-term relationships that drive growth.

Looking to strengthen your MSP strategy and avoid common partnership pitfalls? Read the full article: https://na2.hubs.ly/H06hfQg0

07/29/2026

July 2026 Freight Rate & Trucking Update
The freight market remains relatively stable, with spot rates rising for van and flatbed freight while re**er rates have softened. Capacity has loosened and diesel prices have fallen sharply from the previous month but remain above year-ago levels. For the full breakdown on rates, capacity, and fuel trends, read the report at https://na2.hubs.ly/H06XqW40

đźš› Truckers and Carriers:As ELD technology continues to evolve, so do the tactics used by bad actors attempting to manipu...
07/27/2026

đźš› Truckers and Carriers:
As ELD technology continues to evolve, so do the tactics used by bad actors attempting to manipulate records and evade compliance requirements. Recent enforcement efforts are highlighting how inspectors and state agencies are adapting to identify remote ELD tampering and "chameleon" operations that can create unfair competition for carriers doing things the right way.

For honest carriers, strong compliance practices aren't just about avoiding violations; they help protect safety, reputation, and a level playing field across the industry.

Read more about how enforcement agencies are addressing these emerging challenges: https://na2.hubs.ly/H06hhzR0

We're Heading to Avionté Connect 2026!Scale Funding is proud to sponsor Avionté Connect, taking place August 5-7. We're ...
07/24/2026

We're Heading to Avionté Connect 2026!

Scale Funding is proud to sponsor Avionté Connect, taking place August 5-7. We're honored to continue our long-standing partnership with Avionté and look forward to connecting with staffing professionals from across the industry.

Joining us at this year's event will be:
• Talley Clower
• Sheri Tischer
• Nicole Anderson

If you're attending Avionté Connect, be sure to stop by and say hello. We'd love to discuss how Scale Funding helps staffing firms improve cash flow, fuel growth, and achieve their business goals.

Staffing Leaders:For staffing firms, one of the biggest challenges isn't finding talent—it's managing cash flow between ...
07/23/2026

Staffing Leaders:
For staffing firms, one of the biggest challenges isn't finding talent—it's managing cash flow between weekly payroll and client invoices that may not be paid for 30, 60, or even 90 days. Invoice factoring helps bridge that gap by turning outstanding invoices into immediate working capital, giving agencies the flexibility to meet payroll, take on new clients, and grow without taking on additional debt.

Want to learn how payroll funding can help your staffing agency scale with confidence? Read more: Scale Funding https://na2.hubs.ly/H06hfTP0

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Edina, MN
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