Rainbow Mortgage Inc NMLS 345827

04/02/2026

Seamless closings. Fast answers. Happy clients. 💫
We are humbled by the kind words and the 5-star review! ⭐⭐⭐⭐⭐🏡

04/01/2026

03/31/2026

What looks like a win in divorce doesn’t always hold up financially long-term.

We walk through these scenarios every week—
and the difference usually comes down to planning vs reacting.

Before you commit to keeping the home, make sure the numbers actually support your next chapter.

Schedule a Divorce Mortgage Strategy Call with David Jamison:
👉 https://calendly.com/davejamison/dave-divorce-strategy

03/30/2026

Big move in mortgage rates today—and this could impact your buying power.

As of 9am, mortgage prices are 33 basis points better than Friday’s close, giving rates a strong start to the week.

Markets are reacting to improving sentiment around global tensions, while the 10-year Treasury yield is around 4.37%.

No major data today, but tomorrow’s JOLTS job openings report could move rates again.

If you’re watching the market, this is the kind of movement that matters.

NMLS #2125108

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03/26/2026

Some deals don’t just need a lender… they need a strategy.

When things almost fell apart, we stepped in and got it done.

Grateful for clients who trust us when it matters most.

If your situation feels complicated, that’s exactly where we do our best work.

Schedule a call here: https://calendly.com/davejamison/dave-general-lending

03/26/2026

Keeping the house sounds like the obvious choice… until it isn’t.

What most people don’t realize is how often this decision quietly limits future options.

The right move isn’t emotional — it’s strategic.

If you’re navigating this, don’t guess.

🔗 Book Your Divorce Mortgage Strategy Session here: https://calendly.com/davejamison/dave-divorce-strategy

03/25/2026

03/25/2026

Rates are improving… but something bigger just happened 👇

Mortgage prices are better today,
but applications dropped 10.5% last week.

That means most buyers are still sitting on the sidelines.

And that’s usually when the best opportunities show up.

Smart buyers don’t wait for perfect conditions—
they move when the numbers make sense.

Comment PLAN and I’ll break it down for your situation.

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03/24/2026

Second homes are often purchased purely for lifestyle.

But when structured correctly, they can also become a strategic real estate asset.

With the right financing structure and usage plan, some owners are able to offset expenses through seasonal rental income while still enjoying the property themselves.

If you're considering a second home, it’s important to look at the numbers and the structure before you buy.

Rainbow Mortgage helps clients evaluate the financing options and strategy behind second home ownership.

03/24/2026

Most people focus on the payout…

But that’s not what determines whether you can actually move forward after the divorce.

How a buyout is structured can impact:
• Your ability to qualify for another home
• Your monthly cash flow
• Your long-term financial flexibility

And once it’s done… it’s very hard to undo.

If a buyout is part of your divorce, strategy matters more than the number.

👇 Want a second set of eyes on your situation? Click here: https://calendly.com/davejamison/dave-divorce-strategy

03/23/2026

Mortgage rates just moved—and most people aren’t paying attention to why.

As of 9am, mortgage prices are 11 basis points better than Friday’s close, giving rates a solid start to the week.

Markets are reacting to positive developments in U.S.–Iran discussions, with tensions easing and investors stepping back into risk.

At the same time, the 10-year Treasury yield is around 4.36%, helping support better pricing this morning.

Coming up this week:
• Construction spending (today)
• Mortgage applications
• Consumer sentiment data

This is one of those weeks where news + data = volatility, so rates could move quickly.

If you’re thinking about buying or refinancing, timing matters more than ever right now.

NMLS #

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03/20/2026

Mortgage rates just took a jump—and the Fed just made things more interesting.

As of 9am, mortgage prices are 36 basis points worse than yesterday’s close.

Stock futures are lower as oil hovers near $95 a barrel tied to the Iran conflict, while the 10-year yield is up around 4.31%.

Now here’s the real story 👇

The Fed held rates steady, but made it clear they are still concerned about inflation—especially with rising oil prices.

They’re signaling a “higher for longer” rate environment, with projections now showing maybe just one rate cut in 2026.

Translation:
Rates aren’t dropping fast… and volatility isn’t going anywhere.

Also—right now we have a Refi75 incentive available on agency refinances (conventional, FHA, VA, USDA) for borrowers with a 680+ credit score, offering 75 basis points in lender credits.

No major economic reports today. Construction data comes Monday.

NMLS #2125108

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