Scott Borschke - Supreme Lending

09/18/2024

Fed cut rates 0.5% today!🥳

Good time to buy! Reach out for mortgage pre-approval✅️

07/10/2024

Congratulations to Nicola and Corbin on the purchase of their new home!🏡🥳 They are obviously fantastic people with 4 boys between 8-16🥵, and more space ASAP was definitely a NEED‼️

They had first spoken with multiple other lenders who took days for each response and kept requesting more documentation before finally being told it was a no go for now, and to "check back in 3 months"🙄....they were then referred to me for a final opinion🤞

I was able to get them pre-approved on the first day we spoke and within a couple of weeks they had an accepted offer! They were even able to take advantage of our down payment assistance to keep out of pocket funds to an absolute minimum👌

Nicola and Corbin - thank you for trusting me to assist you with your mortgage financing- I know just how much this means for your family!

Special thanks to Jernell Realty-Real Estate Brokers & Agents for trusting me to help take yet another client of theirs to the finish line, with an extremely smooth process and smiles all around at the closing table✅️

If you'd like to apply for pre-approval which often includes down payment assistance, please check out www.ScottBHomeLoans.Com , send me a Facebook message, or call/text me at 763-227-6337. I'm always willing to use my 17 years of mortgage experience to help anyone in need!

07/10/2024

🤯🔥‼️$𝟱𝟯,𝟬𝟬𝟬 𝗔𝗦𝗦𝗜𝗦𝗧𝗔𝗡𝗖𝗘- 𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗧𝗜𝗠𝗘/𝗦𝗨𝗠𝗠𝗘𝗥 𝟮𝟬𝟮𝟰-𝗣𝗟𝗘𝗔𝗦𝗘 𝗥𝗘𝗔𝗗/𝗦𝗛𝗔𝗥𝗘‼️🔥🤯

𝗜'𝘃𝗲 𝗯𝗲𝗲𝗻 𝗱𝗼𝗶𝗻𝗴 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗳𝗼𝗿 𝟭𝟳 𝘆𝗲𝗮𝗿𝘀 𝗮𝗻𝗱 𝗜 𝗵𝗮𝘃𝗲 𝗡𝗘𝗩𝗘𝗥 𝘀𝗲𝗲𝗻 𝗮 𝗽𝗿𝗼𝗴𝗿𝗮𝗺 𝗹𝗶𝗸𝗲 𝘁𝗵𝗶𝘀 𝗢𝗥 𝗺𝗮𝗱𝗲 𝗮 𝗽𝗼𝘀𝘁 𝗹𝗶𝗸𝗲 𝘁𝗵𝗶𝘀 𝗯𝗲𝗳𝗼𝗿𝗲.

https://kstp.com/kstp-news/top-news/lt-gov-flanagan-announces-150m-in-first-generation-homebuyer-loans/

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It is extremely easy to qualify for IF you meet ONE main condition(there are more standard conditions that are commonly satisfied- lower than average credit is allowed!). A majority of people may not be able to meet it. Even if YOU do not, 𝙮𝙤𝙪 𝙡𝙞𝙠𝙚𝙡𝙮 𝙠𝙣𝙤𝙬 𝙎𝙊𝙈𝙀𝙊𝙉𝙀 𝙩𝙝𝙖𝙩 𝙙𝙤𝙚𝙨- 𝙥𝙖𝙨𝙨𝙞𝙣𝙜 𝙩𝙝𝙞𝙨 𝙤𝙣 𝙩𝙤 𝙩𝙝𝙚𝙢 𝙘𝙤𝙪𝙡𝙙 𝙘𝙝𝙖𝙣𝙜𝙚 𝙩𝙝𝙚𝙞𝙧 𝙡𝙞𝙫𝙚𝙨 𝙛𝙤𝙧𝙚𝙫𝙚𝙧 by helping them with their BEST chance to become a homeowner!

✅-If a buyer AND both of their parents(to the best of their knowledge) have never owned a home, OR lost it to foreclosure....they meet the main criteria to receive the standard *$𝟭𝟴,𝟬𝟬𝟬 +$𝟯𝟱,𝟬𝟬𝟬 𝘄𝗵𝗶𝗰𝗵 𝗶𝘀 𝗙𝗢𝗥𝗚𝗜𝗩𝗘𝗔𝗕𝗟𝗘 𝗼𝘃𝗲𝗿 𝘁𝗶𝗺𝗲* in down payment assistance!

Only ONE buyer on the loan needs to meet this criteria! This means someone that does NOT meet the criteria could co-sign for the primary buyer to help them qualify, and 𝘁𝗵𝗲𝘆 𝗰𝗼𝘂𝗹𝗱 𝗯𝘂𝘆 𝘁𝗵𝗲 𝗵𝗼𝗺𝗲 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝗮𝗻𝗱 𝘀𝘁𝗶𝗹𝗹 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝘁𝗵𝗲 $𝟱𝟯,𝟬𝟬𝟬 𝗶𝗻 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲. So even if YOU do not qualify, you still could buy a home with someone who does and receive this assistance! I have clients that are parents(who have never owned a home) whose own parents HAVE owned(meaning THEY would not qualify themselves) who then co-sign with their adult children and buy a home together and are able to use the assistance.

⌛️𝟯𝟯% 𝗼𝗳 𝘁𝗵𝗲 𝗳𝘂𝗻𝗱𝘀 𝗮𝗿𝗲 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗲𝗱 𝗳𝗼𝗿 𝗮𝗻𝗱 𝘁𝗵𝗶𝘀 𝗽𝗿𝗼𝗴𝗿𝗮𝗺 𝗶𝘀 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗼 𝗿𝘂𝗻 𝗼𝘂𝘁 𝗼𝗳 𝗳𝘂𝗻𝗱𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝗳𝗲𝘄 𝗺𝗼𝗻𝘁𝗵𝘀 𝗯𝘆 𝗲𝗮𝗿𝗹𝘆 𝗙𝗮𝗹𝗹 𝟮𝟬𝟮𝟰, 𝘄𝗶𝘁𝗵 𝗡𝗢 𝗲𝘅𝗽𝗲𝗰𝘁𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗯𝗲𝗶𝗻𝗴 𝗿𝗲𝗽𝗹𝗲𝗻𝗶𝘀𝗵𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲*

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If you OR someone you know thinks they may qualify for this First Generation homebuyer program, please 𝗿𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝗔𝗦𝗔𝗣 𝘀𝗶𝗻𝗰𝗲 𝗽𝗿𝗼𝗴𝗿𝗮𝗺 𝗳𝘂𝗻𝗱𝘀 𝗮𝗿𝗲 𝗹𝗶𝗺𝗶𝘁𝗲𝗱!

✅Apply at my website www.ScottBHomeLoans.com - we will do a SOFT credit pull which will not affect your credit!

OR

*Send me a Facebook message

*Shoot me a call/text at 763-227-6337

*Comment or 𝗧𝗔𝗚 𝗔 𝗙𝗥𝗜𝗘𝗡𝗗 in the post below and I will reach out!

***𝗣𝗟𝗘𝗔𝗦𝗘 𝗦𝗛𝗔𝗥𝗘 this post and you may be able to help a friend!

I'm excited to help as many people as possible through this fantastic limited-time program - reach out with any questions, anytime.

Lt. Governor Peggy Flanagan is set to announce $150 million in down payment assistance loans for first-generation homebuyers.

05/16/2024

Congratulations to Kenn, Dani, and LEO👶 on completing their journey from Utah back to Minnesota!🏡

Only ONE month ago they were listing their home in Utah for sale. There was a lot of uncertainty with the timing, and plans were being discussed for short term housing after their home sold.

After letting them know about how quick OUR mortgage process can be, they realized they'd have still have weeks to find their next home after the received an accepted offer and still be able to buy and sell at the same time! And just over 1 month later they've completed both transactions and are officially MN residents!🥳

Kenn and Dani - Thank you for trusting ME to assist with your home financing. You were fantastic to work with and I appreciate you!🙌
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PS - HUGE thanks to their realtor Hannah Johnson who did an amazing job helping them find a home from across the country, while coordinating everything to happen on time! You were quite the blessing for Kenn and Dani.

04/05/2024

My good friend Peter Rose did it again!🏡🥳

Congratulations on the purchase of your new home in a fantastic neighborhood - I know how much this means to you. Your hard work keeps constantly paying off!👏

03/27/2024

❗️Who you choose MATTERS❗️

I'm pretty proud of this one..... SAVED this home purchase for my buyer, AND saved him over $40,000!

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One of my realtor partners initially suggested to Mac that he work with me to get pre-approved for his mortgage financing. He had been a member of a credit union for 30 years, and thought at the time that it might be easier just to stick with them as some decide to do in those situations because of assumed favor that they would give him(which is NEVER the case!)- so we never made an initial connection.

Fast forward a couple months later to less than 2 weeks ago..... Mac was supposed to close the NEXT day, and his lender(who would not respond, call back, or give their cell number to Mac's realtor during the week before closing) finally disclosed the news that they could NOT get it done. They told him that once he received 4 more paystubs they THINK they could approve his financing --- but the seller would NOT wait another month to close, and Mac's deal was about to fall apart.....

THIS time with the writing on the wall through his credit union, Mac DID decide to reach out to me. He loved what he heard about my certainly of obtaining financing for him and QUICKLY, so we moved forward with a 2 week closing extension which the seller WAS willing to wait for. 1.5 weeks later we had his loan FULLY approved and he was able to close today.

And not only did we get the loan done in 1.5 weeks, but the first appraisal with the credit union came in $11,000 below purchase price, whereas WE were able to get it appraised at purchase price, saving him almost $11,000 out of pocket because of this!

Also, we were able to approve him at a much higher debt ratio than the credit union. This resulted in him saving about 60% of his planned down payment - only need around $20K to close as opposed to the $60K that the credit union had quoted.

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I am thankful for the opportunity to assist my clients and realtor partners in tough situations like this!

If you have any mortgage needs - make sure you choose the RIGHT person and not just someone who you've known or worked with the longest!!

03/12/2024

Congratulations to James and Sharayah on the purchase of their FIRST home using down payment assistance!🏡🥳

03/01/2024

Congratulations to these fantastic first-time home buyers!🥳 Nathan and Britta were recently married and decided to start their new life together by buying their own home🏡

They were able to use our easy to qualify for down payment assistance program which allowed them to only need an amount similar to a rental security deposit out of pocket on closing day🤯

Their home also appraised for $20K over the purchase price creating $20K in instant equity!💰

Nathan and Britta - thank YOU for trusting me to help guide you through the mortgage process, you were awesome to work with!🙌

‼️If anyone is interested in seeing how easy it may be to buy a home of their own, feel free to reach out to me directly or apply at www.ScottBHomeLoans.Com ‼️

05/05/2023

Cinco de Mayo is a time to come together and celebrate the strength of a community. At Supreme Lending, we believe in building strong communities through responsible lending practices and fair access to homeownership for all.

05/01/2023

Did you know that pre-qualification for a mortgage can make your home buying process a whole lot easier? Here's why: getting pre-qualified with Supreme Lending means that you'll have a better understanding of what you can afford, which can save you time and hassle later on in the loan process. It also gives you an advantage when it comes to making offers on a home, as sellers will know that you're a serious buyer with financing already in place. So, if you're ready to take the first step towards homeownership, let Supreme Lending help you get pre-qualified and make your dreams a reality!

04/27/2023

Don't let an adjustable-rate mortgage (ARM) intimidate you. With our team of mortgage experts, we'll help you understand the ins and outs of this type of loan so you can make an informed decision about your home financing options.

An adjustable-rate mortgage is a type of home loan in which the interest rate can change over time. ARMs typically have an initial fixed-rate period during which the interest rate remains the same, followed by a period during which the rate adjusts at regular intervals based on market conditions.