Long Term Care Insurance Advisors, Inc.

06/03/2026

Most business owners protect their buildings, equipment, and liability exposure. But have you thought about protecting the people who help make your business successful?

If a key employee suddenly needed long-term care, the financial and operational impact on a business can be significant. Beyond the costs, there can be disruptions to leadership, productivity, customer relationships, and day-to-day operations.

Key Man Long-Term Care Insurance can help businesses prepare for the unexpected while providing valuable protection for key employees.

Have you considered how a long-term care event could affect your business?

Feel free to reach out if you'd like to learn more about this often-overlooked planning strategy.

Founder of Long-Term Care Insurance Advisors | 33+ Years Helping Families with Traditional & Hybrid LTC and Annuity Solutions

05/20/2026

The Cost of Care in Minnesota.

01/21/2026

Most retirement plans focus on market risk —
but far fewer account for the cost of long-term care.

After age 65, the likelihood of needing care is significant —
whether at home, assisted living, or a nursing facility.

Planning ahead can help protect retirement assets
and reduce the burden on family.

See your long-term care planning options and request more information:
https://ltcproposal.carrd.co

12/30/2025

The biggest financial threat to most retirements isn’t the stock market — it’s paying for long-term care.
After age 65, there’s about a 70% chance that you or your spouse will need some form of care — whether at home, assisted living, or a nursing facility.
Without a plan, the cost often falls on retirement savings or family.

12/16/2025

Did you know the average nursing home in Minnesota now costs over $120,000 per year?

Assisted living averages $60,000 per year, and home care can cost upwards of $100,000 per year.

Medicare does NOT cover these costs.

The good news? Today’s long-term care insurance has changed dramatically - with options that can lock in premiums and even return your premium if never used.