Ebensburg Insurance Agency

09/02/2026

If you run a business with employees, this one is worth two minutes of your attention. 🏢

Workers' compensation classifies your people by the work they actually do, not by their title, and that trips up a lot of small companies where employees cover more than one role. Get a code wrong and you either overpay premium all year or end up with an audit bill nobody planned for.

We go through classifications with our commercial clients ahead of the audit instead of cleaning it up afterward. Give us a call at 814-472-9557 if it has been a while since anyone reviewed yours. 📞

09/01/2026

Your rates went up and you have not filed a claim in years. It happens more often than you would think.

Repair costs, nearby claims, and severe weather all factor into what you pay, even when your own record is clean.

The good news is that there are still ways to bring that cost down.

We broke it all down in our latest blog. Link is in the comments.

08/31/2026

Comcast is completing some scheduled maintenance in our area. We hope to be back soon! If you need anything please feel free to email, chat, or stop in. Thanks!

08/30/2026

Nobody wakes up excited to think about life insurance. It sits on the to-do list for years while everything else feels more urgent.

But the people in your house are counting on you for a lot more than today. 💛

Life insurance is the piece that keeps taking care of them when you are not there to do it yourself. It is also usually a lot less expensive than people assume.

Give us a call and we will walk you through what actually makes sense for your family. 📞

08/28/2026

08/26/2026

There are a lot of insurance questions people never get around to asking. 🏠

We put the answers on our site instead, covering things like lightning damage, trampoline liability, and how much life insurance a family actually needs. It is all written for Pennsylvania homeowners and business owners, and there is nothing to fill out.

The link is in the comments.

08/25/2026

Retirement planning usually comes down to one question, which is whether the money lasts. There is a second one worth asking too. 🌅

An annuity can be built to create income for you. Life insurance is there for the people you leave behind. Two different goals, and a plan can work toward both.

Here is how the two fit together. Link in the comments.

08/24/2026

We hear this one a lot from folks who assume they would never qualify. 🏠

Smoking does not disqualify you from life insurance, it just places you in a different rate class. A condition like high blood pressure that you are managing does not disqualify you either. A physical job or a DUI from years back will get a closer look from an underwriter, but neither one is an automatic no.

What actually creates a problem is leaving something off the application. Every carrier weighs these things differently, and part of our job is knowing which ones are a good fit for your situation.

Give us a call at 814-472-9557 and we will find out where you stand. 📞

08/23/2026

Meet Kurt DeYulis, who runs operations at Ebensburg Insurance Agency. 🙌

Most people picture insurance work as the conversation where you pick a policy, but the real work starts the day after that. Paperwork has to be filed correctly, coverage changes have to be logged, renewals have to be flagged early, and when a claim comes in, all of it has to already be sitting where it needs to be.

Kurt is the reason our clients get an answer instead of a runaround. That is not luck. It is somebody paying attention on the days nothing is going wrong.