Bob Marek, NMLS ID 466763

10/30/2026

🎃🍬 FUN FACT FRIDAY – HALLOWEEN EDITION! 👻

Happy Halloween! 🎃

Halloween is almost here!🎃 Let's talk about something really important today… HALLOWEEN CANDY! 🍫

🥥 My ALL-TIME FAVORITE: Almond Joy!

I mean, it's got coconut AND almonds in it. That's practically a health food, right? 😂 I'm sticking with that logic!

😱 My LEAST FAVORITE: Melster Peanut Butter Kisses!

You know the ones… wrapped in those orange and brown wrappers? 🤢 Those things are scarier than any haunted house I've ever been in! 👻

Now it's your turn!

🍭 What's your FAVORITE Halloween candy, and which one goes straight to the bottom of the trick-or-treat bag?

Drop your picks in the comments! 👇

🎃 Have a safe and Happy Halloween weekend!

10/29/2026

Your assets might be worth more than you think when it comes to buying a home. With Asset Utilization, qualifying for a mortgage doesn't always require traditional employment income. Curious what doors your assets could open?

10/27/2026

Think you know all your mortgage options? Think again.
Adjustable-rate mortgages aren't always what people expect. Understanding the differences could change the way you approach your next home purchase.

10/26/2026

🏡 MORTGAGE MYTH MONDAY
❌ MYTH: You always need your tax returns for a home loan if you’re self-employed.
✅ FACT: Not always.
Self-employed borrowers often have business expenses and deductions that can make the income shown on their tax returns look lower than what the business is actually bringing in.
Depending on the loan program, there may be other ways to document income, such as:
👉 Personal or business tax returns
👉 Bank statements
👉 Business financials
👉 Other approved income documentation
For some business owners, an alternative loan program may provide a better way to show the true strength of their income and cash flow.
The key is finding the right loan program for your specific situation.
📲 Self-employed and wondering what your options are? Let’s take a look before assuming tax returns are the only way to qualify.
https://allwesternmortgage.secure-engine.com/Bob-marek/

10/23/2026

💡 Fun Fact Friday with Bob!

What’s on my bucket list?

Staci and I have been married for 21 years, and one thing I’d really love to do someday is take her to Hawaii and renew our wedding vows. 🌴❤️

What would make it even more special would be having Jacob and Emma there with us as adults, sharing that moment together as a family.

After 21 years, a lot of life has happened — raising kids, building a life together, and making a lot of memories along the way. Being able to stand together in Hawaii, look back on everything we’ve built, and say “I do” all over again with our kids there would mean a lot to me.

That’s one bucket-list item I hope we get to check off someday.

What’s something on your bucket list?

10/22/2026

Your rent is on autopilot, but your future doesn't have to be. Before signing another lease, it might be worth finding out what buying a home could actually look like for you. The numbers might surprise you.

10/20/2026

Your rent gets paid every month. Your credit deserves to know about it. With certain credit reporting services and mortgage programs, eligible on-time rent payments may help you take a step closer to homeownership. The question is, are your payments actually being counted?

10/20/2026

5.0 star review received on Experience.com for Bob Marek by Angelica M - Bob was amazing to work we had tried other locations as first time home buyers and couldn't secure a loan for one reason or another. Got Bobs number from a mutual friend and what do you know it was easy and hassle free. He explained everything we had to do was available at anytime to answer questions or concerns. It was the best experience I have encountered. Nikki did an amazing job too making sure we understood what paperwork was needed to make the process smooth and stress free. Thank you so much to both of you for helping us get our dream home and making sure we understood the financial portion of the home buying experience.

Click to see all 241 reviews of All Western Mortgage, Inc – Bob Marek NMLS ID 466763, Branch Manager | NMLS # 466763

10/19/2026

🏡 MORTGAGE MYTH MONDAY

❌ MYTH: You have to sell your current home before you can buy your next one.

✅ FACT: You may be able to buy your next home before your current home sells.

Whether this works depends on your income, available assets, equity, current mortgage payment, and the type of financing you’re using.

Some buyers may be able to:

👉 Qualify while carrying both homes
👉 Use available equity toward the next purchase
👉 Explore a HELOC or bridge-loan strategy
👉 Buy first and sell their current home afterward
👉 Structure financing around their individual situation

The key is having a plan before you start shopping.

Thinking about moving but don’t want to sell your current home first? Let’s look at the numbers and see what options may be available for you.
https://allwesternmortgage.secure-engine.com/Bob-marek/

10/19/2026

5.0 star review received on Experience.com for Bob Marek by Bobby M - Bob went above and beyond and was awsome. When my friend Kyle is ready to move, I will make sure he gives Bob a call.

Click to see all 241 reviews of All Western Mortgage, Inc – Bob Marek NMLS ID 466763, Branch Manager | NMLS # 466763