08/27/2025
Rumor has it, Taylor’s engagement ring could be worth $1 million or more. So what would it cost to insure a ring like that?
On average, ring insurance costs $1 to $2 for every $100 your ring is worth. That means Taylor will likely pay around $10,000 per year to keep that handcrafted antique cushion-cut diamond protected.
(Of course, that number could change faster than a surprise album drop — final costs depend on things like where you live, your deductible and the type of coverage you choose. 😉)
But here’s the real takeaway:
You don’t have to be a global superstar to need coverage for your ring. Whether it’s $2,000 or $200,000, it still deserves to be protected.
💡 Curious what it really costs to insure an engagement ring?
🛡️ Wondering what your coverage should include?
We break it all down in our latest blog:
👉 https://ow.ly/S4pt50WMNeG
