Lombardo Insurance Agency

04/08/2026

04/02/2026

If you’ve got an old 401(k) just sitting there, it might be time to take a closer look at what it’s really doing for you in today’s market.

With all the ups and downs we’ve been seeing, many people are starting to rethink the idea of leaving their retirement completely exposed to market risk. One option worth considering is rolling that old 401(k) into a Fixed Index Annuity.

Why? Because it gives you the opportunity to participate in market gains without taking on direct market losses. When the market goes up, you can benefit. When it goes down, your principal is protected. That kind of balance is something a lot of people are looking for right now.

On top of that, many fixed index annuities offer options for guaranteed lifetime income—meaning you can turn your retirement savings into a predictable paycheck you won’t outlive.

It’s not about chasing the highest return—it’s about protecting what you’ve worked so hard to build, while still giving it room to grow.

If you’ve got an old 401(k) and want to explore whether this makes sense for your situation, let’s talk. There’s no one-size-fits-all strategy, but there are smarter ways to position yourself for the future.

08/01/2025

Here’s how we fix that:
Step 1: Shift part of your savings into a strategy that grows tax-free.
Step 2: Protect your money from market downturns.
Step 3: Create a stream of income in retirement that Uncle Sam can’t touch.
This is how working adults build wealth and keep it. Want to see how this could work for you?
Book a quick call—it’s free, it’s simple, and it could save you thousands in taxes.
👇 Click the link.
https://calendly.com/slombardo72

06/09/2023

Life insurance is of paramount importance for families as it serves as a crucial financial safety net, providing protection and peace of mind for the future. By securing a life insurance policy, families ensure that in the event of the policyholder's untimely demise, their loved ones are shielded from potential financial hardships. Life insurance payouts can help cover outstanding debts, such as mortgages, loans, or credit card balances, alleviating the burden on grieving family members. Additionally, life insurance proceeds can replace the lost income of the deceased, helping to sustain the family's standard of living, cover daily expenses, and provide for important milestones like education and retirement. It serves as a powerful tool to safeguard the future of loved ones and offers a crucial layer of financial security during challenging times.

06/07/2023

🚨THE NEW PANDEMIC🚨
Credit card usage has been on the rise in recent years, with more and more people relying on credit for their daily expenses and purchases. The convenience and flexibility of credit cards have made them a popular financial tool. However, this increased usage has also led to a significant increase in credit card debt. To tackle this debt effectively and swiftly, utilizing a debt elimination program can be a smart approach. Debt elimination programs provide structured plans and strategy to help individuals pay off their debts in half the time or less. By following a debt elimination program, individuals can regain control of their finances, eliminate their credit card debt, and pave the way to a debt-free future.
We are helping people every day with these programs.
Call or DM me to learn how you can get started on the road to becoming Debt Free for Life.

03/07/2022

06/28/2020

https://insuremenowdirect.com/agent/stephenlombardo/

Term Life Insurance – is a life insurance policy that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially...

06/11/2018

Ameritas PrimeStar Individual Dental and Vision Insurance Plans offer affordable coverage for individuals of all ages. No enrollment fees or waiting periods.

06/11/2018

https://www.securitylife.com/personal-plans?agnt=010P0434

Ameritas PrimeStar Individual Dental and Vision Insurance Plans offer affordable coverage for individuals of all ages. No enrollment fees or waiting periods.

06/02/2018

http://www.lombardoagency.com/

Did you know different Insurance Companies charge different premiums  on Medigap plans for the exact same policy and coverage? 

05/04/2018

It's overwhelming, poorly presented and potentially misleading, says a new report