10/28/2026
Most rehab budgets don't blow up on paint and flooring. They blow up on what's behind the walls.
7 line items to check before you offer on an older Cleveland house:
1. Roof: age and number of layers
2. Electrical: older homes can need a service upgrade
3. Sewer line: order a camera scope
4. Basement water: grading, gutters, cracks, sump
5. Windows: also part of lead-safe work on pre-1978 homes
6. Furnace and water heater: age and venting
7. Permits: pulled up front
Then add a 10 to 15% contingency on top of your bids.
We fund rehabs with draws as the work gets done, and we underwrite locally. Start an application: https://app.nccgfinance.com/company/loan-apply?utm_source=facebook&utm_medium=organic_social&utm_campaign=page_30day_oct26&utm_content=d11
Business-purpose loans to LLCs and corporate entities on non-owner-occupied investment property only. Subject to ARV, appraisal, underwriting and approval. Terms vary deal by deal and availability can change. Not a commitment to lend.