Ameriwealth Financial Group, LLC

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Ameriwealth Financial Group, LLC We provide Insurance & financial planning Services for Individuals, Families, & Businesses Owners. These things won't just happen automatically. You must plan.

The key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, to protect your family during your working years from the uncertainties, guarantee your own retirement security or provide your employees the suitable benefits. You need to know what you want to achieve and then map out a strategy that will help you achieve it. Planning your financial future can be tough but the good news is that you don't have to do it alone. We can help you identify your financial goals and objectives, prioritize them, and to take action to achieve them. Don't hesitate to contact Karan Murugesu CFP®, ChFC® to help you fully analyze your needs and recommend appropriate solutions. In addition to being a Financial Adviser offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser, Karan Murugesu is also licensed as an Agent with New York Life Insurance Company and a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency. Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies. 339 Princeton Hightstown Road, East Windsor, NJ 08512. (609) -469-0241

Any testimonial on this site is based on an individual’s experience and may not represent the experience of other customers. These testimonials are no guarantee of future performance or success. I am not licensed in all jurisdictions. Karan Murugesu’ s CA license # 0H30687. Neither Ameriwealth Financial Group nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Ameriwealth Financial Group is not owned or operated by New York Life Insurance Company or its affiliates.

10/30/2026

Think having a will means your estate planning is complete? Think again.

Many people associate estate planning with a will and what happens to their assets after they pass away.

But what happens if you're still alive and unable to manage your finances or make important healthcare decisions?

A comprehensive estate plan generally addresses two important situations:

1️⃣ During your lifetime: Who can make financial and healthcare decisions if you become incapacitated?

2️⃣ After your lifetime: How will your assets be managed and distributed to your loved ones?

Depending on your circumstances, an estate plan may include:

📜 Will – Provides instructions for distributing assets subject to your will.

✍️ Power of Attorney – Authorizes someone to handle specified financial matters on your behalf.

🏥 Healthcare Proxy – Designates someone to make healthcare decisions if you're unable to.

🏡 Trust – May help manage and distribute assets according to your wishes.

The right combination of documents depends on your family, financial circumstances, and applicable state laws.

🎙️ In Episode 6 of The Ameriwealth Show, I'm joined by Adam D. Rubin, Esq., CPA, Partner at Levine, Furman & Rubin, to discuss why estate planning goes well beyond having a will.

Estate planning isn't just about what happens after you're gone. It's also about preparing for what could happen during your lifetime.

▶️ Watch the full episode! Link in bio.

For educational purposes only. This content is not intended as individualized legal, tax, or financial advice. Estate planning requirements vary by state and individual circumstances. Consult qualified legal, tax, and financial professionals regarding your specific situation.

10/27/2026

Estate planning isn't just about what happens after you're gone. What happens if you're still here but unable to make decisions for yourself?

It's a situation many families don't think about until they're faced with it.
What if an illness or unexpected injury leaves you unable to manage your finances, communicate important decisions, or make healthcare choices?
Who would step in on your behalf?

That's where incapacity planning becomes an important part of estate planning.

📋 Financial Power of Attorney: Allows someone you authorize to handle certain financial matters on your behalf.

🏥 Healthcare Proxy: Allows you to designate someone to make healthcare decisions when you're unable to do so.

📜 Living Will: Helps communicate your preferences regarding medical treatment and end-of-life care.

Without appropriate planning documents, families may need court involvement to obtain the legal authority to make certain decisions.

🎙️ In Episode 6 of The Ameriwealth Show, I'm joined by Adam D. Rubin, Esq., CPA, Partner at Levine, Furman & Rubin, to discuss why incapacity planning deserves just as much attention as planning for what happens after death.

Estate planning isn't just about protecting your assets. It's also about preparing for important decisions when you may not be able to make them yourself.
▶️ Watch the full Episode 6! Link in bio.

For educational purposes only. This content is not intended as individualized legal, tax, or financial advice. Legal documents and their effectiveness depend on applicable state law and individual circumstances. Consult qualified legal, tax, and financial professionals regarding your specific situation.

10/26/2026

Estate, Probate, and Intestacy. What do these terms actually mean?

You've probably heard these words before, but do you know what they mean for you and your family?
🏠 Estate: Everything you own, including your home, investments, retirement accounts, and business interests.

📜 Probate: The legal process of validating a will and administering an estate.

⚖️ Intestacy: When someone passes away without a valid will, state laws determine how assets subject to intestacy are distributed.

Understanding these basic concepts is an important first step toward making informed estate planning decisions.

🎙️ In Episode 6 of The Ameriwealth Talk Show, I'm joined by Adam D. Rubin, Esq., CPA, Partner at Levine, Furman & Rubin, as we break down estate planning concepts and discuss why planning ahead matters.

▶️ Watch the full episode! Link in bio.

For educational purposes only. This content is not intended as individualized legal, tax, or financial advice. Estate planning laws vary by state and individual circumstances. Consult your qualified legal, tax, and financial professionals.

10/23/2026

Estate planning isn't just about what happens after you're gone. It's also about protecting the people you love while you're here.

You've worked hard to build your wealth, provide for your family, and plan for the future. But have you thought about what would happen if something unexpected occurred?
Who would make important decisions on your behalf? Who would inherit your assets? And how can you make things easier for your loved ones?

These are important questions that estate planning can help address.
🎙️ In Episode 6 of The Ameriwealth Talk Show, I'm joined by Adam D. Rubin, Esq., CPA, Partner at Levine, Furman & Rubin, to discuss the importance of estate planning and how it fits into a comprehensive financial plan.

Protect what you've built. Plan for the people who matter most.
▶️ Watch the full episode! Link in bio.

For educational purposes only. This content is not intended as individualized legal, tax, or financial advice. Consult your qualified legal, tax, and financial professionals regarding your specific circumstances.

10/23/2026

Building wealth is important. But what about protecting everything you've worked so hard to build?

We spend years saving for retirement, investing, buying homes, building businesses, and finding ways to reduce taxes.

But one important part of financial planning often gets overlooked: Estate Planning.
What happens to everything you've built if something unexpected happens?

Estate planning helps you prepare for those uncertainties, make important decisions ahead of time, and provide greater clarity for the people you care about.

Building wealth is only part of the journey. Planning for how it's preserved and passed on is just as important.

🎙️ In Episode 6 of The Ameriwealth Talk Show, I'm joined by Adam D. Rubin, Esq., CPA, Partner at Levine, Furman & Rubin, to discuss why estate planning is an essential part of a comprehensive financial plan.

▶️ Watch the full episode! Link in bio.

For educational purposes only. This content is not intended as individualized legal, tax, or financial advice. Consult your qualified legal, tax, and financial professionals regarding your specific circumstances.

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.
09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

Estate Planning Essentials with Adam D. Rubin, Esq., CPA | Host: Karan Murugesu, CFP®, ChFC®Estate planning is about mor...
07/18/2026

Estate Planning Essentials with Adam D. Rubin, Esq., CPA | Host: Karan Murugesu, CFP®, ChFC®

Estate planning is about more than deciding who receives your assets after you're gone. It's about protecting your family, preserving your wishes, and ensuring the people you trust can make important decisions if you're unable to do so yourself.

In this episode of The Ameriwealth Show, Karan Murugesu welcomes Estate Planning Attorney and CPA Adam D. Rubin, Esq., for a comprehensive discussion on the fundamentals of estate planning. Together, they explore the differences between wills and trusts, the consequences of dying without a will, common estate planning mistakes, beneficiary designation planning, estate tax considerations, and the essential documents every family should have in place.

The conversation also addresses a frequently overlooked topic: estate tax planning for non-U.S. citizens, including H1B visa holders, H4 spouses, and permanent residents. Adam explains how estate tax rules differ for international professionals and why proactive planning is critical.

Listeners will walk away with practical action steps and a better understanding of how estate planning fits into a comprehensive financial plan.
Guest: Adam D. Rubin, Esq., CPA
Partner, Levine, Furman & Rubin
Key Topics Covered:
• Estate Planning Fundamentals
• Wills vs. Trusts
• Probate and Intestacy
• Incapacity Planning
• Beneficiary Designations
• Estate Tax Planning
• H1B and Non-Citizen Estate Tax Issues
• Essential Estate Planning Documents
• Choosing an Estate Planning Attorney

Listen now and learn how to protect the people you love and the assets you've worked hard to build.
Levine, Furman & Rubin, LLC is not affiliated with New York Life Insurance Company

The guest speakers appearing at this seminar are solely responsible for the content of their presentations which may not necessarily represent the opinions of New York Life Insurance Company or its subsidiaries.

07/17/2026

On our next episode …
Stay tuned

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!
07/04/2026

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!

06/20/2026

Set aside 15 minutes to create a basic inventory of your retirement accounts. Consider writing down:
• The type of account (e.g., IRA, Roth IRA, 401(k), 403(b), or 457)
• Whether the account is with a current or former employer
• Where the account is held
• Key ages that may affect retirement distributions, including age 59½ and your applicable Required Minimum Distribution (RMD) age under current law (generally age 73, increasing to 75 for some individuals) Age 70½ is relevant for Qualified Charitable Distributions (QCDs) and is separate from the age used to determine when RMDs must begin.

Having this information organized may help you better understand how different retirement accounts may be treated when distributions become necessary.

If you would like a structured format, you can download the worksheet available in the show notes for this episode on our website.

Watch the full Episode 5 of The Ameriwealth Show — link in bio

This content is for educational purposes only and should not be construed as financial advice for your specific situation. Please consult with your tax, legal, and financial professionals before making any decisions.

Address

339 Princeton Hightswown Road
East Windsor, NJ
08512

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16094690241

Website

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