Attract Capital

09/02/2026

Sandbagging your financial projections doesn't make you look safe to a mezzanine lender. It makes you look scared.

Lender stress tests discount YOUR numbers by 20–25% to build their worst-case scenario. Submit a no-growth forecast, and that becomes the floor they cut from — landing you at a projection that can't even cover interest.

Confidence in your numbers isn't optional. It's the foundation the entire stress test is built on.

https://www.attractcapital.com/mezzanine-debt-lender-stress-tests

Learn how mezzanine debt lenders stress test deals by modeling revenue declines, margin pressure, and other risks that could affect cash flow and debt service.

09/01/2026

Q&A with Dave Barnitt: why do some companies get many funding offers while others may get none?

08/31/2026

Sandbagging your financial projections doesn't make you look safe to a mezzanine lender. It makes you look scared. 📉

Lender stress tests discount YOUR numbers by 20–25% to build their worst-case scenario. Submit a no-growth forecast, and that becomes the floor they cut from — landing you at a projection that can't even cover interest.

Confidence in your numbers isn't optional. It's the foundation the entire stress test is built on.

08/27/2026

A financial model can strengthen your case with a mezzanine lender — or make the deal harder to believe.

The difference?

How realistic, transparent, and supportable the model is.

Mezzanine lenders look for financial models that are:

→ Predicated on the past
→ Driven by actionable business metrics
→ Consistent with historical financial reporting
→ Clear about adjustments
→ Conservative about speculative growth
→ Supported by executed contracts and hard backlogs
→ Grounded in financial results that have been through a quality of earnings exam

The more ambiguous the model drivers and growth path, the less likely the mezzanine lender is to buy into it.

The model isn't just a projection. It is part of the lender's view of the deal.

Read the full article:
https://www.attractcapital.com/mezzanine-lenders-evaluate-financial-models

See how mezzanine lenders evaluate financial models, from historical trends and EBITDA adjustments to growth assumptions, backlogs, and quality of earnings.

08/26/2026

Century Mechanical has acquired JDV Plumbing & Heating of Westchester County, NY.

This acquisition fits within the existing Century footprint and complements its existing regional platform.

It also adds plumbing services to the existing service platform, broadening the Company's service offerings in a strong home services region.

Century Mechanical is the preferred acquirer of HVAC owners seeking a highly reputable buyer with strong industry operating expertise.

08/25/2026

Why do lenders say no? 👆 Here are the top 3 reasons why mid-sized companies are denied funding in under 60-seconds.

08/24/2026

A financial model can strengthen your case with a mezzanine lender — or make the deal harder to believe.

The difference?

How realistic, transparent, and supportable the model is.

Mezzanine lenders look for financial models that are:

→ Predicated on the past
→ Driven by actionable business metrics
→ Consistent with historical financial reporting
→ Clear about adjustments
→ Conservative about speculative growth
→ Supported by executed contracts and hard backlogs
→ Grounded in financial results that have been through a quality of earnings exam

The more ambiguous the model drivers and growth path, the less likely the mezzanine lender is to buy into it.

The model isn't just a projection. It is part of the lender's view of the deal.

08/18/2026

It’s Q&A Tuesday Dave Barnitt. Today, Dave tells us what he thinks is possibily the greatest myth concerning private capital. 💵 Here’s what he has to say…

08/17/2026

Mezzanine lenders spot financial engineering almost instantly — often before the pitch is even finished.

The giveaway: a model that doesn't match the company's actual balance sheet and working capital history.

Keep it simple. Complexity kills credibility.
Mezzanine lenders spot financial engineering almost instantly — often before the pitch is even finished.

The giveaway: a model that doesn't match the company's actual balance sheet and working capital history.

Keep it simple. Complexity kills credibility.

https://www.attractcapital.com/mezzanine-lenders-spot-financial-engineering

Learn how mezzanine lenders quickly identify financial engineering, inflated EBITDA, aggressive addbacks, and overly optimistic deal assumptions.

08/14/2026

Welcome to the team Sarah. We love adding new talent here at Attract Capital®.