09/21/2026
WANT TO BUILD YOUR $MILLION+ DREAM HOME? EVER THINK ABOUT BUYING A TRAILER FIRST?? š
Sounds crazy, right? Hereās why it can actually be a brilliant move.
More than a year ago, a client was introduced to us to finance a distressed propertyāa great lot in a great location with an old double-wide that needed to come down. He ended up paying cash, so he didnāt need us thenābut we stayed in touch so he knew who to call when he was ready for the next phase.
Fast-forward about a year and a halfā¦
The trailer? GONE.
The lot? Cleared, prepped and ready to build.
The builder? HIRED.
Now heās ready to build his dream home on property he already owns. And hereās why he did this RIGHT:
Starting with RAW land can mean zoning restrictions, soil and perc testing, engineering, utility planning, site work, permits, contractorsāand a whole lot of MONEY and TIME before you ever break ground.
But because this property was already improved?
Water. Septic. Electric. Driveway.... they're already there. Thatās what we call WINNING. š
You donāt always need the perfect vacant lot to build your dream home. Sometimes the opportunity is that old manufactured home sitting on a beautiful piece of property. If the numbers make sense, tear it down. Start over. Build exactly what you want.
Now our client has circled back to HIVE, and weāre working with him and his builder on the financing side.
And THIS is where having the right lender really matters.
Builder approval. Plans. Contracts. Budgets. Appraisals. Draw schedules. Inspections. Title updates. Insurance. Change orders. Lien waivers. Contingency reservesāand constant coordination between everyone involved.
Trust usāthatās NOT the time to find out your lender rarely does construction loans.
US? We do this ALLLLLLL THE TIME.
We know the process. We work directly with builders regularly, and weāre proud to be one of the first calls many of our local builders make when they need a reputable broker who understands construction financing.
Because when youāre building a home, choosing the right lender is every bit as important as choosing the right builder.
š HIVE Lending Partners
Taking the sting out of lending.