Kirk Miller Mortgage NMLS #225944 Branch Manager/ Loan Officer

04/28/2025

Cool backyards are both functional and stylish, equipped with little extras that will make spending time outside more fun. There are a variety of tweaks and changes that you can make to your existing backyards and patios...

02/05/2025

01/21/2025

This monthly report provides insight into the economic indicators that affect the housing market, such as interest rates, mortgage rates, employment, and inflation, among others.

03/08/2024

To all the women who inspire us with their strength, intelligence, and kindness: Happy International Women's Day! 💫💖

It’s Women’s History Month and International Women’s Day! At APM, these celebrations are reminders of the progress we’ve made, as well as our ongoing focus to promote from within and cascade balance and diversity throughout our organization. This year’s IWD theme is .

At APM, women are making invaluable contributions that cascade throughout our company. From producers serving our communities to those working behind the scenes in operations, we appreciate your dedication to our mission of creating experiences that matter for each customer we serve. Women’s impact is also felt in various levels of management and within our executive leadership team.

Today and always, we recognize and appreciate the significant roles women play in every aspect of our company. To gain insight into APM’s commitment to fostering a diverse and inclusive workplace, please visit: https://bit.ly/3wPbQGa

02/29/2024

Interesting read from Elliot Eisenberg, the Bowtie Economist this morning;

Company Concentration

The current share of the S&P 500 market capitalization held by the largest five firms is a staggering 25%. Those firms are, in order of market capitalization, Microsoft, Apple, Alphabet, Amazon, and Nvidia. The last time the top five were collectively this large was the early 1970s. At that time the five firms in market capitalization order were IBM, AT&T, GM, Eastman Kodak, and Exxon. No firm is unassailable.

01/22/2024

Get in on the 2024 homebuying tactics. More competition, ebbing rates, seller concessions? Move over, 2023. There are new rules this year.

Looking to buy a house this year? Here's how the market has changed and what you need to know before submitting an offer.

01/17/2024

11 Things You Should Never Store Under the Kitchen Sink

Keep this space clutter-free, and your family safe from harm, by leaving these items out of it. Here are the items you should never keep under the kitchen sink.

10/11/2023

Why are interest rates so high?

APM's Consulting Economist is back talking about why interest rates are so high. He breaks down the reasons why and what we can expect in the near future. Wi...

10/03/2023

Having equity in real estate is a great way to invest your money. The more equity you have, the more financial flexibility you have. Send me a message when you're ready to make an investment in your future, I'm standing by to help.

09/19/2023

When it comes to transforming your space, the choice between renovating and remodeling can make all the difference. Let's discuss how your home improvement dreams align with your financial goals. Your vision, my expertise!

07/19/2023

My beautiful and brilliant Marketing Gal (Kamila Nouvion VMA) helped me write a new Bio. Check It out!

Learn more about Kirk Miller at American Pacific Mortgage. Start your purchase or refinance home loan today.