James F. Sutton Insurance Agency, Ltd.

10/14/2026

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

10/12/2026

Insulating your pipes, cleaning your gutters and chimney are all good projects to invest in now to prepare for winter. Follow these fall home maintenance tips and prepare your home for the coming winter months. Learn more.

10/12/2026

If you wait until a storm is coming up the coast to buy flood insurance, it’s already too late! 🌊🏠

Most flood policies require a 30-day waiting period before coverage takes effect. On top of that, insurance companies often issue binding moratoriums 24 to 48 hours before a storm hits, meaning no new policies can be issued at all.

Whether you own a coastal home or business on Long Island, don’t wait until tidal waters are creeping into your backyard or basement.

Take action now to protect your property before storm season arrives:
📞 Call Team Sutton at 631-581-7978
🌐 Visit us at suttonins.com

Don't delay, Do Sutton About It! 🙌

10/09/2026

High tides and post-storm cleanup down at Timber Point! 🌊

When a coastal storm hits, knowing what to do next makes all the difference. Remember to photograph any property damage before starting mitigation, and lean on Team Sutton to help guide you through the claim process from start to finish.

Whether you need restoration recommendations or claim assistance, Team Sutton is here for you.

Don't wait, give us a call at 631-581-7978 and Do Sutton About It! 🙌

10/08/2026

🍂 HOLIDAY CLOSURE NOTICE 🍂
In observance of Columbus Day, the James F. Sutton Agency will be closing early on Friday, October 9th at 2:00 PM, and we will remain closed through the holiday weekend. We look forward to serving you again when we reopen on Monday, October 12th.

🚨 Need Emergency Support?

While our office is closed, our emergency phone line will be open on Monday to assist with any urgent matters or claims. Please reach out if you need immediate assistance!

For any other inquiries, leave us a message or contact us ahead of time:
📞 631-581-7978
🌐 suttonins.com

We wish you all a wonderful, safe, and happy Columbus Day weekend!

10/05/2026

Compilation time!! The cheapest business insurance is often the most expensive mistake you can make. From post-accident auto claims to catastrophic storms, our team has seen it all. We are here to guide you through the insurance process and provide the quality coverage you actually need when the unexpected happens.

Let the experts review your policies before you need them. Call us at 631-581-7978 and Do Sutton About It.

10/02/2026

It takes a few tries to get it right! We might not be Hollywood actors, but we do know a thing or two about insurance. Enjoy a few behind-the-scenes bloopers from Jimmy and Ryan's recent video shoots.

Want to work with real people instead of an online bot? Give our office a call at 631-581-7978 and Do Sutton About It!

10/01/2026

Think your home or business insurance covers flooding? In most cases, it doesn’t. A reminder that our most recent storm was a nor’easter, not a hurricane.
Flood insurance is separate coverage, and we have access to both the NFIP and private flood markets to help protect your property.
Just don’t wait until a storm is coming, many flood policies have a 30-day waiting period, although some private carriers may offer coverage in as little as 7 days.
Protect your home. Protect your business.

09/28/2026

"Who is the best insurance company to protect my business?" We hear this question all the time. The truth is, the best agent is one who takes a detailed approach to understanding your unique exposures. We look closely at your daily operations, industry, employee count, and sales to build a customized program that actually protects you when a claim happens.

Stop settling for one-size-fits-all coverage. Call Team Sutton at 631-581-7978 to customize your business policy, and Do Sutton About It!

09/25/2026

Think your roof is in perfect condition? Your insurance carrier might think otherwise! Many companies are now using drone footage to inspect properties. If your roof is over 20 years old, has peeling shingles, or is collecting moss, it could jeopardize your coverage. Regular maintenance is key to keeping your homeowner's policy secure.

Have questions about your home's coverage requirements? Reach out to Team Sutton at 631-581-7978 and Do Sutton About It!