Finance with John Ross

Finance with John Ross My name is John Ross, and this is Finance on a Budget. Here, you’ll learn all about how to manage

Do you plan to have another source of income?
09/02/2021

Do you plan to have another source of income?


Let's talk about two common types of Life Insurance options you can use for protection; Whole Insurance, and Term Insura...
08/31/2021

Let's talk about two common types of Life Insurance options you can use for protection; Whole Insurance, and Term Insurance. ⁠
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Since Insurance policies are not a one-size-fits-all kind of thing, some options that are great for one individual might not be applicable to another. ⁠
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In my latest video, we will talk about the differences between Whole and Term Insurance. ⁠
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You can use this as a guide to help you find out which one suits your lifestyle and financial capabilities best.⁠
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Watch my video here:

https://www.youtube.com/watch?v=SN6QhzrsV-s&t=8s

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Bankruptcy is not the end of your life.
08/06/2021

Bankruptcy is not the end of your life.

It sure can be hard to protect oneself from bankruptcy when you're not prepared for a medical problem, a job loss, or a ...
07/27/2021

It sure can be hard to protect oneself from bankruptcy when you're not prepared for a medical problem, a job loss, or a family breakup.

But you can definitely move on and do something about it.

Watch my video in 👇🏼

https://www.youtube.com/watch?v=S2N6JTIX7uw&t=53s

When borrowing from family and friends, an increasing late fee every time you fail to pay is a good assurance in place. ...
07/26/2021

When borrowing from family and friends, an increasing late fee every time you fail to pay is a good assurance in place. ⁠
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It may force you to be more responsible and never miss payments. ⁠
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Collaterals like gadgets, jewelry, or anything of value to you can also work. ⁠
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Let them hold on to that item until you can pay your loan. ⁠
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Be respectful of your loved one by offering an interest rate not lower than 2%. ⁠
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Remember, your family or friend works hard for that money too, so it’s only fair for them to get something back. ⁠
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And also, inflation is real. The value you borrowed will not be the same in the future. Add a little extra to compensate. ⁠
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Learn more by watching my video 👇🏻

https://www.youtube.com/watch?v=qCEjutzLAd8
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📩 Save this post for future reference!⁠
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📌 Turn on notifications to make sure you don't miss another financial lesson!⁠
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"Roughly 21 million Americans holding $46 billion of medical debt as of April 2021 face collections — meaning that a thi...
07/21/2021

"Roughly 21 million Americans holding $46 billion of medical debt as of April 2021 face collections — meaning that a third-party debt collector is trying to obtain the money owed — according to Credit Karma data previously provided to Yahoo Finance."

Give primary importance to your health.


Don't be scared of the unavoidable setbacks that all investors experience, especially during a crisis in the market. If ...
07/20/2021

Don't be scared of the unavoidable setbacks that all investors experience, especially during a crisis in the market.

If the reasoning behind the investment was sound, stick with it, and all shall be well.

Follow me to learn more finance tips
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Please like and share!

No formalities, no complicated stuff. But you have to be the responsible one for getting this paid back. You’re the one ...
07/18/2021

No formalities, no complicated stuff.

But you have to be the responsible one for getting this paid back. You’re the one who needs them, not the other way around.

Make it easy for them to trust you with the money, and show them they can count on you being reliable. Because if not, it can put a strain on your relationships.

If you repeatedly show you can’t be relied on in handling your debt to them, it might lead to distrust.

Years of love and friendship, crumbling to dust, because of money. You don’t want that to happen.

If you are going to ask, there are some things to consider when borrowing from friends and family.

Know more about it by watching my video 👇🏼

https://www.youtube.com/watch?v=qCEjutzLAd8

Always track your spending. Save and invest so that you can ensure you will have enough for retirement. Look around you ...
07/17/2021

Always track your spending.

Save and invest so that you can ensure you will have enough for retirement.

Look around you too, and share with those who are in need.

Share to a friend!

📌 Turn on notifications to make sure you don't miss another financial lesson!

Do your homework before making a decision. Once you've made a decision, make sure to re-evaluate your portfolio on a tim...
07/17/2021

Do your homework before making a decision.

Once you've made a decision, make sure to re-evaluate your portfolio on a timely basis.

A wise holding today may not be a wise holding in the future.

Things like no credit checks, job checks, or interest are some of the advantages when borrowing from people close to you...
07/10/2021

Things like no credit checks, job checks, or interest are some of the advantages when borrowing from people close to you.

No formalities, no complicated stuff.

But you have to be the responsible one on getting this paid back.

You’re the one who needs them, not the other way around.

Make it easy for them to trust you with the money, and show them they can count on you being reliable.

Follow me to learn more finance tips
👉 👈

Share this with a friend who needs it.

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