Collaborative Divorce Strategies

11/03/2026

Your marital status on December 31 sets your filing status for the whole year.

If your divorce is final by December 31, you file as single or head of household for 2026. If the judgment lands on January 2, the IRS treats you as married for all of 2026.

The date changes:
- Your standard deduction
- Your tax bracket
- Whether you qualify as head of household with a child living with you more than half the year
- Whether you need your spouse's signature on a joint return

Some couples come out ahead by finalizing in December. Others save money by waiting and filing one last joint return. Both incomes, the kids, and who pays the mortgage decide which group you fall into.

Run the numbers both ways before you pick a court date. I do this math with clients every November.

Call (401) 258-8737 or email [email protected].

*Financial advisory services provided through Axis Wealth Partners.

11/02/2026

Divorce gets harder when one spouse knows the finances and the other does not. Jane is a Certified Divorce Financial Analyst and co-mediator. She helps both of you look at the same figures before you decide anything.

Start with a conversation:

- Your first consultation is free
- Bring your questions about money, taxes, and the house
- Leave with a clear idea of your next step

Book your free consultation today at www.collaborativedivorcestrategies.com or send us a message.

Exclusive financial investment advisory services are provided through Axis Wealth Partners.

The testimonials displayed on this site are unsolicited and provided by past or existing clients of Collaborative Divorce Strategies. These testimonials are

10/30/2026

At Collaborative Divorce Strategies, a Certified Divorce Financial Analyst and co-mediator walks you and your spouse through the full picture together before you make any final decisions.

Send us a message to set up a conversation.

Call (401) 258-8737
Email [email protected]

Exclusive financial investment advisory services are provided through Axis Wealth Partners.

10/26/2026

A client sent us this note after working with Kerry Rafanelli and Jane McAuliffe on their divorce.

When you work with our team, you get:

- A mediator who keeps the process moving and treats both spouses fairly
- A Certified Divorce Financial Analyst to explain the money side, from the house to retirement accounts
- Decisions made at the table by the two of you, instead of handed down by a judge

If you’re facing divorce, start with a conversation. Your first consultation is free.

Call (401) 258-8737
Email [email protected]

Exclusive financial investment advisory services are provided through Axis Wealth Partners.

10/24/2026

10/22/2026

Some of my clients stopped talking to their spouse about money years before they filed.

They tried. They brought up the credit card balance, the overdraft, the retirement account nobody checked. Each conversation ended with their spouse defensive or angry, and nobody ever talked about the original problem.

So they went quiet:

- Paying bills without mentioning the late fees
- Moving part of each paycheck into their own account
- Signing tax returns without reading them
- Letting their spouse handle the investments to avoid another fight

From the outside, the marriage looked calmer. Inside, one person had lost track of the family’s finances.

When divorce comes, the silence costs you. You walk into negotiations without knowing the mortgage balance, the value of the 401(k), or where the cash went.

If you’ve stopped asking about money at home, start gathering statements now: bank, credit card, retirement, and the last three years of tax returns. As a CDFA and co-mediator, I help you sort out what you own and owe before you sign anything.

Ready to explore your options? Let's connect.

📞 (401) 258-8737
📧 [email protected]

*Financial advisory services provided through Axis Wealth Partners.

10/20/2026

Many of my clients separate months before either of them moves out. Few stretches of a divorce feel harder.

You’re grieving the marriage while you still split the mortgage, the electric bill, school pickups, and some nights the bedroom. A comment about the dishes turns into a fight about the last ten years.

Clients describe:

- Saying things they would never say to a friend or coworker
- Crying in the car after a five-minute talk about money
- Dreading the sound of the garage door

You don’t need a signed agreement or a new address before you start feeling steadier.

A few steps help right now:

- Write down what sets you off. Often the timing is the problem more than the topic (late at night, after the kids go to bed).
- Pick one time each week to talk about bills and logistics. Stick to the list.
- Put in writing who pays what until the divorce is final. Fewer surprises in the mail means fewer arguments.
- When your chest tightens, leave the room before you answer. Ten minutes is enough.

Your kids are watching how the two of you handle these months. Calm, predictable days at home matter more to them than the legal timeline.

If you’re living this now, send me a message. As a CDFA and co-mediator, I help couples set up a temporary financial plan so the household keeps running while you work out the rest.

Let's connect.
📞 (401) 258-8737
📧 [email protected]

*Financial advisory services provided through Axis Wealth Partners.

10/17/2026

10/15/2026

You signed your prenup at 28.

Since then you've had kids, one of you stepped back from your career, you bought a house, and your financial picture looks completely different.

Does your agreement still reflect your life?

A postnuptial agreement lets couples update their financial understanding during the marriage — not just at the beginning. It's not a sign of trouble. It's a sign that you're paying attention.

If life has changed significantly since you got married — and honestly, when hasn't it — it might be worth a review.

📞 (401) 258-8737 | Free consultation
📧 [email protected]

10/13/2026