Collaborative Divorce Strategies

Collaborative Divorce Strategies Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Collaborative Divorce Strategies, Financial planner, 670 Main Street, Suite C4 (inside Rafanelli Law Office), East Greenwich, RI.

Collaborative Divorce Strategies is a divorce financial planning and mediation firm providing you with the education, tools and support during the divorce process. Collaborative Divorce Strategies’ mission is to provide you with the education, tools and support during the divorce process to help you make rational, informed decisions and reinvent your financial future.

Divorce doesn't just end a marriage. It can end your retirement.Financial reality checkMost people don't find out until ...
06/17/2026

Divorce doesn't just end a marriage. It can end your retirement.

Financial reality check

Most people don't find out until it's too late: every retirement account built during your marriage is marital property. All of it. On the table.

What smart people do differently

They stop assuming the split will be "reasonable."
They stop letting attorneys guess at the numbers.
They stop treating retirement as a distant problem.

They bring in a Certified Divorce Financial Analyst.

They realize that the closer you are to retirement, the higher the stakes — and that a wrong move at 55 doesn't feel like a loss until you're 68 and being forced back to work.

They stop dividing accounts. They start protecting futures.

Divorce attorneys fight over what's fair today. A CDFA protects what you'll need for the next 30 years. Those aren't the same conversation.

Your retirement deserves more than a courtroom guess.

Book a complimentary consultation to get a clear picture of what your financial future actually looks like after divorce.

📞 (401) 258-8737
[email protected]

Financial investment advisory services provided exclusively through Axis Wealth Partners.

Divorce can feel like everything is being ripped away — your security, your identity, your future.But hidden inside this...
06/16/2026

Divorce can feel like everything is being ripped away — your security, your identity, your future.

But hidden inside this painful moment is your chance to take it all back.

At Collaborative Divorce Strategies, we help you:

Reclaim your financial independence
Protect what's yours
Build a future on your terms

You don't have to figure it out alone. Let's turn this ending into a beginning you're proud of.

📞 (401) 258-8737
✉️ [email protected]

Schedule your free consultation today.

Financial investment advisory services provided exclusively through Axis Wealth Partners.

The Hidden Costs Nobody Warns You AboutEveryone expects the big changes after divorce. The house. The accounts. The lega...
06/11/2026

The Hidden Costs Nobody Warns You About

Everyone expects the big changes after divorce. The house. The accounts. The legal fees.

What surprises people? The small stuff. Streaming subscriptions you never thought about. Car insurance now in one name. Groceries for one. The costs that were invisible when they were shared.

One of my clients described going from a joint card where she "didn't really think about it" to suddenly having a heightened awareness of every dollar. That awareness is actually a superpower, but it takes time to develop.

Part of what I do at Collaborative Divorce Strategies is help clients build a realistic post-divorce budget before the ink dries, so the transition is planned — not a shock.

📲 Follow along for weekly financial insights for people navigating divorce.

Marriage is an economy of scale. Two incomes, shared expenses, and built-in financial partnership. When that ends, the m...
06/09/2026

Marriage is an economy of scale. Two incomes, shared expenses, and built-in financial partnership. When that ends, the math changes dramatically, and fast.

Household income typically drops by about half at divorce and only partially recovers over the following decade. That's not a statistic to fear, it's one to plan for.

As a Certified Divorce Financial Analyst, I help clients understand the full financial picture before they sign anything — so there are no surprises on the other side.

💬 Have questions about what divorce could mean for your financial future? Drop them below or send me a message.

Your retirement savings are on the line when you divorce. Full stop.Here’s what too many people learn the hard way:💸 Ret...
06/05/2026

Your retirement savings are on the line when you divorce. Full stop.

Here’s what too many people learn the hard way:

💸 Retirement accounts built during marriage?

They’re marital property. Translation: they’re getting split.

⚖️ In community property states? It’s a clean 50/50.

In equitable distribution states? It’s a “fair” split, which is often code for financial confusion and courtroom chaos.

Let’s be brutally honest:

The closer you are to retirement, the higher the stakes—and the more devastating the consequences of getting it wrong.

THE FIX?
Work with a Certified Divorce Financial Analyst who actually understands the long game.

At Collaborative Divorce Strategies, we don’t just divvy up the accounts.
We protect your future lifestyle, your financial freedom, and your ability to sleep at night without wondering if you’ll have to un-retire at 68.

Your retirement isn’t a distant dream. It’s a plan, and it needs protection.

Don’t roll the dice. Let’s build that protection together.

📞 Book your complimentary consultation today:
(401) 258-8737
📧 [email protected]

Financial investment advisory services provided exclusively through Axis Wealth Partners.

Not All Retirement Dollars Are Created EqualThink you’re splitting everything 50/50 in your divorce?Not so fast.When it ...
06/03/2026

Not All Retirement Dollars Are Created Equal

Think you’re splitting everything 50/50 in your divorce?
Not so fast.

When it comes to retirement accounts, things get tricky.
Some accounts are taxed now. Others are taxed later.
And if you don’t know which is which, you could walk away with a lot less than you thought.

Here’s what too many people miss:
🧾 That $100K in a 401(k) isn’t worth the same as $100K in a Roth IRA
📉 Taking money out too soon could mean big penalties
⚖️ Tax rules can turn a “fair” deal into a financial misstep

If you are separated or already in the process of divorce and need clarity on your retirement accounts, please reach out. Your first consultation is complimentary.

📞 (401) 258-8737
📧 [email protected]
Jane McAuliffe, CDFA® | Founder, Collaborative Divorce Strategies

"Clean lines aren't an act of distrust. They're an act of clarity."I say this to clients all the time, usually after the...
06/01/2026

"Clean lines aren't an act of distrust. They're an act of clarity."

I say this to clients all the time, usually after they've apologized for wanting to protect an inheritance, as if that's something to be ashamed of.

It isn't.

If someone in your family spent a lifetime building something and chose to leave it to you, protecting it isn't cold. It's not a sign that your marriage is in trouble. It's not a hedge against your spouse. It's just smart, and frankly, it's the least you can do to honor what was given to you.

A trust. A postnuptial agreement. A separate account with a paper trail. None of these are accusations. They're decisions. Quiet, responsible ones that most people only wish they'd made sooner.

I work with people who are already in the middle of it, sorting out what's theirs, what's shared, and what they may have unknowingly given up. It's not always pretty. But it's always fixable to some degree, and that's where I come in.

So if you're going through a divorce and you're staring at an inheritance wondering what happens to it now, let's talk. I've seen a lot of these situations, and I'll give you a straight answer.

First conversation is free. No softening, no runaround, just clarity.

📞 (401) 258-8737
📧 [email protected]
Jane McAuliffe, CDFA® | Founder, Collaborative Divorce Strategies

Did you know that simply depositing an inheritance into a joint bank account can convert it into marital property?It's c...
05/30/2026

Did you know that simply depositing an inheritance into a joint bank account can convert it into marital property?

It's called "commingling", and it's one of the most common financial mistakes I see in divorce cases.

Once separate funds are blended with marital money, it becomes extremely difficult to reclaim them, unless you have meticulous records showing exactly where those funds originated and where they went.

Here's what I tell every client: the best financial protection isn't reactive, it's proactive. But even if you're already in the middle of a divorce, understanding your rights around inherited assets can make a real difference in your outcome.

My role as a Certified Divorce Financial Analyst and co-mediator is to help you see the full picture — so you can make decisions that actually protect your future.

👉 Ready to get clear on your finances? Your first conversation is completely free.

📞 (401) 258-8737
📧 [email protected]

— Jane McAuliffe, CDFA® | Founder, Collaborative Divorce Strategies

💼 Investment advisory services through Axis Wealth Partners

Let's talk about something most people don't consider until it's too late: what happens to an inheritance in a divorce.I...
05/27/2026

Let's talk about something most people don't consider until it's too late: what happens to an inheritance in a divorce.

I work with clients every day who are shocked to learn that money they received from a parent or loved one can become marital property — simply because of how it was handled.

Here's the truth: an inheritance doesn't automatically stay yours just because it was given to you.

If you deposit it into a joint account, use it to renovate the family home, or blend it with shared finances without proper documentation, it can become subject to division in divorce proceedings.

The good news? There are steps you can take — now or later — to protect it:

✅ Keep inherited funds in a separate account in your name only
✅ Maintain detailed records of where the money came from and where it goes
✅ Consider a prenuptial or postnuptial agreement that specifically addresses the inheritance
✅ Explore whether a trust structure makes sense for your situation

Clean financial boundaries aren't a sign of a troubled marriage. They're a sign of smart planning.

If you're navigating divorce and have questions about inherited assets, retirement accounts, or the full financial picture — let's talk.

📞 (401) 258-8737
📧 [email protected]

Your first conversation is completely free. No pressure, just clarity.

Investment advisory services through Axis Wealth Partners

Via The Wall Street Journal, "What It's Like to Retire in America After a Divorce"Thirty years ago, when she sensed her ...
05/23/2026

Via The Wall Street Journal, "What It's Like to Retire in America After a Divorce"

Thirty years ago, when she sensed her marriage was heading toward divorce, she made one quiet decision that changed her entire financial future.

She turned down a higher-paying private sector job and took a position with the state instead.

The reason? The pension.

She contributed something to her retirement account every single month, even when it was a small amount. When she eventually divorced again, she walked away with her retirement account, her pension, and a rental property generating income.
Not because she was lucky. Because she had been intentional for decades.

It is never too early, and never too late, to make a smart financial decision. Even one choice, made clearly and deliberately, can rewrite your future.

If you're in the middle of a divorce right now, that decision is the one sitting in front of you today.

💬 What's the one financial question keeping you up at night? Share it below.

If you're going through a divorce and need help understanding your financial picture, your first conversation is completely free.

📞 (401) 258-8737
📧 [email protected]

Financial investment advisory services provided exclusively through Axis Wealth Partners.

Address

670 Main Street, Suite C4 (inside Rafanelli Law Office)
East Greenwich, RI
02818

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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