Jeff Gaccione - RI Mortgage Pro NMLS #20461

Jeff Gaccione - RI Mortgage Pro NMLS #20461 Mortgage Loan Officer with Embrace Home Loans | Helping families achieve the dream of homeownership for 20+ years. NMLS #20461

Serving RI, MA, CT & beyond with purchase, refinance & equity solutions. Jeff Gaccione
Senior Loan Officer/Sales Manager (NMLS # 20461)
Embrace Home Loans (NMLS # 2184)
25 Enterprise Center
Newport, RI 02842
(401)344-3348
(401)419-6734 (cell)
[email protected]

I'm a licensed MLO in: RI, MA, CT, CA, DE, FL, GA, ID, IL, IN, KS, CO, NC, NE, NJ, NY, OH, OK, PA, AR, TN, TX, and VA.
- Equal Ho

using Lender
- www.nmlsconsumeraccess.org


Corporate Licensing: http://www.embracehomeloans.com/about-us/licensing

Founded in 1983, Embrace Home Loans is a direct lender for Fannie Mae and Freddie Mac, approved by FHA and VA, and an issuer for Ginnie Mae. Embrace Home Loans has remained a prominent leader in the industry, having helped hundreds of thousands of individuals and their families purchase new homes, lower their monthly payments and consolidate high-interest debt since its inception. Please feel free to contact the BBB and ask about our "A" rating. Their direct number is 508-652-4800. Embrace Home Loans is more than a name, it's our way of reaching out to say "thank you" to the customers we've served for over 26 years. For the warmth and kindness you've shared in the hundreds of letters paying tribute to the extraordinary people who've been a part of our family. It's been an honor and a privilege. As a pioneer in mortgage lending, we remain a prominent leader in the industry today. Embrace Home Loans is an approved lender for Fannie Mae and Freddie Mac, approved by HUD for FHA insured loans, approved by VA, and an issuer for Ginnie Mae. Embrace Home Loans is licensed in 46 states. Since 1983, we have helped hundreds of thousands of individuals and their families purchase new homes, lower their monthly payments, and consolidate high-interest debt so they can enjoy some extra spending money. In the last 12 months, our mortgage specialists helped arrange over $2 billion in homeowner loans - all over the phone and online! We have the experience and the resources to be your mortgage lender for the long haul. When you work with Embrace Home Loans, there's no middleman; Embrace is a direct lender. We don't make decisions exclusively based on your credit history, because we want to lend to people, not numbers. You won't pay an application fee, and we arrange your entire loan over the phone with the option to close in as few as 21 days. From our corporate headquarters in Rhode Island, we employ over four hundred Mortgage Specialists and supporting staff to provide you with the personalized home financing you need to reach financial stability and achieve your dreams. Our Embrace Home Loans Mortgage Specialists will be happy to lend you a hand in choosing the right loan product for your situation. We are an active member of the Mortgage Banker's Association of America. We are an Equal Housing Lender and an accredited business of the Better Business Bureau.

Today we pause to remember the men and women who gave everything for our country.Their sacrifice gave us the freedoms we...
05/25/2026

Today we pause to remember the men and women who gave everything for our country.

Their sacrifice gave us the freedoms we enjoy every day — and that should never be taken for granted. 🇺🇸

Wishing everyone a meaningful Memorial Day weekend with family, gratitude, and reflection.

MortgagePro RIRealEstate Veterans USA

05/14/2026

5.0 star review received on Experience.com for Jeff Gaccione by Phyllis K - Jeff kept my husband and I on track and well informed of the process at all times. He was a pleasure to work with. We will happily refer him to friends and family.

Click to see all 490 reviews of Jeff Gaccione, Loan Officer | NMLS 20461

Great night at the RI REALTORS YPN event at The Jefferson in Warwick.Proud to be there as a sponsor representing Embrace...
05/14/2026

Great night at the RI REALTORS YPN event at The Jefferson in Warwick.

Proud to be there as a sponsor representing Embrace Home Loans and supporting the next generation of real estate professionals getting started in this business. A lot of good conversations, new connections, and familiar faces all in one room.

Events like this are a reminder that relationships still drive this industry. The agents who continue showing up, networking, learning, and building real partnerships are the ones who separate themselves long term.

Appreciate everyone who took the time to connect last night. Looking forward to building more relationships and helping more buyers win in today’s market.

RealEstateNetworking RhodeIslandRealEstate MortgageLender WarwickRI RealEstateProfessionals Networking RIHomes RealtorLife

They say a mother lights up the home with her kindness and love. Thank you to all the Moms out there for everything you ...
05/10/2026

They say a mother lights up the home with her kindness and love. Thank you to all the Moms out there for everything you do. And Happy Mother's Day today and every day from all of us at Embrace.

https://www.embracehomeloans.com/jeff-gaccione

The 2026 U.S. housing market is expected to look quite different from recent years of rapid price growth and ultra‑tight...
05/09/2026

The 2026 U.S. housing market is expected to look quite different from recent years of rapid price growth and ultra‑tight inventory. After several years of high mortgage rates that constrained activity, this spring season is shaping up with modest improvements in affordability, more options for buyers, and lingering challenges for certain segments of the market.

https://blog.embracehomeloans.com/2024-spring-market-predictions/?LO=378

🏡 Just Closed in North Stonington, CT!Congratulations to our buyer on the purchase of this beautiful new construction ho...
05/08/2026

🏡 Just Closed in North Stonington, CT!

Congratulations to our buyer on the purchase of this beautiful new construction home at 446E Norwich Westerly Rd. 🎉

This transaction was a great example of why patience, persistence, and the right team matter. During the home search, a few properties either fell through or just weren’t the right fit due to condition and overall long-term value. In the end, this new construction home turned out to be the perfect solution.

Big credit to Realtor Brian Turano for helping guide the process and finding the right opportunity at the right time.

On the lending side, our team worked through a variable income scenario and made sure everything stayed on track from application to closing day. A lot of moving parts behind the scenes, but everyone stayed focused and got it done.

Congratulations again to our happy new homeowner and thank you for trusting us throughout the process!

Address

620 Main Street Unit 1
East Greenwich, RI
02818

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