South County Mortgage NMLS 2302

South County Mortgage NMLS 2302 South County Mortgage is a family-owned mortgage company led by 2nd generation owner PJ (Paul) Byron Jr.

Your Mortgage Professionals for over 30 years! | Lic in RI, MA, FL | Providing competitive rates, low closing costs & fast turnaround times for all your home loan needs | Equal Housing Opportunity
www.SouthCountyMtg.com At South County Mortgage, customer service is a way of life. The team is dedicated to finding great rates & loan options for customers while offering some of the fastest turn times

in the industry. Their goal is to act as a trusted advisor, providing highly personalized service & helping clients through every step of the loan process – from application to closing & beyond. PJ inherited South County Mortgage in 2009 from his father, Paul Byron Sr, who started the company in 1995. A 25+ year veteran of the Mortgage industry, PJ is dedicated and experienced mortgage professional that has been helping his clients achieve the dream of homeownership, save money through refinancing, and use their home equity to achieve their goals. With PJ's expertise in purchases and refinances in both residential and commercial properties, you can rest assured that all your mortgage needs can and will be met. On many occasions PJ has gone above and beyond for clients, and he prides himself on always answering the phone, shopping relentlessly for the most competitive rates and lowest closing costs, and finding solutions to even the most complicated mortgage situations. Because of this, he has been consistently named a Five Star Professional every year since 2019. PJ and his team are skilled in helping buyers and homeowners in RI, MA & FL achieve their home goals. Whether you’re refinancing or buying a home for the first time, PJ and his team will provide you with top notch customer service, fast and efficient closings, and professional help and guidance throughout the process.

June 14 is a big day. It is Flag Day, and it is the birthday of the United States Army, the oldest branch of our militar...
06/14/2026

June 14 is a big day. It is Flag Day, and it is the birthday of the United States Army, the oldest branch of our military. 🇺🇸

The flag stands for a lot of things, but at the center of it are the people who served under it. The Army has been there since 1775, and every generation since has been filled with men and women who raised their hand, took the oath, and put something bigger than themselves first.

If you are one of them, today is yours.

Here is what we want every soldier and veteran to know. The benefits you earned through your service include a real path to homeownership, and you should never feel like you have to figure it out alone. Too many veterans leave that benefit on the table or assume the process is more complicated than it is. It does not have to be.

That is why we built our Shining Star Hero Program. It is our way of giving back to the people who gave so much, with real savings and a lending experience built on respect from the first conversation to the closing table. We will walk you through your VA benefits, your real numbers, and every option available to you.

If owning a home is somewhere on your list, let's talk. No pressure, just honest answers and a program built to honor your service.

Happy Flag Day, and happy birthday to the United States Army. 🇺🇸

06/12/2026

Take $40,000 out of your 401k the wrong way and you can lose over $13,000 of it to taxes and penalties.

Take the same $40,000 as a loan and you lose nothing. The interest even goes back to you.
Same account. Same house. One move costs you a car.

DM me today before you pull a dollar.

Today is Women Veterans Day, and it is a recognition that is long overdue.Women have served, led, and sacrificed in ever...
06/12/2026

Today is Women Veterans Day, and it is a recognition that is long overdue.

Women have served, led, and sacrificed in every branch and every era, often without the spotlight and sometimes without the support they earned. If that is you, we see you. Your service counts every bit as much, and so does what you carry home from it.

Here is something that should be said more often. The benefits you earned through your service include a real path to homeownership, and you do not have to navigate it alone. Too many women veterans assume the process will be complicated or that the door is not fully open to them. It is. You earned it.

That is part of why we built our Shining Star Hero Program. It is our way of giving back to the people who gave so much, including the women who served, with real savings and a lending experience built on respect from the first conversation to the closing table. We will walk you through your VA benefits, your real numbers, and every option on the table.

If owning a home is somewhere on your list, let's talk. No pressure, just honest answers and a program built to make it easier.

Thank you for your service. Today and every day. 🇺🇸

Thirty years ago my father built this company from the ground up as an independent mortgage broker in Rhode Island.The m...
06/11/2026

Thirty years ago my father built this company from the ground up as an independent mortgage broker in Rhode Island.

The model he believed in then is the same reason loan officers are choosing broker shops today.

No middleman.
No rate markup.
Direct access to wholesale pricing and the freedom to actually serve your clients better than any bank can.

We are currently building our elite team and looking to add experienced loan officers in Rhode Island, Massachusetts, and Florida.

150+ BPS commission. 40+ wholesale lenders. A dedicated processor on every file. And a shop that has been doing this long enough to know how to take care of the people who work here.

If you are ready for a conversation, reach out directly. No pressure. No rush.
DM me or call 401-626-5983 for a confidential conversation!

06/11/2026

Florida is kind of a second home for Rhode Islanders 😅
The taxes are a huge plus too!

I am licensed in RI, MA, and Florida so if you're looking to make that move, I'm your guy!

PJ Byron | South County Mortgage | Rhode Island | Massachusetts | Florida | Homebuying | Rhode Island News | Mortgage Loan Officer | First Time Homebuying | How to Buy a House

This is National Nursing Assistants Week, and CNAs do not get nearly enough of the spotlight.You are the ones in the roo...
06/11/2026

This is National Nursing Assistants Week, and CNAs do not get nearly enough of the spotlight.

You are the ones in the room the most. Lifting, turning, feeding, listening, noticing the small change in someone that the charts miss. You do the hard, physical, deeply human work that holds a care team together, often for a fraction of the recognition and pay you have earned.

So this week is yours, and we mean it.

Here is something that does not get said to CNAs often enough. Homeownership is for you too. A lot of nursing assistants assume the numbers will never work, between the income and the schedule and the cost of everything right now. The truth is the door is more open than most people think.

That is exactly why we built our Shining Star Hero Program. It is our way of giving back to the people who give so much, including healthcare workers, with real savings and a lending experience that treats you the way you deserve to be treated. You spend your career showing up for everyone else. This is us showing up for you.

If owning a home is somewhere on your list, let's have one honest conversation about your real numbers. No pressure, just a clear answer on what is possible, and a program built to make it easier.

Thank you for the work you do. This week and every week.

The down payment myth that's costing buyers thousands. Everyone "knows" you can't touch your 401k without losing half to...
06/10/2026

The down payment myth that's costing buyers thousands. Everyone "knows" you can't touch your 401k without losing half to taxes.

You can lose half. If you do it wrong. The loan route costs nothing and the interest goes back to you. Most people never hear there's a choice. Save this. DM me to run yours.

We are hiring experienced loan officers!Not trainees. Not career switchers.Experienced originators who know how to close...
06/09/2026

We are hiring experienced loan officers!

Not trainees. Not career switchers.

Experienced originators who know how to close and are tired of working for a company that eats their commission.

150+ BPS. 40+ wholesale lenders.
Dedicated processor. Zero red tape.
Independent broker shop. 30 years in business.

Better than bank rates and better than bank service, every time.
If that sounds like where you should be, join our elite team. Let’s talk.

DM me or call 401-626-5983for a confidential conversation

The biggest myth in home buying right now: "I can't touch my 401k without losing half of it to taxes."You can lose half ...
06/09/2026

The biggest myth in home buying right now: "I can't touch my 401k without losing half of it to taxes."

You can lose half of it. If you do it wrong. The withdrawal route gets taxed and penalized. The loan route doesn't, and the interest goes back to you.

Most people don't know there's a difference, so they either avoid their 401k entirely or pull it the worst possible way.

Swipe through. Then DM me today and I'll tell you which move fits your situation.

06/08/2026

Most people delaying their home purchase are sitting on the down payment right now.

It's in your 401k. And no, using it doesn't mean wrecking your retirement, if you do it the right way.
The wrong way costs thousands in taxes and penalties. The right way costs almost nothing.

DM me me today and I'll show you which is which.

Address

19 First Avenue
East Greenwich, RI
02818

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

Telephone

+14016265983

Website

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