Bobby D'Andrea, Loan Officer, NMLS# 309965

Bobby D'Andrea, Loan Officer, NMLS# 309965 Mortgage Loan Officer NMLS #309965 | South County Mortgage | Equal Housing Opportunity | linktr.ee/bobbydmortgages

Helping people achieve their home ownership goals is what motivates mortgage industry veteran Bobby D’Andrea. For more than 20 years Bobby has helped countless people purchase or refinance homes by listening and understanding their needs first and foremost, before guiding them through the loan process. Bobby is especially adept with FHA, VA, and USDA loans as well a Rehab and Conventional loans. L

oans that may be challenging for your average lender are Bobby’s favorite to tackle and resolve. A resident of Warwick, RI, when not working Bobby enjoys reading, spending time with friends and is active in his Church community.

June 14 is a big day. It is Flag Day, and it is the birthday of the United States Army, the oldest branch of our militar...
06/14/2026

June 14 is a big day. It is Flag Day, and it is the birthday of the United States Army, the oldest branch of our military. 🇺🇸

The flag stands for a lot of things, but at the center of it are the people who served under it. The Army has been there since 1775, and every generation since has been filled with men and women who raised their hand, took the oath, and put something bigger than themselves first.

If you are one of them, today is yours.

Here is what we want every soldier and veteran to know. The benefits you earned through your service include a real path to homeownership, and you should never feel like you have to figure it out alone. Too many veterans leave that benefit on the table or assume the process is more complicated than it is. It does not have to be.

That is why we built our Shining Star Hero Program. It is our way of giving back to the people who gave so much, with real savings and a lending experience built on respect from the first conversation to the closing table. We will walk you through your VA benefits, your real numbers, and every option available to you.

If owning a home is somewhere on your list, let's talk. No pressure, just honest answers and a program built to honor your service.

Happy Flag Day, and happy birthday to the United States Army. 🇺🇸

Today is Women Veterans Day, and it is a recognition that is long overdue.Women have served, led, and sacrificed in ever...
06/12/2026

Today is Women Veterans Day, and it is a recognition that is long overdue.

Women have served, led, and sacrificed in every branch and every era, often without the spotlight and sometimes without the support they earned. If that is you, we see you. Your service counts every bit as much, and so does what you carry home from it.

Here is something that should be said more often. The benefits you earned through your service include a real path to homeownership, and you do not have to navigate it alone. Too many women veterans assume the process will be complicated or that the door is not fully open to them. It is. You earned it.

That is part of why we built our Shining Star Hero Program. It is our way of giving back to the people who gave so much, including the women who served, with real savings and a lending experience built on respect from the first conversation to the closing table. We will walk you through your VA benefits, your real numbers, and every option on the table.

If owning a home is somewhere on your list, let's talk. No pressure, just honest answers and a program built to make it easier.

Thank you for your service. Today and every day. 🇺🇸

This is National Nursing Assistants Week, and CNAs do not get nearly enough of the spotlight.You are the ones in the roo...
06/11/2026

This is National Nursing Assistants Week, and CNAs do not get nearly enough of the spotlight.

You are the ones in the room the most. Lifting, turning, feeding, listening, noticing the small change in someone that the charts miss. You do the hard, physical, deeply human work that holds a care team together, often for a fraction of the recognition and pay you have earned.

So this week is yours, and we mean it.

Here is something that does not get said to CNAs often enough. Homeownership is for you too. A lot of nursing assistants assume the numbers will never work, between the income and the schedule and the cost of everything right now. The truth is the door is more open than most people think.

That is exactly why we built our Shining Star Hero Program. It is our way of giving back to the people who give so much, including healthcare workers, with real savings and a lending experience that treats you the way you deserve to be treated. You spend your career showing up for everyone else. This is us showing up for you.

If owning a home is somewhere on your list, let's have one honest conversation about your real numbers. No pressure, just a clear answer on what is possible, and a program built to make it easier.

Thank you for the work you do. This week and every week.

June is Men's Health Month, and the message is simple. Take care of yourself, because the people who count on you are co...
06/04/2026

June is Men's Health Month, and the message is simple. Take care of yourself, because the people who count on you are counting on you to be around.

A lot of guys are good at handling everything except their own checkups. Same goes for the financial side. You will put off the doctor, put off the conversation about money, put off the thing you know you should look at, until it becomes a bigger problem than it needed to be.

Here is the financial version of a checkup. When is the last time anyone actually looked at your mortgage, your rate, and what your home equity is doing for you? Most people have no idea, and they leave real money on the table because of it.

It costs you nothing to get checked. A short conversation tells you where you stand and whether there is a smarter move available. No pressure, just a straight answer.

This month, do the thing you have been putting off. Both kinds.

June is National Homeownership Month, and it is worth pausing on what that actually means. Owning a home is not just a t...
06/02/2026

June is National Homeownership Month, and it is worth pausing on what that actually means. Owning a home is not just a transaction. It is the place a teacher recharges after a long week, the first property an investor builds on, the proof a business owner gives themselves that the hard work paid off, the closing a great agent fought to protect, and the smart move a past buyer made years ago that is still working for them today.

Different people, same truth. A home is one of the few things that gives you stability now and builds something for later at the same time.

If owning a home is on your mind this year, the first step is smaller than you think. It usually starts with one honest conversation about your real numbers. No pressure, no judgment, just a clear answer on what is possible. That is what we are here for. Reach out anytime.

Past clients keep asking me the same thing: "Should I refinance to pull cash out?"For most of them, the answer is no. No...
06/02/2026

Past clients keep asking me the same thing: "Should I refinance to pull cash out?"

For most of them, the answer is no. Not because refinancing is bad. Because giving up a 3% rate to get to your equity usually costs more than the equity is worth.

Here are 5 ways past clients and investors are accessing equity without touching the first mortgage rate they locked in.

If you're in RI, MA, or FL and want to see what your numbers look like, DM me to run both scenarios side-by-side.

Let's fix that.

05/29/2026

My team and I at South County Mortgage had a blast at the East Greenwich Chamber of Commerce 2026 Dogs on Main Stroll & Parade! 🐾

We were setup in front of Berkshire Hathaway HomeServices Commonwealth Real Estate - E. Greenwich with Ania Kent-Realtor and our other BNI EG colleagues!

Check it out! 🐾

🍔🎉 Happy National Hamburger Day! 🎉🍔 Today, we celebrate America's favorite outdoor barbecue food! Whether you like it cl...
05/28/2026

🍔🎉 Happy National Hamburger Day! 🎉🍔

Today, we celebrate America's favorite outdoor barbecue food!

Whether you like it classic with cheese or loaded with toppings, there’s a burger for everyone.

Get your grill fired up and share your favorite burger recipe or where you’ll be enjoying one today!

Let’s see those juicy patties and delicious creations! 🍔🔥

Happy Memorial Day! 🇺🇸 Today, we honor and remember the brave men and women who have served our country. Their courage, ...
05/25/2026

Happy Memorial Day! 🇺🇸

Today, we honor and remember the brave men and women who have served our country. Their courage, dedication, and sacrifices have paved the way for the freedoms we enjoy today. Let us take a moment to reflect on their immense contributions and the profound impact they have made in protecting our nation. We are eternally grateful for those who have fought for our liberty and continue to inspire us every day.

If you're active-duty or a veteran, we have something special for you! Ask us about the Shining Star Hero Program!

You locked in a rate in 2020 or 2021 that nobody is giving away today.That rate is too good to refinance. I agree.But li...
05/22/2026

You locked in a rate in 2020 or 2021 that nobody is giving away today.
That rate is too good to refinance. I agree.

But life still happens.

A kitchen that needs gutting.
A roof that can't wait another winter.
Credit card balances climbing because interest rates climbed first.

Most homeowners think the only way to access their equity is to refinance the whole loan and lose the rate they fought to lock in. That is not the only option.

A HELOC lets you tap your home's equity without touching your first mortgage. The rate you have stays exactly where it is. You borrow only against what you have built, and only when you need it.

The catch most people run into is speed. Local banks and credit unions are quoting 30 to 45 days to close.
We close ours in 5 business days.

If you have been sitting on equity and waiting for the right move, this is the move.
Send me a message and I will walk you through what your home's equity could do!

Address

19 First Avenue, Floor 1
East Greenwich, RI
02818

Telephone

+14019328428

Website

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