Greenbush Financial Group, LLC

11/04/2026

For her quarterly GFG Gives donation, Deb selected Voice for the Voiceless, a volunteer-run cat rescue based in Schenectady, New York! 🐾

Voice for the Voiceless is dedicated to rescuing and caring for cats in need, relying entirely on donations and the compassion of volunteers to carry out its mission. Recently, the organization helped rescue 40 cats from a hoarding situation in Glenville, NY. After hearing about the rescue, Deb, a lifelong cat lover, felt compelled to help. She was deeply moved by the organization's dedication to giving vulnerable animals a second chance and chose to support their ongoing rescue efforts.

Learn more about their mission and how you can help: https://vfvcatrescue.wixsite.com

What is GFG Gives?

GFG Gives is a charitable giving program sponsored by Greenbush Financial Group. Every quarter, each GFG employee is allowed to select a charitable organization that they would like to financially support, and our company makes the donation on their behalf. We are proud to support charitable organizations in our community that work every day to make the world a better place. As an investment firm, we believe that giving back to our community is our greatest investment. To learn more about GFG Gives, feel free to visit our website at: https://www.greenbushfinancial.com/gfg-gives

11/04/2026

The 2026 midterm election results are in, bringing a new political landscape to Washington. With Democrats controlling Congress and a Republican in the White House, what could this mean for the stock market?

We've seen this political arrangement before, and historical market performance may surprise you!

In our latest article, "How the Midterm Election Results Are Likely to Impact Markets," we examine historical S&P 500 returns under similar conditions and what they could mean for investors over the next two years.

📈 Read the full article:

How will the 2026 midterm elections affect the stock market? Explore historical S&P 500 returns, divided government, and the investment outlook for 2027–2028.

11/03/2026

Congratulations to Brad on passing his CFP® exam today!

This is a huge accomplishment and a testament to the hard work, dedication, and commitment he has put into advancing his knowledge and expertise in financial planning.

At Greenbush Financial Group, we take pride in having a team that is constantly learning, growing, and finding ways to better serve our clients.

We're incredibly proud of Brad for reaching this milestone and look forward to seeing all that he continues to accomplish.

Well deserved, Brad!

11/02/2026

You've saved $1 million for retirement. Now comes the big question: How much can you actually afford to spend each year without running out of money?

Would you withdraw $40,000, $50,000, or $60,000?

The difference might seem small, but over a 25- or 30-year retirement, that decision could have a significant impact on how long your savings last.

You've probably heard of the 4% rule, but is it still the best strategy? And could withdrawing 5% or even 6% make sense?

The answer depends on more than just your account balance. Your retirement age, investments, taxes, inflation, and other income sources all play a role.

So, how much is TOO much to withdraw?

Our latest article explores the risks and considerations behind different retirement withdrawal strategies.

🔗 https://www.greenbushfinancial.com/all-blogs/safe-withdrawal-rate-in-retirement

11/01/2026

Retiring at 60 sounds great… but can you actually afford it?

Retiring five years before Medicare eligibility and seven years before full Social Security retirement age can create some financial challenges you may not have considered.

Before you hand in your retirement notice, there are some important questions to ask:

Will your savings provide enough income to last?
How will you cover healthcare costs before Medicare?
How will early retirement affect your Social Security benefits?
What tax consequences could come with withdrawing from your retirement accounts?

Retiring at 60 isn't just about how much you've saved. It's about having a strategy for making that money last.

Thinking about retiring early? Here are some important factors to consider before making the leap.

🔗 https://www.greenbushfinancial.com/all-blogs/can-i-afford-to-retire-at-age-60

10/31/2026

Happy Halloween from all of us at Greenbush Financial Group!

10/30/2026

Should you wait until retirement to start making Roth conversions? Not necessarily.

While many people assume Roth conversions are best saved for retirement, there are situations where converting while you're still working could actually make more sense.

An unusually low-income year, a spouse retiring early, or the possibility of large future required minimum distributions (RMDs) could all create opportunities worth considering.

But there's a catch: Making Roth conversions at the wrong time could leave you with a much larger tax bill than expected.

In our latest video, Michael R***r, CFP®, breaks down when Roth conversions BEFORE retirement may make sense and the important tax considerations to keep in mind.

🎥 Watch the video to learn more:

Should you wait until retirement to start converting your tradition...

10/30/2026

Enter if you dare… The Haunted House of Retirement Mistakes! 🏚️

Forget ghosts and goblins. Nothing is scarier than unexpected taxes, missed RMDs, and realizing you never made an estate plan!

The good news? With a little planning, you can keep these financial frights from coming back to haunt you.

10/29/2026

Some ghosts don't stay in the past… especially when it comes to your retirement!

A forgotten 401(k), a missed RMD, or an outdated beneficiary could come back to haunt your financial future.

Before these financial ghosts give you a fright, make sure your retirement plan doesn't have any unfinished business!

10/29/2026

Your stock options and restricted stock could be worth a lot. But how much will you actually keep?

When it comes to equity compensation, the timing of when you exercise options or sell shares can make a significant difference in your tax bill.

What many people don't realize is that certain stock transactions can trigger taxes even if you haven't sold a single share.

And for executives with restricted trading windows, the timing can get even more complicated.

So, is there a smarter way to manage stock options and restricted stock without creating unnecessary tax consequences?

🔗 Learn more about the strategies and tax considerations that could make a difference: https://www.greenbushfinancial.com/stock-options