Smikle Real Estate Group

05/02/2024

02/14/2024

We will have a booth at the NJ Home & Garden Show. Friday, February 23- Sunday, February 25. If you are interested in going I am giving away a limited amount of free tickets. You can be eligible by joining our mailing list at the bottom right of our homepage at www.innovativesportsurfacing.com/NJ

02/13/2024

05/19/2022

Front yard refresh from and

04/21/2022

Spring has sprung and we want to giveaway the latest Apple Watch to one of our lucky followers. Enhance your everyday routine with your favorite new accessory!

Everyone is encouraged to enter, simply:

1. LIKE and SHARE this post
2. FOLLOW on Instagram
3. FOLLOW on Facebook for a bonus entry
4. TAG three (or more) friends in the comment section of this post

A winner will be drawn on May 5th 2022! Good Luck!

03/03/2022

Fannie Mae and Freddie Mac have recently announced that they will be requiring banks to evaluate the physical condition of a condo building before approving a mortgage for either the building itself or one of its individual units.

Should the evaluation reveal structural deficiencies or that critical repairs are in order, Fannie and Freddie will not back the loan for the condo. Similarly, if condo complex owners do not allocate funds to address these repairs, they will likely not be able to have any loans in their complex funded by Fannie and Freddie. Additional inspection requirements apply to condos within three miles of any coastline.

This decision comes after the partial collapse of the Champlain Towers South condo building in Florida in June 2021. The unfortunate accident took the lives of 98 people and injured several others. Currently, these new regulations are temporary orders, though it is likely that they will be put into permanent effect later this year.

If you have any questions about how this will affect you to purchase a condo particularly on the New Jersey shore, please reach out. We are always available to assist.
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02/23/2022

Homebuying season is right around the corner! Have you been pre-approved for a mortgage yet? Call us today to discuss your home financing options! 732-873-1365

02/22/2022

Did you know that uncleaned dryer vents are the 4th major cause of house fires in the United States? A buildup of lint in a dryer vent can not only lead to a fire, but also higher electricity bills. When was the last time you cleaned your dryer vent? Be sure to keep your home in tip-top shape to save yourself time, energy, and money!

02/17/2022

With warmer weather soon on its way, make sure to check your gutters! Failure to clean a gutter regularly can lead to buildup of leaves and other debris, preventing water from draining off your roof properly. This can cause roof damage or even water damage to the interior and exterior of your home. When was the last time you cleaned your gutters? Check back regularly for more home buying and maintenance tips!

12/13/2021

Did you hear that you can get a million dollar home with a smaller down payment? It's true! The Federal Housing Finance Agency recently announced that in 2022 the baseline conforming loan limit will be increased to $647,200. The new loan limit for high cost areas is $970,800.

This means the federal government will now back mortgage loans of almost $1 million, allowing you to afford larger purchases with less money down!

Now is the time to start thinking about purchasing if you plan on taking advantage of these new limits!

If you want to be the first to hear about important market updates like this one, DM us and we'll add you to our email list!

12/02/2021

BREAKING NEWS! These new limits will be effective in 2022! Call me to see how you can take advantage of these new changes.