Christy Jordan Team - Synergy One Lending

Christy Jordan Team - Synergy One Lending Christy Jordan NMLS # 200029

Synergy One Lending NMLS # 1907235 I am licensed to do business in the states of Idaho and Washington.

06/18/2026

🏡 What Does the Iran Peace Agreement Mean for the Treasure Valley Housing Market?

The biggest impact could be lower mortgage rates.

As tensions ease overseas, oil prices have dropped, helping reduce inflation concerns. If inflation continues to cool, mortgage rates could gradually move lower, making homes more affordable for buyers.

What that means for Boise, Meridian, Eagle, Nampa, and the surrounding Treasure Valley:

✔️ More buyers entering the market
✔️ Increased demand for homes
✔️ Faster sales and more showings
✔️ Improved affordability for buyers
✔️ Potential boost to home values over time

While we probably won’t see an overnight housing boom, lower rates could bring more activity to our local market in the months ahead.

Bottom line: Global events can have local impacts, and this is one development that could create opportunities for both buyers and sellers here in the Treasure Valley.

🏡📈

06/11/2026

The expected “big rate drop” still hasn’t arrived

The latest economic data showed a stronger labor market than expected, which reduces pressure on the Federal Reserve to cut rates. As a result, many analysts now expect mortgage rates to stay above 6% for much of 2026 rather than falling quickly into the 5% range. 

We’re hosting a beautiful event here in Garden Valley. I’d love to see my friends and family come out!
06/09/2026

We’re hosting a beautiful event here in Garden Valley. I’d love to see my friends and family come out!

06/05/2026

Breaking news!

American Pacific Mortgage agreed to merge with Synergy One Lending and bring Synergy One into APM’s divisional (DBA) structure while continuing to operate under the Synergy One brand. The combined organization is expected to produce roughly $14 billion in annual mortgage volume. 

Leadership Changes

As part of the transaction:
• Steve Majerus, CEO of Synergy One Lending, is expected to become President of American Pacific Mortgage (subject to regulatory approval).
• Aaron Nemec remains President of Synergy One Lending and continues overseeing the Synergy One division. 

Why the Merger?

The stated goal was to gain scale in a challenging mortgage market. Both companies cited benefits including:
• Better pricing power
• Expanded product offerings
• Increased investment in technology and AI
• Improved customer acquisition capabilities
• Stronger national retail lending platform 

06/01/2026

🏡 Idaho Mortgage Market Update

More homes are hitting the market across Idaho, giving buyers more options and stronger negotiating power. While mortgage rates remain elevated, opportunities are growing through seller concessions, rate buydowns, and down payment assistance programs.

The buyers who succeed in today’s market aren’t waiting for perfect rates—they’re finding creative financing solutions and building equity now.

If you’re thinking about buying, refinancing, or investing, let’s discuss the options available in today’s Idaho market.

05/29/2026

🏡 Waiting for lower rates might cost more than today’s rate.

Many buyers are focused on mortgage rates hovering around 6.5%, but they’re overlooking one of the biggest advantages we’ve seen in years: more inventory.

In many Idaho markets, buyers now have:
✅ More homes to choose from
✅ Less competition
✅ More negotiating power
✅ Increased seller concessions
✅ Opportunities for rate buydowns and closing cost assistance

Just a few years ago, buyers were competing against multiple offers and waiving contingencies just to get a home under contract. Today, many sellers are willing to negotiate, which can create thousands of dollars in savings.

Remember: You can refinance an interest rate later, but you can’t go back and buy the home you missed.

So grateful to be recognized as one of Synergy One's top producers for April. 🙏Every unit behind that number is a real p...
05/06/2026

So grateful to be recognized as one of Synergy One's top producers for April. 🙏

Every unit behind that number is a real person, a real story. Getting to play even a small part in that journey is why I love this work.

Thank you to my clients for trusting me. This one means a lot.

05/05/2026

VA buyers just got a serious edge—and most people haven’t caught on.

VA offers used to struggle because of slow appraisals and seller hesitation.

That’s changing.

👉 VA appraisals can now be rushed
👉 Turn times are improving fast

We recently saw one come back quicker than what used to be “normal.”

VA buyers are more competitive than they’ve been in years.

Sellers: don’t rely on outdated assumptions.
Buyers: your VA benefit is stronger than ever.

The market evolves—make sure your strategy does too.

04/22/2026

MYTH: “I’ll wait for rates to drop before buying”

REALITY:
When rates drop → buyers flood the market → prices go up

Right now in Idaho:
Less competition + more inventory = negotiating power

You don’t wait for perfect… you move when you have leverage.

04/08/2026

The market isn’t crashing… it’s shifting.
And the people who understand the shift are the ones winning right now.”

Don’t stay sitting on the sidelines!

Address

2025 E. Riverside Drive , Suite 240
Eagle, ID
83616

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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