Home Loans With Amber Oquendo NMLS# 1249604

Home Loans With Amber Oquendo NMLS# 1249604 Idaho girl, born and raised. NMLS 1249604

The home loan benefit for veterans 🏡 Swipe to learn more!
08/31/2026

The home loan benefit for veterans 🏡 Swipe to learn more!

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.Monday opened quietly, with markets still ...
08/28/2026

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.

Monday opened quietly, with markets still digesting the prior week's debt ceiling news and treasury buyback chatter. Tuesday brought a drop in new home sales — down sharply from June — with builders leaning on rate buydowns and price cuts to keep buyers at the table.

Wednesday's PCE reading was the week's main event. Inflation came in slightly above forecast, which kept pressure on yields. GDP for Q2 held near expectations, so the economy isn't falling apart — it's just not cooling fast enough to give the Fed cover to move.

Thursday's jobless claims were actually a bright spot. Claims came in below forecast and continuing claims dropped, pointing to a labor market that keeps holding up despite everything.

Friday wrapped the week with consumer confidence sliding to its lowest reading of the year, driven by Iran tensions, persistent inflation, and uncertainty about where things go from here.

The week ended essentially where it started — rates flat to slightly worse, no clear catalyst for relief on the horizon.

If you've been waiting for the market to hand you a perfect moment, this week was a reminder it probably won't. What you can control is your preparation. DM me and let's run your numbers. 📊

FHA loans are one of the most popular options for first-time buyers. Swipe through to learn the basics 🏡
08/24/2026

FHA loans are one of the most popular options for first-time buyers. Swipe through to learn the basics 🏡

Rates moved in the wrong direction this week. Here's what drove it.Monday opened with markets already on edge — the Fed'...
08/21/2026

Rates moved in the wrong direction this week. Here's what drove it.

Monday opened with markets already on edge — the Fed's September meeting odds had traders pricing in a hold, and housing data was setting up to disappoint. Tuesday confirmed it: housing starts fell sharply in July, and oil held near $85 as the Iran situation dragged on with no resolution in sight.

Wednesday brought some brief relief when Treasury announced an expanded buyback program for longer-term debt. But that didn't last. The same day, the national debt crossed $40 trillion, and the Fed's meeting minutes dropped with a clear message: if inflation doesn't keep cooling, rates may need to go higher.

Thursday gave that back and then some.

The labor market is still holding, but the Fed isn't ready to ease. And oil prices mean inflation has another potential leg up.

If you're watching rates from the sideline — this week was a reminder that waiting for "perfect" has a cost. Getting pre-approved now puts you in control, regardless of where rates go next.

DM me and let's run your numbers. 📊

My clients are some of the most considerate people I know. And I need them to stop apologizing 😄 Buying a home is a big ...
08/16/2026

My clients are some of the most considerate people I know. And I need them to stop apologizing 😄 Buying a home is a big deal. Ask every question. Take your time. Text me at night. That's literally what I'm here for.

The market spent this week getting more comfortable, not less. 📉Monday opened with everyone waiting on inflation data af...
08/14/2026

The market spent this week getting more comfortable, not less. 📉
Monday opened with everyone waiting on inflation data after a soft jobs report. Wednesday's CPI came in cooperative. Thursday's producer prices told the same story. By Friday, retail sales came in negative when growth was expected, and the conversation had fully shifted from whether the Fed hikes in September to how long they hold.
That combination, easing inflation plus a cooling consumer, is the backdrop that gives mortgage pricing room to breathe.
If you paused your search this summer because the math wasn't working, the math has quietly changed since then. Worth a look before the next round of data lands.
DM me and let's run your numbers.

08/12/2026

The homebuying process doesn't have to feel impossible. You just need the right person walking you through it.

08/11/2026

"I'll wait for rates to come down."

Here's the catch. When rates drop, demand rises with them, and so do home prices. In 2026, a $325k home at 6.5% runs $2,054.22 a month. By 2027, that same market has pushed values to $360k while rates ease to 5.75%, landing you at $2,100.86.

Lower rate, higher price, and the payment still climbs. 🏡

Waiting for the rate to move rarely means waiting for a better deal.

Disclaimer: these numbers are for illustrative purposes only and do not represent an actual rate quote or guaranteed future market conditions.

https://myoc.io/BKi02

This week had a little bit of everything.Pricing improved early in the week, then gave some of it back by Thursday.Frida...
08/07/2026

This week had a little bit of everything.
Pricing improved early in the week, then gave some of it back by Thursday.
Friday brought the twist: July's jobs report came in weaker than expected, and that soft labor data pulled things back in buyers' favor to close out the week.
It's a good reminder that rates don't move in a straight line. Staying ready matters more than trying to time it perfectly.
DM me and let's run your numbers. 📊

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2025 E. Riverside Drive , Suite 240
Eagle, ID
83616

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+12084077769

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