Home Loans With Amber Oquendo NMLS# 1249604

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Home Loans With Amber Oquendo NMLS# 1249604 Idaho girl, born and raised. NMLS 1249604

The only thing that should vanish is your rent payment 👻
10/25/2026

The only thing that should vanish is your rent payment 👻

Rates caught a little relief this week. Here’s what was behind it.Monday started on the wrong foot, with rates ticking h...
10/23/2026

Rates caught a little relief this week. Here’s what was behind it.

Monday started on the wrong foot, with rates ticking higher. Midweek was quiet and mostly sideways. Then Thursday brought a sharp tech selloff, and rates dropped to near one-month lows.

The driver wasn’t a big economic report. It was investors getting nervous about how much is being spent on AI, and moving money into the safety of bonds. When demand for those bonds rises, rates tend to fall.

Rates are still hard to plan around, and one good week doesn’t change that. But if you’ve been watching and waiting, this is a good time to know exactly where you stand. 📊

DM me and let’s run your numbers.

Tell me you've survived a home purchase without telling me 🏚️
10/23/2026

Tell me you've survived a home purchase without telling me 🏚️

Rates caught a break this week. Here’s how it unfolded.Tuesday started quietly, with investors stepping in after recent ...
10/16/2026

Rates caught a break this week. Here’s how it unfolded.

Tuesday started quietly, with investors stepping in after recent highs.

Wednesday looked like a setback when hot inflation data sent rates higher at the open. By the close, the market had reversed and erased the damage.

Thursday brought more hot inflation data, and rates improved anyway as a tech and AI stock selloff pushed money toward bonds.
It’s too early to call this a trend. Much of the strength is tied to nerves in the tech space, and inflation is still the thing to watch.

If you’ve been waiting on the sidelines, one good week doesn’t change the bigger picture. It’s a good moment to see where you actually stand.

DM me and let’s run your numbers. 📊

This is just how he rides in the car, okay!? 😂 I don’t know what to tell you. He’s comfortable, he’s thriving, and appar...
10/10/2026

This is just how he rides in the car, okay!? 😂 I don’t know what to tell you. He’s comfortable, he’s thriving, and apparently this is none of our business. 🤣🐾

Mortgage rates just hit their highest level since 2023. Here's what drove it.Monday started with the 10-Year Treasury at...
10/09/2026

Mortgage rates just hit their highest level since 2023. Here's what drove it.

Monday started with the 10-Year Treasury at 5.31%, already at multiyear highs.

Tuesday brought a little breathing room. Yields slipped back a few points and stocks hit a record.

Wednesday flipped it again. Minutes from the Fed's September meeting showed the vote to hike was unanimous, and the 10-Year spiked to around 5.36%, its highest level since 2002. A strong 10-Year auction pulled yields back off the peak, but the damage was done.

Thursday added fuel. Oil jumped about 5% on fresh signs of escalation in the Middle East, and Fed Governor Waller said multiple more rate hikes may be needed to get inflation under control. Jobless claims stayed low, so the labor market isn't giving the Fed a reason to back off.

Friday finally gave markets a breather. Trump said the U.S. won't attack Iran before the midterms, oil eased a bit, and the 10-Year settled near 5.25%. Brent is still above $100.

All of that pushed the average 30-year fixed rate to 7.4% this week, up from 7.28% the week before, according to Freddie Mac.

If you're waiting for rates to drop, this week gave no sign that's coming soon. What you can control is knowing your numbers. DM me and let's run them. 📊

The streamlined refi Veterans should know about 👉 Swipe through!
10/05/2026

The streamlined refi Veterans should know about 👉 Swipe through!

When your ChatGPT is brutally honest....
10/03/2026

When your ChatGPT is brutally honest....

Rates hit a multi-year high this week. Here's the story behind it.Monday through Wednesday, rates climbed steadily, even...
10/02/2026

Rates hit a multi-year high this week. Here's the story behind it.
Monday through Wednesday, rates climbed steadily, eventually touching levels not seen since 2023. Thursday brought a bit of relief as rates eased back.
What drove it: the bond market repricing Fed policy and inflation expectations, tension in the Middle East rattling oil markets, and growing concerns about bond supply here and in Europe.
Waiting for the "right" rate can cost you more than it saves. Home prices don't pause while markets sort themselves out.

DM me and let's run your numbers. 📊

What you actually need to know about jumbo loans 🏡 Swipe through!
09/28/2026

What you actually need to know about jumbo loans 🏡 Swipe through!

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Eagle, ID
83616

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