Devin Fahrner, Idaho Mortgage Expert

09/02/2026

What if the biggest thing standing between you and your next home is outdated information?

Many homeowners assume moving is too complicated in today's market.

The reality? There may be financing solutions designed to help bridge the gap between where you are and where you want

09/01/2026

here were 2,850 data breaches involving more than one billion victims in 2024, according to a report by the Identity Theft Resource Center. And scammers stole over $1 trillion dollars globally in 2024, according to a report by the Global Anti-Scam Alliance.

If you've received notice that your information has been compromised in a data breach, consider freezing your credit right away. Here's how.

08/26/2026

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, whether that's down payment, income documentation, or the type of program that fits your situation. The best way to know what applies to you is a conversation, not a guess. Let's talk through your options.

08/21/2026

How many 62+ homeowners in your database want to move, but assume they can’t make the numbers work?

That may be a financing problem, not a housing problem.

Andy Weng and I are teaching HECM for Real Estate Professionals, a practical class designed to help agents recognize opportunities that may already be sitting in their database.

We’ll cover:

• How HECM for Purchase can create options for 62+ buyers
• How home equity can support a broader retirement strategy
• How clients can right-size without tying up as much cash
• How the growing line of credit works
• The myths that keep clients and agents from considering HECM
• How to confidently introduce the conversation without sounding like a reverse mortgage commercial

Wednesday, August 26
11:00 AM to 1:00 PM
Empire Title
2541 E Gala Street, Suite 100, Meridian

2 CE credits | Class
Lunch included

If you work with downsizers, retirees, adult children helping their parents, or longtime homeowners with significant equity, this belongs on your calendar.

To reserve your seat, email [email protected].

HECM borrowers must meet eligibility requirements and remain current on property taxes, homeowners insurance, maintenance, and applicable property charges.

08/21/2026

What if buying your first or next investment property didn't depend solely on your personal income?

That's exactly why many real estate investors are turning to DSCR loans.

Rather than focusing primarily on your personal income, a DSCR loan evaluates the property's ability to generate rental income. For qualified investors, that can provide greater flexibility when financing an investment property.
Whether you're purchasing your first rental property or expanding your portfolio, we offer financing solutions designed with real estate investors in mind.

08/20/2026

A price reduction gets attention, but it may not be the best use of the seller’s money.

In many Boise-area transactions, applying that same amount as a seller concession could provide more help with closing costs, cash to close or the monthly payment.

I broke down a simple $10,000 example here:

Boise mortgage expert Devin Fahrner explains when using a seller concession for closing costs or an interest-rate buydown may beat a price reduction.

08/03/2026

Real Estate Agent Friends - This is for you!

I’m teaching a free two-hour continuing education class for real estate professionals covering how HECM financing works, who may benefit and what agents need to know. We’ll also clear up some of the common myths surrounding reverse mortgages.

This isn’t about turning you into a loan officer. It’s about recognizing when another financing option could help your client move forward.

HECM for Industry Professionals
Wednesday, August 12 at 11:00 AM
2 CE hours
First American Title
2150 S. Bonito Way, Suite 100
Meridian, Idaho 83642

The class is free, and Jimmy John’s lunch is provided courtesy of American Pacific Mortgage.

Register here: https://bit.ly/4xeH5V5

07/23/2026

Always grateful when our clients feel compelled to share their experience they had with us. Thank you so much guys!

07/14/2026

Please join us in congratulating Nigel Farnsworth, Devin Fahrner, and Brandon Wren on being recognized by Scotsman Guide as Top Veteran Originators for 2026.

As veterans themselves, Nigel, Devin, and Brandon understand firsthand the sacrifices, challenges, and opportunities that come with military service. They’re passionate about helping fellow veterans, active-duty service members, and military families make the most of the VA home loan benefit they’ve earned.

This recognition reflects not only their expertise in VA home financing, but also their shared commitment to serving those who have served our country with trusted guidance and personalized support throughout the homeownership journey. Their dedication and commitment to service embody our mission of creating experiences that matter.

Congratulations to Nigel, Devin, and Brandon on this well-deserved recognition, and thank you for your service!

07/10/2026

Im always surprised when these things pop up. This career has never been about competing for me. Its about showing up every day the best I can for my clients and my referral partners.