Devin Fahrner, Idaho Mortgage Expert

10/08/2026

This has to be the most sincere testimonial I can remember receiving. You know? I love what I do. I love it when I can refinance someone and save them a bunch of money. I love when I can help someone purchase a home and start a new chapter. But I swear, completing these HECM mortgages has become another level of passion for me. It’s just helping folks at a whole new level.

09/17/2026

A major appraisal change takes effect November 2 for conventional loans sold to Fannie Mae and Freddie Mac.

The report will look different and provide more structured property information, but it does not create a new method for determining value. Here is what buyers, sellers and real estate agents should understand before the transition.

Devin Fahrner explains the November 2026 UAD 3.6 appraisal change and what Boise-area buyers, sellers and real estate agents should expect.

09/10/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.

09/03/2026

A builder offering $20,000 does not automatically beat a resale seller offering $10,000.

The real comparison is what each option does to your cash to close, monthly payment and total cost. Here is how Boise-area buyers can compare the complete deal before letting the biggest advertised number make the decision.

Compare Boise builder incentives and resale seller concessions to see which may reduce your cash to close, monthly payment and total cost.

09/02/2026

What if the biggest thing standing between you and your next home is outdated information?

Many homeowners assume moving is too complicated in today's market.

The reality? There may be financing solutions designed to help bridge the gap between where you are and where you want

09/01/2026

here were 2,850 data breaches involving more than one billion victims in 2024, according to a report by the Identity Theft Resource Center. And scammers stole over $1 trillion dollars globally in 2024, according to a report by the Global Anti-Scam Alliance.

If you've received notice that your information has been compromised in a data breach, consider freezing your credit right away. Here's how.

08/26/2026

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, whether that's down payment, income documentation, or the type of program that fits your situation. The best way to know what applies to you is a conversation, not a guess. Let's talk through your options.

08/21/2026

How many 62+ homeowners in your database want to move, but assume they can’t make the numbers work?

That may be a financing problem, not a housing problem.

Andy Weng and I are teaching HECM for Real Estate Professionals, a practical class designed to help agents recognize opportunities that may already be sitting in their database.

We’ll cover:

• How HECM for Purchase can create options for 62+ buyers
• How home equity can support a broader retirement strategy
• How clients can right-size without tying up as much cash
• How the growing line of credit works
• The myths that keep clients and agents from considering HECM
• How to confidently introduce the conversation without sounding like a reverse mortgage commercial

Wednesday, August 26
11:00 AM to 1:00 PM
Empire Title
2541 E Gala Street, Suite 100, Meridian

2 CE credits | Class
Lunch included

If you work with downsizers, retirees, adult children helping their parents, or longtime homeowners with significant equity, this belongs on your calendar.

To reserve your seat, email [email protected].

HECM borrowers must meet eligibility requirements and remain current on property taxes, homeowners insurance, maintenance, and applicable property charges.

08/21/2026

What if buying your first or next investment property didn't depend solely on your personal income?

That's exactly why many real estate investors are turning to DSCR loans.

Rather than focusing primarily on your personal income, a DSCR loan evaluates the property's ability to generate rental income. For qualified investors, that can provide greater flexibility when financing an investment property.
Whether you're purchasing your first rental property or expanding your portfolio, we offer financing solutions designed with real estate investors in mind.