Karen Groves - Thrivent

02/23/2026

Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️

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02/09/2026

Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates.

Explore your options below and let’s connect to keep your goals on track as interest rates change.

Keeping too much cash on hand can hurt your portfolio. Discover tips to help optimize returns when rates fluctuate. Contact a financial advisor

11/03/2025

The market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

Sequence of returns risk can jeopardize long-term financial security. This is especially the case in the first decade of retirement, when portfolio balances are largest and most vulnerable to market downturns. But the right investment strategies can help minimize this risk and maximize your…

10/20/2025

A long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.

Discover how to help your savings go the distance, support your future health and care needs, and give you more freedom in retirement.

07/10/2025

We're hosting a Market & Economic Update watch party for our clients on Thursday, July 31st at 12:00 PM at our Burnsville office: 3000 County Rd. 42 West, Suite 201, Burnsville, MN 55337..​

Thrivent’s financial experts will share their advice and analysis to help you anticipate what’s ahead and make informed decisions about:�​

• Global events and your finance: How world affairs may shape economic trends​

• Inflation and interest rates: The latest shifts and their potential impact​

• Factors influencing consumers: Expectations for the second half of the year​

Don’t miss this opportunity to stay informed. Afterward, we can answer your questions about how these insights can help you navigate your financial journey with confidence. ​

Reserve your seat today 👉 [email protected]

No products will be sold. See thrivent.com/social for important disclosures.

05/27/2025

Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️

Life is unpredictable, but the right financial plan can help you navigate changes with confidence. Learn about five major financial risks and strategies that can help mitigate them. Find a financial advisor

05/20/2025

Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO

03/11/2025

Managing risks to your retirement savings doesn't have to be complicated. You can maximize your guaranteed income sources, prepare for market volatility and have a mindful withdrawal plan. Here are important things to consider: https://bit.ly/4idtvKz

If you'd like to discuss your unique retirement risk factors, let's set up a meeting.

02/24/2025

Investing for retirement takes planning, but it doesn't have to be complex. Once you know your retirement goals and investment style, you can make a solid, long-term plan for retirement. Let's connect to talk more about this important topic.

Investing for retirement takes planning, but it doesn't have to be complex. Lay the foundation by learning the basic strategies, investment types and tax-advantaged accounts.

02/21/2025

Per Stirpes: What does this mean?
I was talking with a friend who was helping her father do his tax return. She happened to come across a statement from his investment company and notice the beneficiary designations. They went like this:

Bill 25% per stirpes
Allen 25% per stirpes
Mary 25%
Jane 25%

What would this mean if their father passed away? Per stirpes is a Latin phrase meaning “by branch”. It designates who will inherit assets if a beneficiary dies before the account owner dies.

If Allen predeceased their father, his 25% would pass to his children, per stirpes. But if Mary predeceased their father, her 25% would pass to the survivors Bill, Allen, and Jane. Mary’s share would not pass to her children.

My friend talked with her father to ask why it was designated this way. He didn’t know and said it was incorrect. Her dad updated the beneficiaries.

This is just a reminder to do an annual review of your beneficiary designations. And if your parents will allow it, review theirs as well to make sure they align with their goals.

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02/10/2025

Planning for retirement can seem like a long and complex journey. Knowing how much to save is a foundational piece of achieving your retirement goals—check out these planning milestones based on your age.

This series breaks down retirement savings by age, covering detailed guidelines on the best financial moves to make at every time of your life.

02/03/2025

It may be 2025, but you still have time to maximize your savings for the 2024 tax year. Explore how contributing to an IRA can help boost your retirement savings and find answers to the most common IRA questions.

The calendar has officially flipped to 2025, but you can still contribute to an Individual Retirement Account (IRA) for the 2024 tax year.