Jared Hanowski, NMLS #211935

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Jared Hanowski, NMLS #211935 Equal Housing Lender
www.nmlsconsumeraccess.org
Company NMLS # 405434
Personal NMLS # 211935
Member FDIC

A strong offer can make all the difference in a competitive market. Learn how the Cash to Win program may help eligible ...
09/21/2026

A strong offer can make all the difference in a competitive market. Learn how the Cash to Win program may help eligible buyers compete with cash offers and improve their chances of securing the home they want. Visit my website to read this month's blog.

Not every borrower fits the traditional mortgage box. The Sharp A- Program may provide eligible buyers with flexible inc...
09/19/2026

Not every borrower fits the traditional mortgage box. The Sharp A- Program may provide eligible buyers with flexible income documentation options and alternative paths to qualifying. Contact me to learn more and find out if you qualify.

The Federal Reserve announced its latest rate decision on September 16. While the Fed does not directly set mortgage rat...
09/17/2026

The Federal Reserve announced its latest rate decision on September 16. While the Fed does not directly set mortgage rates, its decisions and related market conditions can influence borrowing costs and affordability. Read this month’s market update on my website to learn more.

Before choosing a lender, make sure you know what to ask. Understanding your rate, APR, closing costs, rate lock options...
09/16/2026

Before choosing a lender, make sure you know what to ask. Understanding your rate, APR, closing costs, rate lock options, and required documentation can help you avoid surprises later. Contact me to learn more and get started.

Fall can be one of the busiest times for buyers trying to get into a home before the holidays, making it even more impor...
09/14/2026

Fall can be one of the busiest times for buyers trying to get into a home before the holidays, making it even more important to stand out in a competitive market. The Cash to Win program may help eligible buyers submit a cash offer and compete more effectively. Contact me to learn more and see if Cash to Win is right for you.

Lenders use your debt-to-income ratio to help determine your mortgage eligibility. Car payments, student loans, credit c...
09/13/2026

Lenders use your debt-to-income ratio to help determine your mortgage eligibility. Car payments, student loans, credit cards, and child support are typically included, while everyday expenses like groceries and utilities are not. Contact me to learn more.

USDA loans may allow eligible buyers to purchase a home with no down payment. Eligibility depends on the property's loca...
09/09/2026

USDA loans may allow eligible buyers to purchase a home with no down payment. Eligibility depends on the property's location and income requirements. Closing costs and other expenses may still apply. Contact me to see if you qualify.

Happy Labor Day! Wishing you and your family a safe and happy holiday.
09/07/2026

Happy Labor Day! Wishing you and your family a safe and happy holiday.

Which mortgage option fits your homeownership goals? Fixed-rate loans offer stability with predictable payments, while a...
09/02/2026

Which mortgage option fits your homeownership goals? Fixed-rate loans offer stability with predictable payments, while adjustable-rate loans may start with a lower rate that can adjust over time. Your future plans for the home can help determine which path is right for you. Reach out to learn more about your mortgage options.

Need to buy before selling your current home? The DTI Eliminator program may help eligible buyers qualify for a new home...
08/31/2026

Need to buy before selling your current home? The DTI Eliminator program may help eligible buyers qualify for a new home purchase without including their current mortgage payment in the debt-to-income calculation, subject to program guidelines and qualification requirements. Individual results vary, and mortgage approval remains subject to application, underwriting, and credit approval. Contact me to learn more.

Address

1895 Plaza Drive
Eagan, MN
55122

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