Mortgages with Lee NMLS #2214166

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Mortgages with Lee NMLS #2214166 Leoma Ludwig, Senior Loan Officer
Equal Housing Lender
www.nmlsconsumeraccess.org
Company NMLS # 405434
Personal NMLS # 2214166
Member FDIC

Many veterans and service members are surprised to learn they may qualify to buy a home with no down payment and no mont...
11/03/2026

Many veterans and service members are surprised to learn they may qualify to buy a home with no down payment and no monthly PMI. Let's discuss what benefits may be available to you.

Pre-qualified and pre-approved sound similar, but they serve different purposes. A pre-qualification is based on informa...
11/01/2026

Pre-qualified and pre-approved sound similar, but they serve different purposes. A pre-qualification is based on information you provide, while a pre-approval includes a review of your income, assets, and credit. If you're planning to start house hunting, a pre-approval can help you shop with confidence and show sellers you're serious.

Happy Halloween! Wishing you and your family a fun and safe night of trick or treating. While you're out and about tonig...
10/31/2026

Happy Halloween! Wishing you and your family a fun and safe night of trick or treating. While you're out and about tonight, here's a fun one to consider: ould you buy a house with a "friendly ghost" next door? Turns out quiet neighbors have their perks. If you're hunting for your own (haunted or not) dream home, I'm here to help make the process a treat, not a trick.

The Federal Reserve held policy rates steady at its October meeting. While the Fed acknowledged continued economic resil...
10/30/2026

The Federal Reserve held policy rates steady at its October meeting. While the Fed acknowledged continued economic resilience, a stable labor market, and ongoing inflation concerns, mortgage rates are influenced by many factors beyond the Fed's decisions.

If you've been waiting for rates to change, it's important to remember that market conditions can shift quickly. Rather than trying to time the market, consider whether buying now makes sense for your individual goals and budget.

Read this month's market update on my website to learn more.

Don’t forget to fall back this weekend! Daylight saving time ends in most areas Sunday, November 1. Turn clocks back one...
10/29/2026

Don’t forget to fall back this weekend! Daylight saving time ends in most areas Sunday, November 1. Turn clocks back one hour before bed Saturday night and enjoy the extra hour!

Did you know a mortgage payment typically includes more than principal and interest? Property taxes, homeowner's insuran...
10/28/2026

Did you know a mortgage payment typically includes more than principal and interest? Property taxes, homeowner's insurance, and in some cases mortgage insurance may also be included.

October is National Financial Planning Month, making it the perfect time to review your retirement goals and financial f...
10/26/2026

October is National Financial Planning Month, making it the perfect time to review your retirement goals and financial future. From understanding retirement income sources to evaluating housing costs and debt, a few simple planning steps today can help you feel more prepared for tomorrow.

Mortgage rates held steady during the week ending October 23, 2026, despite rising oil prices and continued volatility i...
10/23/2026

Mortgage rates held steady during the week ending October 23, 2026, despite rising oil prices and continued volatility in the bond market. Granite Bank is an Equal Housing Lender.

Markets in a Minute

Whether you're perfecting your porch décor, hosting football watch parties, enjoying cozy nights by the fire, or keeping...
10/21/2026

Whether you're perfecting your porch décor, hosting football watch parties, enjoying cozy nights by the fire, or keeping up with seasonal maintenance, there's no place like home this time of year.

Which fall homeowner are you?

Purchasing a higher-priced home may require financing beyond conforming loan limits. Jumbo loans offer financing solutio...
10/19/2026

Purchasing a higher-priced home may require financing beyond conforming loan limits. Jumbo loans offer financing solutions for qualified buyers looking at luxury or high-value properties.

Address

1895 Plaza Drive Suite 100
Eagan, MN

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