James Zewe - State Farm Insurance Agent

06/01/2026

Make sure you're asking the right questions when seeking help with investing.

04/21/2026

***OPPORTUNITY ALERT*** We are Hiring! If you or someone you know is looking for a fantastic opportunity to grow with our team now is the time! We look forward to hearing from you!
[email protected] Phone- 919-489-0804

01/23/2026

General Insurance PSA for upcoming ice storm:

If a tree falls across property lines due to ice/snow/wind then your responsibility is your property only. It doesn’t matter if the tree was standing on your property or neighbors. If your tree hits their house, they will need to file their own claim on their own insurance and vice versa; and only if you have property damage exceeding your deductible.

Generally, if a tree falls and doesn’t hit any property or the house then no coverage applies. Tree removal is triggered when it falls on your home or property OR blocks access into the house and all situations are still subject to your deductible. Tree removal, per tree, if coverage applies, depending on your state/policy is limited to either $500 (NC) or $1,000 (SC, VA).

For the most part, if you have frozen pipes that burst. Coverage for damage applies as long as heat was kept at least 55*F and or lines were drained and water supply was off.

Loss of use/additional living expenses are only triggered for a covered loss, like a tree falls on your house and is uninhabitable. It does not apply if the power just goes out, there has to be a covered loss to trigger this coverage.

If a loss occurs, it is your responsibility to mitigate or hire a mitigation company to intervene and stop further damage from occuring. For example, a tree falls and there is now a hole in your roof, tarp it.

TAKE PICTURES, SAVE RECEIPTS!

*each claim is handled on its own merit, in accordance with the facts of loss, the law, and your coverage. These above statements generally apply but there may be other situations that may apply.

01/06/2026

Not sure where to start with life insurance? Give me a call today.

11/04/2025

If you know someone who hasn’t built an emergency fund, consider sending this to them! We’ve got some tips to use for free. https://st8.fm/4okEZyX

They can reach out to me to learn more on insurance and financial services. 👋

For more information on emergency funds: https://st8.fm/4o8t6ff?

If you know someone who hasn’t built an emergency fund, consider sending this to them! We’ve got some tips to use for free. They can reach out to me to learn...

09/17/2025

It’s a good idea to be prepared for severe weather before it strikes. Here are some things you can do before, during and after a power outage.

https://st8.fm/42uSkf6?CMPID=SOC%3AVACI9D_facebook__0

09/15/2025

Let's make sure your renters insurance fits your specific needs and budget. Contact me to learn more today.

09/10/2025

Professional organizers weigh in with categories of items that you definitely should not be keeping inside your shed, no matter what.

Professional organizers weigh in with categories of items that you definitely should not be keeping inside your shed, no matter what.

09/09/2025

If you're turning 65 soon, you have a lot of Medicare choices to sort through, and Humana Medicare Advantage and Prescription Drug plans are a couple options to consider. Let's set up a time to review your needs, and you can learn more here too: https://st8.fm/4n753wM

08/25/2025

The North Carolina Department of Transportation (NCDOT) has worked around the clock to reconstruct parts of WNC that are changed forever.

The North Carolina Department of Transportation (NCDOT) has worked around the clock to reconstruct parts of WNC that are changed forever.