Herring & Bickers Insurance Agency

07/30/2026

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too.

Whether you are hitting the road, hosting friends and family, or enjoying a new boat or RV, your personal insurance should be ready to fully protect you.

Not sure your insurance can keep up this summer? Give us a call, and we can talk through any additional coverages you’d like to layer on or new policies you’d like to add to your portfolio.

07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

07/03/2026

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history, service, and shared values that shape our country! We wish each of you a memorable holiday with family and friends.

Please note that our office will be closed on Friday, July 3rd, in observance of Independence Day. We will reopen and return to regular business hours on Monday, July 6th.

06/24/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

03/16/2026

Think your auto and homeowners insurance will protect you if something goes wrong? Think again.

Today’s lawsuits are bigger, more frequent, and far more expensive than most standard policies were designed to handle. When a serious claim exceeds your coverage limits, the financial fallout can be devastating.

Here’s why more people are adding personal umbrella insurance:

✅ Liability claims and payouts have surged over the last decade
✅ Umbrella claims have doubled, with average payouts up about 67%
✅ Jury awards in some states have exceeded standard policy limits by hundreds of thousands of dollars
✅ Legal defense costs alone can surpass $50,000 before a case is resolved
✅ $1 million in umbrella coverage may cost as little as $12–$25 per month

The cost of not having enough liability protection can far outweigh the cost of adding it. Personal umbrella insurance helps protect your savings, home equity, investments, and even future income — before one claim puts them at risk. If you would like to learn more about umbrella insurance, give our team a call. We're here to help.

02/04/2026

Help us win 3 years in a row! Click the link and vote.
Thank you for being the best customers, we appreciate you so much!

Our annual poll is back! You can cast your ballot now for your local favorites.

01/09/2026

A lot can change in a year, like getting married, welcoming a child, buying a home, moving, or even handing the keys to a teen driver. These milestones are exciting, but they also mean it’s time to check in on your insurance coverage.

Call our office today to schedule your New Year review. Our team will help you update your policies so your protection grows with your life.