Harrison Wicker - Risk Advisor & Certified Work Comp Advisor

Harrison Wicker - Risk Advisor & Certified Work Comp Advisor I help business leaders take back control of their insurance & achieve their lowest possible cost. D He made the process quick and seamless.

๐—ช๐—›๐—”๐—ง ๐—œ ๐——๐—ข: As a ๐‘๐ข๐ฌ๐ค ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ & ๐—–๐—ฒ๐—ฟ๐˜๐—ถ๐—ณ๐—ถ๐—ฒ๐—ฑ ๐—ช๐—ผ๐—ฟ๐—ธ ๐—–๐—ผ๐—บ๐—ฝ ๐—”๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ผ๐—ฟ, I provide business leaders with a personalized roadmap to take back control of their insurance programs and achieve their lowest possible cost.

๐—›๐—ข๐—ช ๐—œ ๐——๐—ข ๐—œ๐—ง: My risk profile improvement process helps shrink Experience Mods, discover errors & overcharges, and make sure business leaders pay no more for Workers' Comp Insurance than they lega

lly should.

๐—ช๐—›๐—ฌ ๐—œ๐—ง ๐—ช๐—ข๐—ฅ๐—ž๐—ฆ: By offering proprietary tools, technology, & tactics - I am able to craft a better overall insurance program. When you place your insurance with me, you are stepping up to an advanced consultant process.

๐—ช๐—›๐—”๐—ง ๐—ข๐—ง๐—›๐—˜๐—ฅ๐—ฆ ๐—ฆ๐—”๐—ฌ: "Harrison has a mission to educate and enlighten. He is an educator and gives you the feeling his priority is to do that first in order to help the client realize they have a problem. Even if there is no โ€œproblemโ€, Harrison will teach you something." "Harrison was able to find a comprehensive Workers' Comp policy for my Fractional CFO Services client at a much lower cost than they were going to pay with their provider's renewal. Thank you Harrison!"

๐——๐—ข ๐—ฌ๐—ข๐—จ ๐—ž๐—ก๐—ข๐—ช if an incorrect Experience Mod, premium audit, or misclassification is costing you money โ€“ and if so, how much? More than ๐Ÿฑ๐Ÿฌ% ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€๐—ฒ๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ข๐—ฉ๐—˜๐—ฅ๐—ฐ๐—ต๐—ฎ๐—ฟ๐—ด๐—ฒ๐—ฑ and more than ๐Ÿณ๐Ÿฑ% ๐—ผ๐—ณ ๐—ฃ๐—ฟ๐—ฒ๐—บ๐—ถ๐˜‚๐—บ ๐—”๐˜‚๐—ฑ๐—ถ๐˜๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ถ๐—ป๐—ฐ๐—ผ๐—ฟ๐—ฟ๐—ฒ๐—ฐ๐˜โ—

๐—ฅ๐—˜๐—”๐——๐—ฌ ๐—ง๐—ข ๐—ง๐—”๐—Ÿ๐—žโ“ Reach out to me here, email me [email protected], or call / text me 919-257-9306. Insurance People of North Carolina is a Beyond Insurance Global Network member, equivalent to the 4th largest insurance network in the U.S. Together, we are an exclusive peer-to-peer group of best-in-class independent agencies that serve our clients as diagnostic, consultative trusted Risk Advisors. Reach out to learn more!

> ๐€๐ฎ๐ญ๐จ๐ฆ๐š๐ญ๐ž๐’๐š๐Ÿ๐ž๐ญ๐ฒ ๐“๐ฎ๐ซ๐ง๐ค๐ž๐ฒ ๐–๐จ๐ซ๐ค๐ฉ๐ฅ๐š๐œ๐ž ๐’๐š๐Ÿ๐ž๐ญ๐ฒ ๐“๐ซ๐š๐ข๐ง๐ข๐ง๐  (https://inspeopleofnc.com/about/our-bign-partnership/)

> ๐Ž๐’๐‡๐€๐ฅ๐จ๐ ๐ฌ ๐‚๐จ๐ฆ๐ฉ๐ฅ๐ข๐š๐ง๐œ๐ž & ๐ˆ๐ง๐ฃ๐ฎ๐ซ๐ฒ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ (https://inspeopleofnc.com/client-portal/osha-logs/)

> ๐ˆ๐ง๐ญ๐ž๐ฅ๐ฅ๐ข๐ ๐ž๐ง๐ญ ๐๐ฎ๐จ๐ญ๐ข๐ž๐ง๐ญ ๐Ÿ๐จ๐ซ ๐‘๐ข๐ฌ๐ค ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ (https://inspeopleofnc.com/about/our-bign-partnership/iqrm/)

๐‘ญ๐’‚๐’๐’ ๐‘ฐ๐’๐’•๐’ ๐‘บ๐’‚๐’‡๐’†๐’•๐’šDoes your fall protection fall short?The first day of fall is as great a time as any to review your plan...
09/22/2021

๐‘ญ๐’‚๐’๐’ ๐‘ฐ๐’๐’•๐’ ๐‘บ๐’‚๐’‡๐’†๐’•๐’š

Does your fall protection fall short?

The first day of fall is as great a time as any to review your plan.

Every day 2,000 people are injured while using a ladder; one hundred suffer a long-term or permanent disability, and one person will die.

is back to hammer home that when it comes to fall protection, donโ€™t wait until you need it to use it!

Keep sound fall protection tactics in place at all times, and youโ€™ll turn a โ€œclose callโ€ into โ€œno problem at all."

The loss of an experienced employee due to an accident for any period of time will have a direct impact on your completion schedule and profit margin.

You'll undergo additional expenses due to hiring, screening, and training of a replacement.

Needless to say, morale takes a hit that is even harder to quantify.

But the effect on the bottom line doesnโ€™t end there!

Your safety strategy directly links to your insurance costs, too.

When your Experience Mod, a factor which multiplies the overall price of your premium, goes up, so does your insurance premium.

Minimizing your losses can trend your down and help to minimize the impact on your bottom line.

Keeping your loss history clean helps you create a situation where insurance companies compete for your business. That drives your rates down!

Insurance People is proud to partner with Builders Mutual Insurance Company in pursuit of our common goal to prevent injuries and save lives.

Has your team analyzed the five leading causes of ladder accidents?

Do you use custom engineered solutions to help reduce injuries?

Ask me how you can get a complimentary consult regarding your fall protection plan today with an in-person Loss Control site visit!

Work Comp ๐š๐ญ ๐ฐ๐จ๐ซ๐ค ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ.  ๐ข๐ฌ ๐›๐š๐œ๐ค ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ข ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ญ ๐’„๐’๐’๐’•๐’“๐’‚๐’„๐’•๐’๐’“๐’” ๐˜ฆ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ for the month of September.Today we are joined b...
09/08/2021

Work Comp ๐š๐ญ ๐ฐ๐จ๐ซ๐ค ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ.

๐ข๐ฌ ๐›๐š๐œ๐ค ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ข ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ญ ๐’„๐’๐’๐’•๐’“๐’‚๐’„๐’•๐’๐’“๐’” ๐˜ฆ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ for the month of September.

Today we are joined by Builders Mutual Insurance Company, insurance coverage exclusive to the construction industry.

Itโ€™s not just their specialty โ€” itโ€™s all they do!

Builders Mutual analyzed thousands of Workers' Compensation ๐œ๐ฅ๐š๐ข๐ฆ๐ฌ ๐’๐’—๐’†๐’“ ๐’‡๐’Š๐’—๐’† ๐’š๐’†๐’‚๐’“๐’”.

Do you know what they found?

The ๐…๐จ๐œ๐ฎ๐ฌ ๐…๐จ๐ฎ๐ซ.

The top 4 claim types and how contractors can focus efforts to prevent those injuries from ever happening in the first place!

๐…๐จ๐œ๐ฎ๐ฌ #1

Falls, including those from ladders, scaffolds, elevated surfaces like roofs, or common slips & trips, accounted for nearly 3,700 claims over the past 5 years.

That translates to over $178 million in direct costs!

๐…๐จ๐œ๐ฎ๐ฌ #2

Strain injuries are the most frequent claim received.

The average cost of a strain claim is $20,000!

For workers 40 and over, strain injuries are the most common type of injury reported.

๐…๐จ๐œ๐ฎ๐ฌ #3

Struck-by incidents occur most often when a person is "struck by" falling or flying objects, moving equipment like the boom of a truck, bucket of a bulldozer, or the motorized piece of equipment itself.

Lumber and hand tools frequently associated with framing were most often involved in struck-by claims.

๐…๐จ๐œ๐ฎ๐ฌ #4

It should come as no surprise that vehicle collisions with other vehicles account for 44% of all injuries occurring in connection with vehicles.

The average cost of a workers' comp vehicle collision claim is nearly $32,000!

With all of that being said, what can you do about it?

Insurance People is a proud Builders Mutual Insurance Company agency partner.

From your office to our agency to your job-site, we are working together with our clients and community members to ensure that everyone has the tools they need to get the job done right.

Want an expert opinion on what is working for you and against you in your Workers' Comp program?

Schedule a meeting with my team today!

You don't need to have a history of claims.

(But if you do, we will analyze those for you!)

A worksite injury could already be waiting to happen.

Don't wait.

Hey   โ€“ did you know that year after year, the ๐๐”๐Œ๐๐„๐‘ 1 reported ๐ฐ๐จ๐ซ๐ค๐ฌ๐ข๐ญ๐ž ๐ข๐ง๐ฃ๐ฎ๐ซ๐ฒ remains the same? #๐‘ญ๐’‚๐’๐’๐’”!๐’๐ฅ๐ข๐ฉ & ๐Ÿ๐š๐ฅ๐ฅ ๐ฅ๐จ...
09/02/2021

Hey โ€“ did you know that year after year, the ๐๐”๐Œ๐๐„๐‘ 1 reported ๐ฐ๐จ๐ซ๐ค๐ฌ๐ข๐ญ๐ž ๐ข๐ง๐ฃ๐ฎ๐ซ๐ฒ remains the same?

#๐‘ญ๐’‚๐’๐’๐’”!

๐’๐ฅ๐ข๐ฉ & ๐Ÿ๐š๐ฅ๐ฅ ๐ฅ๐จ๐ฌ๐ญ ๐๐š๐ฒ๐ฌ ๐š๐ซ๐ž on average 67% ๐’ˆ๐’“๐’†๐’‚๐’•๐’†๐’“ than all other injuries!

And I bet it's no surprise to learn that ladders are the most common way to fall! According to AmTrust Insurance.

For every fall from scaffolding or a ladder โ€“ that's 34 days lost.

For every fall down stairs โ€“ that's 27 days lost.

For every fall from liquid or grease โ€“ that's 26 days lost.

Can your business afford to lose a key employee for an entire month at a time?

Has your employee had to recover from an injury while not being able to work at all, making just 2/3 of their normal earning income because "that's the way the system works"?

๐˜›๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ'๐˜ด ๐˜ข ๐’ƒ๐’†๐’•๐’•๐’†๐’“ ๐’˜๐’‚๐’š ๐’•๐’ ๐’˜๐’๐’“๐’Œ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ž๐˜ฐ๐˜ณ๐˜ฌ ๐˜Š๐˜ฐ๐˜ฎ๐˜ฑ ๐˜ฑ๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ!

https://lnkd.in/gpj-yqTH

Refocus your efforts to prevent injuries & protect your bottom line.  ๐ข๐ฌ ๐›๐š๐œ๐ค ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ข ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ญ ๐’„๐’๐’๐’•๐’“๐’‚๐’„๐’•๐’๐’“๐’” ๐˜ฆ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ for the...
09/01/2021

Refocus your efforts to prevent injuries & protect your bottom line.

๐ข๐ฌ ๐›๐š๐œ๐ค ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ข ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ญ ๐’„๐’๐’๐’•๐’“๐’‚๐’„๐’•๐’๐’“๐’” ๐˜ฆ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ for the month of September.

They say that history repeats itself, but in the case of severe and common wฬณoฬณrฬณkฬณpฬณlฬณaฬณcฬณeฬณ ฬณiฬณnฬณjฬณuฬณrฬณiฬณeฬณsฬณ ฬณaฬณnฬณdฬณ ฬณcฬณlฬณaฬณiฬณmฬณsฬณ, I am betting you'd rather not have that happen!

Three ๐ญ๐จ๐ฉ ๐œ๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ๐จ๐ซ ๐œ๐š๐ซ๐ซ๐ข๐ž๐ซ๐ฌ ๐˜ข๐˜ฏ๐˜ข๐˜ญ๐˜บ๐˜ป๐˜ฆ๐˜ฅ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ข๐˜ฏ 30,000 Workers Compensation ๐œ๐ฅ๐š๐ข๐ฆ๐ฌ ๐’๐’—๐’†๐’“ ๐’•๐’†๐’ ๐’š๐’†๐’‚๐’“๐’”!

Insurance People is here to give you the inside scoop so you don't have to learn the hard way!

I will be talking about contractors business classes such as: carpentry, painters, plumbers, electricians, HVAC & more.

Subscribe to my channel so you never miss a moment of the action.

See you there!

08/31/2021

๐‘ช๐’‚๐’“๐’† ๐‘จ๐’ƒ๐’๐’–๐’• ๐‘ฉ๐’‚๐’„๐’Œ ๐‘ช๐’‚๐’“๐’†

When it comes to worksite safety, proper lifting and back injury prevention are often overlooked.

Employers & supervisors tend to spend a lot of time focusing on fall protection and prevention.

However, back injuries and back strains are always in the top four when it comes to claims.

In some years, they can even be the top ๐ฅ๐จ๐ฌ๐ฌ ๐ฅ๐ž๐š๐๐ž๐ซ, with an ๐˜ข๐˜ท๐˜ฆ๐˜ณ๐˜ข๐˜จ๐˜ฆ ๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ ๐˜ข๐˜ฎ๐˜ฐ๐˜ถ๐˜ฏ๐˜ต ๐˜ฆ๐˜น๐˜ค๐˜ฆ๐˜ฆ๐˜ฅ๐˜ช๐˜ฏ๐˜จ $100,000!

๐‘ฐ๐’• ๐’‘๐’‚๐’š๐’” ๐’•๐’ ๐’‚๐’๐’˜๐’‚๐’š๐’” ๐’‰๐’‚๐’—๐’† ๐’š๐’๐’–๐’“ ๐’†๐’Ž๐’‘๐’๐’๐’š๐’†๐’†๐’”โ€™ ๐’ƒ๐’‚๐’„๐’Œ๐’”.

When companies take action to prevent back strains and injuries, youโ€™re not only helping to reduce the impact on your bottom line, youโ€™re also demonstrating care for your team.

Want to take the first step but don't know how to started?

Insurance People's complimentary program AutomateSafety simplifies workplace safety training by implementing a turnkey set-it and forget-it content engine full of engaging safety training messages that are sent directly to employees.

Best of all, a year's worth of back injury safety training can be scheduled in 30 minutes or less!

Let's get the conversation started today about your organization's ergonomic risks and help you prevent back injuries waiting to happen!

Want the ๐ฌ๐ž๐œ๐ซ๐ž๐ญ ๐ฌ๐š๐ฎ๐œ๐ž to a bฬณeฬณtฬณtฬณeฬณrฬณ,ฬณ ฬณsฬณaฬณfฬณeฬณrฬณ contractor business?Join me on Wednesday where Insurance People wi...
08/30/2021

Want the ๐ฌ๐ž๐œ๐ซ๐ž๐ญ ๐ฌ๐š๐ฎ๐œ๐ž to a bฬณeฬณtฬณtฬณeฬณrฬณ,ฬณ ฬณsฬณaฬณfฬณeฬณrฬณ contractor business?

Join me on Wednesday where Insurance People will give you 7 key ingredients for construction site safety!

Come network with the Home Builders Association of Durham, Orange & Chatham Counties, and discuss your game plan for safety with Builders Mutual Insurance Company loss control professionals.

This Wednesday, September 1st at Triangle Brick Company.

Because contractor safety is good for business!

Address

1920 Front Street, STE 750
Durham, NC
27705

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+19192579306

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