Insurance Advisors of Durango

10/29/2026

⚠️ STRONG EL NIÑO YEAR — BE PREPARED! 🌧️🌊

NOAA forecasts suggest that wetter-than-normal conditions are favored across much of the southern United States this winter, potentially increasing the risk of heavy precipitation and flooding.

Many property owners assume they face little or no flood risk because their property is outside a FEMA‑designated high‑risk flood area. However, lower risk does not mean no risk.

Many property owners ALSO are surprised to learn that standard homeowners insurance generally does not cover flood damage.

Flooding can result from heavy or prolonged rainfall, overwhelmed drainage systems, and runoff from surrounding areas beyond traditional flood zones.

NOW is the time to prepare — not after the water starts rising!

✅ Review your current insurance coverage.
✅ Explore flood insurance options, even if your property is outside a high-risk flood zone.
✅ Make a plan to protect your property and your family.

⚠️ Don’t wait until it’s too late. A little preparation today could save you thousands of dollars in damage tomorrow.

📩 Have questions about flood insurance or want to review your coverage? Reach out today.

Call now to connect with business.

08/25/2026

Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later. #...

08/18/2026

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

08/15/2026

Get ready to celebrate National Relaxation Day. You deserve it. If you're heading out this weekend, review this checklist provided by Travelers to help you keep your home safe and protected while you’re away. http://tkpl.us/tqklo

08/10/2026

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away ...

08/10/2026

S'mores are a summer classic. Before you gather around the firepit to toast your favorite - whether sweet or savory - take a moment to review these firepit safety tips. What's your favorite type of s'more? The traditional or ones with a new twist? http://tkpl.us/tlul6

08/06/2026

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more:

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more: ...

08/06/2026

Decluttering your home and garage can feel overwhelming, but it doesn't have to be! These tips can help you tackle it all this week. What are your favorite tips for decluttering your space? http://tkpl.us/tjmxu

08/04/2026

Extreme heat can be more dangerous than many people realize, leading to serious illness if warning signs are ignored. Symptoms like dizziness, nausea, weakness, and confusion may signal heat exhaustion or heatstroke. Staying hydrated, taking breaks in cool areas, and avoiding peak heat hours can help reduce risk. Learn more:

Extreme heat can be more dangerous than many people realize, leading to serious illness if warning signs are ignored. Symptoms like dizziness, nausea, weakness, and confusion may signal heat exhaustion or heatstroke. Staying hydrated, taking breaks in cool areas, and avoiding peak heat hours can hel...

07/22/2026

Fire pits are a great way to enjoy the outdoors, but safety should always come first. Keep your fire pit at least 10 feet away from structures, never leave it unattended, and make sure it is fully extinguished before leaving the area. Learn more:

Fire pits are a great way to enjoy the outdoors, but safety should always come first. Keep your fire pit at least 10 feet away from structures, never leave it unattended, and make sure it is fully extinguished before leaving the area. Learn more: ...