Team Hart PrimeLending Loan Officer NMLS: 177853 PrimeLending NMLS: 13649

Team Hart PrimeLending Loan Officer NMLS: 177853 PrimeLending NMLS: 13649 Mortgage Lending Solutions with FHA/VA, Conventional, Renovation and Construction. FHA/VA, FHA 203K, USDA, Conventional and Jumbo products.

"My goal is to provide my clients with a loan program that becomes an integral part of their financial plan and investment strategy." Home Loans Made Simple
At PrimeLending, we are Home Loans Made Simple. For nearly three decades, we have helped people buy..., refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Daydreaming about updating your kitchen?Whether it's more storage, new countertops, a bigger island or simply a layout t...
07/23/2026

Daydreaming about updating your kitchen?

Whether it's more storage, new countertops, a bigger island or simply a layout that works better for your family, a renovation loan may help you tackle the project without draining your savings.

Depending on the loan program, you may even be able to finance the renovation costs as part of your mortgage, keeping everything in one monthly payment.

If you've been putting off a kitchen remodel because of the cost, let's talk. I'd love to hear what you're hoping to accomplish and help you explore your financing options.

You may be paying more on your mortgage than you need to.Refinancing could lower your monthly payment, help you pay off ...
05/20/2026

You may be paying more on your mortgage than you need to.

Refinancing could lower your monthly payment, help you pay off your loan sooner, or give you a better setup for where you are today.

If it’s been a while since you looked at your mortgage, now’s a good time. An annual mortgage review helps you see whether your current loan still works for you or if there’s a better way to move forward.

Send me a message to go over your numbers together
Your credit score is directly tied to the rates you're offered when buying a home. The higher your score, the better your chance of securing a lower interest rate, which could save you thousands over the life of your loan.

Here’s how to start improving your score before you apply:

• Pay down high-interest credit cards — It lowers your credit utilization and helps boost your score.
• Check your credit report for errors — Mistakes can drag your score down, so make sure everything’s accurate.
• Limit new credit inquiries — Every new account can temporarily lower your score, so wait until after your loan application.
• Set up automatic payments — On-time payments are key to keeping your score high and your rates low.

The better your credit score, the more favorable your rate options could be. Ready to see how your credit could work for you? DM me to plan your next steps.



Friday – Jumbo vs Conventional Recruiting

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing ...
05/19/2026

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing instead of trying to pay for every project out of pocket at once.

This can be especially helpful if you’ve been putting off repairs, planning updates room by room, or waiting until your budget feels less tight.

Rather than letting the list keep growing, a renovation loan can help you take on the work with a plan that fits your budget.

Send me a message to talk through how it works and if it could help with the projects you’ve been wanting to get done.

Would you rather spend your weekends enjoying your home than maintaining it? You're not alone.Nearly 1 in 5 new homes be...
04/23/2026

Would you rather spend your weekends enjoying your home than maintaining it? You're not alone.

Nearly 1 in 5 new homes being built are townhomes* which goes to show that more homebuyers are choosing townhomes for the freedom that comes with lower-maintenance living. You still get a place that's yours with a more manageable footprint and more room in your schedule for the things you actually enjoy.

Found a place you love? Let's make it yours. DM me to create your buying gameplan.

*Source: National Association of Home Builders (NAHB) analysis of U.S. Census Bureau housing starts data.

Whether it's drafty windows that let in cold and leak heat, an HVAC system piling onto your electricity bill, or insulat...
04/22/2026

Whether it's drafty windows that let in cold and leak heat, an HVAC system piling onto your electricity bill, or insulation that has seen better days, most homes have something that is quietly wasting energy.

Instead of relying on a "quick fix" to get you through the next season, get a renovation loan to help you get your project done right (and make your home more comfortable again).

Have a home improvement project in mind? Let's connect and I can walk you through your renovation loan options.

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself.With the right guidan...
04/21/2026

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself.

With the right guidance, the process becomes much clearer. I'll walk you through each step, explain what matters, and make sure you always know what's coming next. The goal is simple, help you feel confident in your decisions from our first conversation to the closing table.

Ready to start the journey? Let's talk about your next steps.

If you like your neighborhood more than your home, it might be time for a renovation. With a renovation refinance, you c...
03/27/2026

If you like your neighborhood more than your home, it might be time for a renovation. With a renovation refinance, you can roll the costs of your home improvement project into your mortgage. You get to keep your address and have the home of your dreams.

Message me to find the renovation loan that fits your home improvement plans.

Every summer it’s the same thing. People find a house they love … then scramble to figure out the financing. By that poi...
03/05/2026

Every summer it’s the same thing. People find a house they love … then scramble to figure out the financing. By that point, it’s stressful. Decisions feel rushed. And in a competitive market, hesitation costs you. The buyers who start in the spring have a totally different experience. They already know what they’re comfortable spending. Their paperwork is ready. When the right house pops up, they’re not panicking, they’re prepared.

If a summer move is in the back of your mind, spring is the time to get organized. Send me a DM and I can run the numbers to see what you could afford this summer.

When you’re dreaming big on a remodel, the financing shouldn’t slow you down. That’s where our renovation loans come in....
01/12/2026

When you’re dreaming big on a remodel, the financing shouldn’t slow you down. That’s where our renovation loans come in. They let you roll the project costs into one loan so you can focus on the plans, not the paperwork.

Whether you’re opening up a tight floor plan, updating a dated kitchen, or giving your home a full refresh, we can help you line up the funds in a way that actually supports the project timeline.

Have a renovation in mind? I’m happy to walk you through what’s possible.

The right loan can turn a fixer upper from frightful to full of potential.A renovation loan lets you purchase the home a...
10/17/2025

The right loan can turn a fixer upper from frightful to full of potential.

A renovation loan lets you purchase the home and finance the upgrades together in one mortgage. No separate loans, no patchwork financing — just one simple solution.

Here’s what’s in it for you:
- Unlock more possibilities by considering homes with great bones at a lower price
- Roll the cost of repairs or upgrades into your monthly mortgage payment
- Create instant value by designing a home that truly fits your lifestyle
- With a renovation loan, a fixer upper isn’t something to fear, it’s your chance to create the home you’ve always wanted.

Ready to turn potential into reality? Contact me today and let’s get started.

Address

1065 Main Avenue , Ste. 202
Durango, CO
81301

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