Universal Employee Benefit Solutions

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One health insurance number you don’t want to overlook: your out-of-pocket maximum. Knowing this number can help you bet...
09/21/2026

One health insurance number you don’t want to overlook: your out-of-pocket maximum. Knowing this number can help you better understand your potential healthcare costs. On some plans, the out of network expenses do not count towards the in network maximum. Just being aware of this number can help you avoid any surprises.

PPO or HMO? Which one is actually better for YOU?Choosing your benefits can feel confusing, but it doesn’t have to be!He...
09/09/2026

PPO or HMO? Which one is actually better for YOU?

Choosing your benefits can feel confusing, but it doesn’t have to be!
Here’s a quick, easy breakdown of the 4 biggest differences you should know before you pick your health plan.
More freedom or lower cost? Knowing the difference could help you make a smarter choice during benefits enrollment.

09/04/2026

Employers predict an average 8.2% increase in the cost of their insurance plans. Workers will shoulder some of the cost.

Know your staff. Understand their needs. Make better benefit choices.When employers understand their employees and how t...
08/18/2026

Know your staff. Understand their needs. Make better benefit choices.

When employers understand their employees and how they use their healthcare, they can offer options that truly make a difference.

Employee benefits are more than just a business expense—they're an investment in your people and your company's future.Y...
08/06/2026

Employee benefits are more than just a business expense—they're an investment in your people and your company's future.

Yet, many employers renew their benefits plans year after year without asking if they're still getting the best value or meeting the needs of their employees.

Taking the time to review your benefits strategy can help you:
✔️ Control costs
✔️ Improve employee satisfaction
✔️ Stay compliant
✔️ Attract and retain top talent
A proactive approach to benefits can make a meaningful difference for both your business and your team.

What is the biggest challenge your company faces when it comes to employee benefits?

Not every business is the same, and neither is the right employee benefits strategy! A fully insured plan offers predict...
07/15/2026

Not every business is the same, and neither is the right employee benefits strategy!

A fully insured plan offers predictable costs and peace of mind. A self funded health plan can provide greater flexibility and the potential to reduce costs without sacrificing any benefits. If you are interested to see what approach can work for your company, reach out!

Employers are increasingly feeling the financial strain of rising GLP-1 medication costs, with many programs lacking the...
05/29/2026

Employers are increasingly feeling the financial strain of rising GLP-1 medication costs, with many programs lacking the clinical oversight and long-term support needed for lasting success.

The right solution goes beyond prescriptions by combining physician-supervised care, medication management, and ongoing accountability. With a comprehensive approach, employers can provide better health outcomes for employees while maintaining more predictable and sustainable healthcare costs.

Contact Universal Employee Benefits Solutions to learn more about how we can help your organization manage rising GLP-1 costs effectively.

How platforms like Employee Navigator are changing benefits administration. I have seen first hand how HR technology res...
05/05/2026

How platforms like Employee Navigator are changing benefits administration. I have seen first hand how HR technology reshapes the way organizations stay on top of their benefits. From simplifying open enrollment to improving accuracy which in turn reduces the burden and helps HR. Here at UEBS we can help with the buildout and answer any questions your HR department has.

Voluntary benefits can ease the strain of everyday expenses by covering costs that traditional plans may not, like out o...
04/21/2026

Voluntary benefits can ease the strain of everyday expenses by covering costs that traditional plans may not, like out of pocket medical bills or unexpected emergencies. By choosing options that fit your lifestyle you can protect your budget and have peace of mind without a major financial hit.

Most employees make at least one of these mistakes every year without even realizing it! It can quietly cost them thousa...
04/01/2026

Most employees make at least one of these mistakes every year without even realizing it! It can quietly cost them thousands every year. Before you lock in your benefits, make sure you are not one of them.

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1000 Dunham Drive
Dunmore, PA
18512

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+15705583379

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