Lake Shore Bank

Lake Shore Bank Lake Shore Savings Bank is an Equal Housing Lender and a member of the FDIC. Operations are conducted from ten full-service branch offices and numerous ATMs.

Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. Lake Shore Savings is dedicated to serving the financial needs of consumers and businesses within its market area. Lake Shore Savings is primarily engaged in the business of attracting deposits from the general public and using such funds to originate loans.

Emphasis is on the origination of loans secured by first mortgages on owner-occupied, residential real estate. Other types of real estate loans, commercial loans and consumer loans are also offered. The corporate headquarters is located at 31 East Fourth Street, Dunkirk, New York 14048.

Lake Shore Bank will be closed Monday, May 25th, in observance of Memorial Day. Our ATMs and digital banking services re...
05/22/2026

Lake Shore Bank will be closed Monday, May 25th, in observance of Memorial Day. Our ATMs and digital banking services remain available 24/7 for your convenience.

Looking for a meaningful graduation gift? 🎓Consider a Lake Shore Bank certificate of deposit to recognize this important...
05/21/2026

Looking for a meaningful graduation gift? 🎓

Consider a Lake Shore Bank certificate of deposit to recognize this important milestone!

It's a thoughtful option that celebrates your grad's accomplishment while supporting their next chapter.

🏦 135 Years of Community Banking 🏦For 135 years, we’ve been proud to serve our community, standing alongside generations...
04/30/2026

🏦 135 Years of Community Banking 🏦

For 135 years, we’ve been proud to serve our community, standing alongside generations through everyday moments and major milestones alike.

While we’ve evolved over time, our purpose hasn’t changed. We continue to grow, adapt, and modernize so we can better serve you, while staying true to the values community banking was built on.

Thank you for trusting us yesterday, today, and as we look ahead together.

Big decisions don’t always need big banks. 😉Community banks are built to listen, adapt, and move quickly, finding soluti...
04/21/2026

Big decisions don’t always need big banks. 😉

Community banks are built to listen, adapt, and move quickly, finding solutions that work for real people and real businesses.

When you bank locally, your dollars stay local. 💙Community banks reinvest in the people, businesses, and neighborhoods t...
04/16/2026

When you bank locally, your dollars stay local. 💙

Community banks reinvest in the people, businesses, and neighborhoods they serve, helping create jobs and strengthen local economies every day.

🔐 A small habit that goes a long way. 🔐 Using a lock screen is an easy way to help keep your personal information protec...
04/14/2026

🔐 A small habit that goes a long way. 🔐

Using a lock screen is an easy way to help keep your personal information protected.

Whether it's a passcode or biometric option, use what works best for you.

Small steps today can bring extra peace of mind tomorrow.

No matter where life or travel takes you, Lake Shore Bank keeps banking simple. Enjoy secure, convenient access with our...
04/10/2026

No matter where life or travel takes you, Lake Shore Bank keeps banking simple. Enjoy secure, convenient access with our mobile app anytime, anywhere. With the Lake Shore Bank mobile app, managing your money is always just a tap away.

☀️🏖️🌴

🏦 April is Community Banking Month 🏦Did you know? Community banks are locally focused depository institutions built to ...
04/09/2026

🏦 April is Community Banking Month 🏦

Did you know? Community banks are locally focused depository institutions built to serve local businesses and families. Decisions aren’t made far away. They’re made by people who understand the unique needs of the community.

That’s exactly how we operate at Lake Shore Bank.

Our team is invested in the same communities we serve. Our local understanding guides how we support small businesses and consumers, and invest back into the places we call home.

That’s community banking. Rooted, responsive, and putting people first.

April Fools’ jokes? Fun. Banking scams? Not funny.Below are some tips to keep in mind:• Never share banking details over...
04/01/2026

April Fools’ jokes? Fun. Banking scams? Not funny.

Below are some tips to keep in mind:

• Never share banking details over email or text.
• Be cautious of urgent payment requests.
• Report suspicious activity right away.

Lake Shore Bank is here to help you stay protected.

Are you looking to spruce up your home this spring? Lake Shore Bank can help make your home improvement vision come to l...
03/31/2026

Are you looking to spruce up your home this spring? Lake Shore Bank can help make your home improvement vision come to life with a Home Equity Line of Credit. Contact one of our ten conveniently located branches or apply directly at mylsbank.com/loanapp. Our highly qualified team members can help guide you through the process and help turn your house into your dream home!



Lake Shore Bank is an Equal Housing Lender. NMLS ID 412350. Loans subject to credit approval.

Address

128 E 4th Street
Dunkirk, NY
14048

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

Telephone

+17163664070

Website

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