Shianna Patron, Loan Officer

Shianna Patron, Loan Officer Top NJ mortgage lender helping families & first-time buyers achieve homeownership. NMLS #2018519

Shianna Patron is a top-producing Loan Officer and trusted mortgage lender in New Jersey with the Clear to Close Team at PRMG. Her passion for helping others began after purchasing her first home and investing in real estate. Today, she proudly serves first-time homebuyers, investors, and families across New Jersey and the tri-state area. Shianna is dedicated to making the home loan process simple

, supportive, and stress-free. Recognized for her excellence, she values the trust of her clients and realtors. As a mother and community advocate, she champions strong families, small businesses, and homeownership.

💡 Not all closing costs are created equal.When comparing lenders, the interest rate is only part of the story.The truth ...
05/22/2026

💡 Not all closing costs are created equal.

When comparing lenders, the interest rate is only part of the story.

The truth is:
✅ Many closing costs are third-party fees that lenders do not control.
✅ Taxes, escrow, insurance, and title fees are often the same regardless of lender.
✅ The key section to compare is Box A – Origination Charges, where lenders set their own fees.

That’s why working with a transparent lender matters.

When you work with me, you get:
✔️ Clear, upfront pricing
✔️ Honest guidance with no hidden surprises
✔️ Competitive rates and terms
✔️ Fast pre-approvals (including weekends)
✔️ A lender who is always just a text away

For my Realtor partners, this means:
🏡 Stronger, well-informed buyers
⚡ Quick turn times
🤝 Reliable communication from contract to closing

For homebuyers, this means:
🔑 Confidence that you’re getting the best terms available for your situation.

I believe in educating my clients so they understand exactly where their money is going and how to shop lenders the right way.

Ready to work with a lender who puts transparency first?

📲 Shianna Patron
📞 (201) 903-5462
📧 [email protected]

Did you know you could possibly receive thousands of dollars toward your home purchase?Most people scrolling right now h...
05/11/2026

Did you know you could possibly receive thousands of dollars toward your home purchase?

Most people scrolling right now have no idea this even exists.
Down Payment Assistance programs, DPA for short, are grants and loans provided by state and local governments specifically to help buyers cover their down payment and closing costs. And they're available in more places than most people realize.

Here's what most buyers don't know:

You may not need as much saved as you think. Assistance can range anywhere from $2,500 to $25,000+ depending on your state, city, and program. Some programs may even cover the full down payment.

You might already qualify. Many programs look at first-time buyer status, income, property location, and credit score, and the requirements are more accessible than people expect.

The "catch" is barely a catch. A homebuyer education course, an approved lender, and meeting income and purchase price limits. That's generally it.

The biggest reason people miss out on DPA isn't that they don't qualify.

It's that nobody told them to ask.

We're telling you now. 🏠

💾 Save this and share it with someone who's been putting homeownership off because of the down payment.

Program availability, eligibility, and assistance amounts vary by location and are subject to change. Source: Down Payment Resource, 2024 Homeownership Program Index. Contact a licensed mortgage professional to learn what options may be available to you.

Address

121 N Washington Avenue Suite 1
Dunellen, NJ
08812

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