Teresa Cillo

Teresa Cillo Committed to helping seniors make informed decisions in regards to their Medicare needs.

08/28/2025

New chapters are never easy, but they can still hold joy.
It might feel scary to say goodbye to what’s familiar. But change also brings the chance for connection, safety, routine, and even new friendships.

What feels uncertain now might soon feel like the best decision you ever made 💛🌟🤝

Lean on us to help you through the transition.
☎️ 813-922-2500

Join us for some fun and learning about Devoted Medicare Advantage Plans this May 9th from 12-2pm at:Achieva Credit Unio...
05/08/2025

Join us for some fun and learning about Devoted Medicare Advantage Plans this May 9th from 12-2pm at:
Achieva Credit Union,
5920 State Road 54,
New Port Richey FL 34652.

Would you like to know about your options when it comes to Home Health Care? Take a look at this easy to read brochure. ...
04/23/2025

Would you like to know about your options when it comes to Home Health Care?

Take a look at this easy to read brochure.

Would you like to learn more?

Call me at (407) 463-8926

Flipsnack is a digital catalog maker that makes it easy to create, publish and share html5 flipbooks. Upload a PDF or design from scratch flyers, magazines, books and more.

04/11/2025

👉 Medicare = Federal health insurance for those 65+ or disabled. ✅ Covers doctor visits, hospital stays, and short-term rehab. ❌ Does NOT cover long-term nursing home care.⁣

👉 Medicaid = Needs-based program that can cover long-term care but comes with strict asset limits. Unless you know how to plan for it. 😉⁣

At Mortellaro Law, we’ve helped 6,500+ Florida seniors qualify for Medicaid without losing their life savings—that’s nearly $1 BILLION in assets protected over 17 years.⁣

Most people think:⁣
“If I have money or property, I can’t get Medicaid.”⁣
🚫 FALSE.⁣

With Florida-specific legal strategies, we’ve helped families bypass the 5-year look-back period—legally and effectively.⁣

So before you assume it’s too late or too complicated, talk to the team that’s done it thousands of times.⁣

📞 Call 813-367-1500 or visit MortellaroLaw.com to schedule your FREE consultation today.⁣

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♻️ Share if you find this helpful.⁣
📢 Tag someone who needs this.⁣

03/13/2025

Being just "a dollar over the Medicaid income limit" could mean losing access to benefits—potentially costing you "thousands" in nursing home care.⁣

But there’s a solution: The Qualified Income Trust (QIT), also known as a Miller Trust.⁣

Think of it as a special checking account—you deposit the excess income, and Medicaid no longer counts it against you.⁣

Whether you’re $1 or $5,000 over, this strategy works whenever it is set up correctly. ⁣

We at Mortellaro Law help YOU navigate Medicaid rules and protect your financial future.⁣

Don’t let excess income keep you from the benefits you deserve!⁣

📞 Call us and schedule a complimentary consultation today to learn more! ⁣

♻️ Share if you find this helpful.⁣

Attention Medicare beneficiaries, you might have been impacted by the recent Medicare changes to part D  If you have bee...
03/07/2025

Attention Medicare beneficiaries, you might have been impacted by the recent Medicare changes to part D

If you have been affected, I am available to answer any questions.

Call me (407) 463-8926

Changes due to the Inflation Reduction Act has impacted prescription costs at the pharmacy. Achieva Insurance Agency has licensed agents to help review your ...

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Dunedin, FL
34697-34698

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