Richard T Insurance Agency LLC

Richard T Insurance Agency LLC A full service independent insurance agency to ensure you have the coverage you need at the right price. Don’t be caught off guard.

Richard Tonihka is proud to be the owner of a multi-line Independent Insurance agency in the Dallas/ Fort Worth area. We have built our agency on integrity, industry knowledge and exceptional customer service. We are able to shop just about all of the top-rated insurance carriers in Texas to meet your needs. We look at each family’s unique situation and provide consultation that best fits the need

s of our customers. Let us do the shopping to find you the best possible coverage at the best possible rate. As a full service insurance agency we help you plan for life’s unexpected events. Proper insurance can be crucial to help you recover from accidents and disasters. Let us review your current policy to make sure you have the coverage you need at the right price. Let the Tonihka Insurance Agency help protect your family.

Why get life insurance? So your pet can afford their next spa day while you're gone. 😸💸 Okay, fine—so your loved ones ar...
09/04/2026

Why get life insurance? So your pet can afford their next spa day while you're gone. 😸💸 Okay, fine—so your loved ones are taken care of when life throws a curveball. At Richard T Insurance Agency, we offer life insurance policies that actually make sense (and won't break the bank). Get covered, don't worry, and get back to living—your future self will thank you for locking in the lower rate.

Home.Auto.Commercial. Life.

Contact us at 682.305.2733 or email [email protected]

Ready, set, protect! 🏠🚗 Your home and auto deserve a dynamic duo of coverage that's as smart and savvy as you are. At Ri...
09/03/2026

Ready, set, protect! 🏠🚗 Your home and auto deserve a dynamic duo of coverage that's as smart and savvy as you are. At Richard T Insurance Agency, we make safeguarding your wheels and your welcome mat fun, fast, and totally stress-free. No capes needed—just peace of mind served with a smile. 😎💥 Click through today and team up with Texas’s friendliest insurance pros!

Home.Auto.Commercial. Life.
Contact us at 682.305.2733 or email [email protected]

A cross-country move. A tough Florida market. One agent who picked up every call and found the right policy at the right...
09/02/2026

A cross-country move. A tough Florida market. One agent who picked up every call and found the right policy at the right price.

That's what a smarter choice looks like. That's the Goosehead Difference.

Get your quote with us today: https://bit.ly/45MwIfD

September is National Preparedness Month, a good reminder that being ready isn't a one-time task, it's something we thin...
09/01/2026

September is National Preparedness Month, a good reminder that being ready isn't a one-time task, it's something we think about all year.

Hurricane season is at its peak, wildfire risk is elevated, and the first winter storms aren't far off. The most valuable thing you can do with your agent is the work that happens now, before any of these hit close to home.

Not sure where your coverage stands? Let's review it together. https://bit.ly/4xkEcCQ

Explore trusted insurance solutions designed for families and businesses across Texas. Visit the Richard T Insurance Age...
09/01/2026

Explore trusted insurance solutions designed for families and businesses across Texas. Visit the Richard T Insurance Agency website to discover personalized coverage that fits your unique needs. Navigate your options today and take the next step toward securing your future with confidence.

Home.Auto.Commercial. Life.

Contact us at 682.305.2733 or email [email protected]

We hear it’s . Luckily, we know a thing or two about finding the right fit. ❤️‍🔥 You tell us what you're looking for. W...
08/31/2026

We hear it’s . Luckily, we know a thing or two about finding the right fit. ❤️‍🔥

You tell us what you're looking for. We’ll shop the market to find options that meet your needs.

No sparks required. Just the right match.

We could give a million reasons why the right coverage matters. Today we’ll keep it simple: just because. Happy National...
08/27/2026

We could give a million reasons why the right coverage matters. Today we’ll keep it simple: just because. Happy National Just Because Day!

Your dog can be a good boy AND still get labeled "high-risk" — that's not a contradiction, it's just underwriting. Here'...
08/26/2026

Your dog can be a good boy AND still get labeled "high-risk" — that's not a contradiction, it's just underwriting. Here's why your dog shows up on your application at all, and what it actually means for you. 🐾

Here’s to a summer full of moments worth remembering. And to protecting the things that help make those moments possible...
08/25/2026

Here’s to a summer full of moments worth remembering. And to protecting the things that help make those moments possible.

Coverage built around what matters: https://bit.ly/3Ur494T

08/21/2026

📍 Is your ZIP code the only location factor that affects your car insurance rate?

Not quite. Location helps insurers assess risk. Accident and theft rates, weather, repair costs, and local claims trends can all impact what you pay.

But it can get even more specific than ZIP code. Where your car is typically parked or garaged, like at an apartment complex versus a single-family home, can present different risks, even for two people in the same ZIP code.

The takeaway: Location affects your rate in more ways than just your ZIP code, right down to where your car is parked at night.

Optional auto coverages might not seem essential… until you’re stuck in the exact situation they’re designed to help wit...
08/20/2026

Optional auto coverages might not seem essential… until you’re stuck in the exact situation they’re designed to help with. A quick chat with your agent now could save you a lot of sweat later. 😅

The backyard BBQ. The weekend drive. The new ring. The place you call home. Whatever the size, whatever the moment, some...
08/17/2026

The backyard BBQ. The weekend drive. The new ring. The place you call home.

Whatever the size, whatever the moment, something's quietly working behind the scenes.

Call it coverage. Call it peace of mind.

National Financial Awareness Day is a great reminder to review more than your monthly budget. Your insurance is part of ...
08/14/2026

National Financial Awareness Day is a great reminder to review more than your monthly budget.

Your insurance is part of your financial safety net. A quick home, auto, renters, or umbrella review can help you understand whether your coverage still matches your life, your assets, and your goals.

This week, ask yourself: “Could I comfortably handle my deductibles, liability limits, and coverage gaps if something happened tomorrow?”

I am so thankful that I live in a county where I have to freedom to work for myself and serve my community to the best o...
07/04/2026

I am so thankful that I live in a county where I have to freedom to work for myself and serve my community to the best of my ability but most of all serve Our Lord and Savior.

I hope each and every American has a Happy 4th of July.

Happy Independence Day!

www.richardtagency.com

Hey patriots! Get ready to celebrate Independence Day with fireworks, freedom, and fantastic coverage! 🎆 This 4th of Jul...
07/03/2026

Hey patriots! Get ready to celebrate Independence Day with fireworks, freedom, and fantastic coverage! 🎆 This 4th of July, Richard T Insurance Agency salutes you and your right to protection. Whether you're a busy business owner or a dedicated parent, we've got your back so you can focus on what matters most. Celebrate safe and secure this Fourth! Click the link to ensure your peace of mind is as solid as the stars and stripes. 🇺🇸

www.richardtagency.com

Did you know that understanding local burglary statistics can help you better protect your home and business? In Arlingt...
06/30/2026

Did you know that understanding local burglary statistics can help you better protect your home and business? In Arlington, TX, taking proactive security measures is a smart step for every resident and business owner. Stay informed and stay safe. Connect with Richard T Insurance Agency to explore insurance solutions designed to offer peace of mind and reliable protection for your property. You can reach us at 682.305.2733 or email [email protected] to make sure you are covered correctly.

As the seasons change, so do your needs. Richard T Insurance Agency is here to ensure your coverage remains perfectly al...
06/13/2026

As the seasons change, so do your needs. Richard T Insurance Agency is here to ensure your coverage remains perfectly aligned with the time of year. From preparing your business for summer storms to safeguarding your family's winter travels, our tailored solutions adapt with you. Stay protected year-round with reliable, seasonal peace of mind.

We love hearing from you! Tell us about your experience. Which type of insurance coverage do you value most for protecti...
06/11/2026

We love hearing from you! Tell us about your experience. Which type of insurance coverage do you value most for protecting your peace of mind? Let us know below!

👉 Homeowners
👉 Auto
👉 Business
👉 Life

Share your thoughts and help us understand what matters most to you.

Stay informed and get the latest updates on insurance solutions tailored for you. Join the Richard T Insurance Agency em...
06/09/2026

Stay informed and get the latest updates on insurance solutions tailored for you. Join the Richard T Insurance Agency email list today and ensure you never miss important information. Sign up now and take the next step towards better protection.

Discover the benefit of dedicated commercial property insurance from Richard T Insurance Agency. This coverage helps pro...
06/04/2026

Discover the benefit of dedicated commercial property insurance from Richard T Insurance Agency. This coverage helps protect your business's physical assets, from your building to essential equipment, ensuring you're prepared for unforeseen events like fire or natural disasters. Secure your business's foundation and focus on growth with confidence. Learn more about how this specific protection can benefit your operations by emailing [email protected] or calling 682.305.2733.

Address

407 N Cedar Ridge Drive, Ste 237
Duncanville, TX
75116

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18172862002

Website

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