Richard T Insurance Agency LLC

Richard T Insurance Agency LLC A full service independent insurance agency to ensure you have the coverage you need at the right price. Don’t be caught off guard.

Richard Tonihka is proud to be the owner of a multi-line Independent Insurance agency in the Dallas/ Fort Worth area. We have built our agency on integrity, industry knowledge and exceptional customer service. We are able to shop just about all of the top-rated insurance carriers in Texas to meet your needs. We look at each family’s unique situation and provide consultation that best fits the need

s of our customers. Let us do the shopping to find you the best possible coverage at the best possible rate. As a full service insurance agency we help you plan for life’s unexpected events. Proper insurance can be crucial to help you recover from accidents and disasters. Let us review your current policy to make sure you have the coverage you need at the right price. Let the Tonihka Insurance Agency help protect your family.

To the service members, veterans, and the families who stand behind them — thank you.
05/28/2026

To the service members, veterans, and the families who stand behind them — thank you.

Bundling can mean convenience and discounts, but separate policies can sometimes offer better pricing or coverage. The r...
05/27/2026

Bundling can mean convenience and discounts, but separate policies can sometimes offer better pricing or coverage.

The right choice depends on your full picture.

We’ll compare both so you can choose with confidence. https://bit.ly/3RATGT4

On Memorial Day, we pause to honor the selfless men and women who have given their life in service to our country. We're...
05/25/2026

On Memorial Day, we pause to honor the selfless men and women who have given their life in service to our country. We're proud to work alongside military veterans like JT, Ben, and Jim, who carry the same spirit and commitment with them every day.

National Road Trip Day calls for the right playlist. Before you hit shuffle, make sure your policy is road-trip ready.
05/22/2026

National Road Trip Day calls for the right playlist.
Before you hit shuffle, make sure your policy is road-trip ready.

Uh-oh! Did a leak just turn your living room into an unexpected indoor pool? 🏊‍♀️ Don't let home water woes make a splas...
05/21/2026

Uh-oh! Did a leak just turn your living room into an unexpected indoor pool? 🏊‍♀️ Don't let home water woes make a splash on your peace of mind! Dive into reliable coverage with Richard T Insurance Agency. We've got the solutions to help dry things up. Check out your website www,richardtagency.com to learn how we can protect your home and keep your feet dry! 😉 Tap the link in our bio to explore now!

Gamify your spring cleaning 📋🎯 We're not saying you have to do all of these in one Saturday, but checking off a few is...
05/19/2026

Gamify your spring cleaning 📋🎯

We're not saying you have to do all of these in one Saturday, but checking off a few is a great way to ensure you're keeping your home, car, and your policies in good shape.

Bingo today, fewer claims tomorrow.

Hey there, fellow road adventurers! Let's face it, we've all seen (or maybe even been in) those 'slightly silly' auto mo...
05/19/2026

Hey there, fellow road adventurers! Let's face it, we've all seen (or maybe even been in) those 'slightly silly' auto moments that make you shake your head and laugh... after the panic subsides, of course! 🤭 Whether it's that sneaky shopping cart or a tricky parallel parking attempt, Richard T Insurance Agency has your back. We offer the protection you need, so you can keep your sense of humor, even on those 'oops' days. Let's make sure you're covered, just in case life decides to throw a funny (but insured) curveball! What was your funniest 'almost' accident? Let us know below! 👇 richardtagecny.com

05/15/2026

Car color doesn’t affect your insurance rate. 🚗

What does matter? Your driving history, location, and the type of car you drive.

It’s common to see bright colors on high-performance cars, which can cost more to insure due to speed and repair costs—not the color itself. Custom paint jobs can also raise your rate since they’re pricier to fix.

Before cannonballs and corkscrews commence, here are a few “poolside policies” to keep in mind:
05/13/2026

Before cannonballs and corkscrews commence, here are a few “poolside policies” to keep in mind:

05/08/2026

Depreciation = wear and tear over time.

And yes, it can reduce your claim payout. Make sure you know how your policy handles it.

05/07/2026

Motherhood isn't just a role, it's a masterclass in leadership. The moms in our flock bring a level of strength, patience, and heart that keeps everything running.

We asked mothers how they bring their A-game at home, the office, and everywhere in between. The consensus? Juggling it all is more than routine. It's their superpower.

This Mother's Day, we're honoring the women who do it all. Comment below with a shoutout to the one you’re honoring this year!

Insurance Insight 💡👇 Auto policies don’t just look at individual drivers, but the entire household. Most insurance comp...
05/06/2026

Insurance Insight 💡👇

Auto policies don’t just look at individual drivers, but the entire household. Most insurance companies require all licensed household members to be listed or disclosed, even if they don’t regularly use your car.

Making sure to properly disclose all drivers under your roof can make a big difference if you ever need to file a claim.

It's Cinco de Mayo, and we're feeling festive! 🌮 What's your go-to tradition for celebrating? Is it a big family fiesta,...
05/06/2026

It's Cinco de Mayo, and we're feeling festive! 🌮 What's your go-to tradition for celebrating? Is it a big family fiesta, a delicious taco feast, or dancing the night away? Let us know your favorite way to celebrate in the comments below! 🎉

Looking to secure your future with reliable insurance coverage? Richard T Insurance Agency offers personalized solutions...
05/01/2026

Looking to secure your future with reliable insurance coverage? Richard T Insurance Agency offers personalized solutions for families and businesses across Texas. Visit our website richardtagency.com to explore how we can help protect what matters most to you. Discover the right policy for your needs today.

Spring storms in Texas can be unpredictable—how do you stay prepared? 🌧️💬 Whether you're securing your home, checking yo...
04/30/2026

Spring storms in Texas can be unpredictable—how do you stay prepared? 🌧️💬 Whether you're securing your home, checking your coverage, or just staying safe indoors, we want to hear your go-to spring storm routine! Share your tips below and let’s help each other stay protected this season. ⚡🏡

Did you know? Arlington is ranked as one of the top 10 safest cities in Texas for families! 🌟 At Richard T Insurance Age...
04/23/2026

Did you know? Arlington is ranked as one of the top 10 safest cities in Texas for families! 🌟 At Richard T Insurance Agency, we're proud to help local families and businesses stay protected with customized coverage that fits their lifestyle. Whether you're new to the area or a longtime resident, let us help you secure your piece of this thriving community. 🏡💬 Share this fun local fact and tag someone who calls Arlington home!

Spring into peace of mind with Richard T Insurance Agency! As the flowers bloom and storms roll through Texas, make sure...
04/22/2026

Spring into peace of mind with Richard T Insurance Agency! As the flowers bloom and storms roll through Texas, make sure your family and business are covered with our seasonal insurance solutions. From hail protection to travel coverage, we've got your changing needs covered all year long. Visit www.richardtagency.com or call 682.305.2733 today to find a plan that fits your life perfectly! 🌸🚗🏡

Did you know that the concept of insurance dates back to ancient civilizations? Maritime traders in 3000 BC would distri...
04/21/2026

Did you know that the concept of insurance dates back to ancient civilizations? Maritime traders in 3000 BC would distribute cargo across multiple ships to spread risk—if one ship was lost, they wouldn't lose everything! It’s one of the earliest examples of risk management, and today, that same principle helps protect businesses and families alike. Stay savvy and keep learning fun facts about how protection evolved over time! 🌐📚

We know teenage drivers can be… a little adventurous behind the wheel 🚗💨 (think parallel parking *attempts* and sudden i...
04/20/2026

We know teenage drivers can be… a little adventurous behind the wheel 🚗💨 (think parallel parking *attempts* and sudden interest in advanced physics when hitting a curb). But at Richard T Insurance Agency, we’ve got your back with insurance solutions that protect both your teen and your peace of mind. Our tailored policies are designed for real-life moments—not just the smooth ones. 😅 Safeguard your family with coverage that gets it right. Visit www.richardtagency.com or call 682.305.2733 today to learn more!

Are you looking for insurance coverage that truly fits your lifestyle and needs? At Richard T Insurance Agency, we provi...
04/16/2026

Are you looking for insurance coverage that truly fits your lifestyle and needs? At Richard T Insurance Agency, we provide customized policies for families, individuals, and businesses across Texas. Our dedicated team ensures you get the protection and peace of mind you deserve. Explore how our services can empower your future today!

🌟 Tax Day is here! Make sure you file your taxes or your extension today. If you need extra money to pay your taxes or w...
04/15/2026

🌟 Tax Day is here! Make sure you file your taxes or your extension today.

If you need extra money to pay your taxes or want to see if you can save more to increase your refund, give me a call at 682.305.2733 to see if we can put more money in your pocket.

Address

407 N Cedar Ridge Drive, Ste 237
Duncanville, TX
75116

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18172862002

Website

Alerts

Be the first to know and let us send you an email when Richard T Insurance Agency LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Richard T Insurance Agency LLC:

Shortcuts

Share

Category