SDO CPA: Tax & Accounting

03/17/2026

⏰ September 30, 2025

That's when the IRS stopped issuing paper refund checks for most taxpayers. Electronic payments to the IRS are next (expected 2027).
If you're still:

Mailing checks to the IRS
Expecting paper refunds
Unsure how to pay electronically

Now is the time to get set up.

We wrote a complete guide covering every electronic payment option—from free bank transfers to same-day wires. Includes step-by-step instructions for creating your IRS Online Account.

https://zurl.co/bzpcX

03/10/2026

Your CPA should call you in October. Not March.

But if they didn't, and you're scrambling right now, here's the truth about business tax extensions:

They're not failure. They're strategy.

Good reasons to file an extension: → Waiting for K-1s from other partnerships you invested in → Complex transaction that needs more analysis → Year-end planning still being optimized → Catch-up bookkeeping in progress

Bad reasons: → Procrastination → Avoiding paying taxes you owe (extension doesn't delay payment) → Your CPA is too busy (find a better CPA)

2026 deadlines: • S-Corps & partnerships: March 16 → September 15 • C-Corps: April 15 → October 15 • Single-member LLCs: Follow personal deadlines (Form 4868, not 7004)

I put together a full guide with deadline tables, Form 7004 filing steps, and penalty relief options for anyone who's already late.

Worth bookmarking if you own an S-Corp, partnership, or multi-member LLC.

https://zurl.co/yI7hJ

03/03/2026

Procore vs. Buildertrend vs. Method:CRM? It's the wrong way to frame the question.

The right question is: What is your core business model and biggest bottleneck?

• Procore: For large-scale commercial GCs needing elite field and financial controls.
• Buildertrend: For residential builders wanting an all-in-one client and project system.
• Method:CRM: For any contractor who lives in QuickBooks and needs a perfect, real-time sync.

Your business type dictates your software. We compare all three (and 9 more) in our ultimate guide: https://zurl.co/BsbYB

02/24/2026

"How do I pay the IRS online?"

We get this question constantly—especially from business owners making their first estimated payment or dealing with a balance due notice.

Good news: It's easier than you think. Bad news: Paper checks are being phased out, so you need to learn this anyway.

We created a step-by-step guide covering:
→ 6 ways to pay the IRS electronically (including a free option)
→ How to set up your IRS Online Account
→ EFTPS enrollment for business owners
→ What to do if you can't pay in full

No more guessing. No more late penalties because you couldn't figure out the system.

https://zurl.co/fqg38

02/17/2026

$4,260.

That's what a 4-partner partnership paid in penalties last year for filing 3 months late.

Here's the math:

Late filing penalty: $245 × 4 partners × 3 months = $2,940 Late K-1 penalty: $330 × 4 partners = $1,320 Total: $4,260

They owed zero tax. Pass-through entities don't pay tax at the entity level. But the IRS doesn't care. Miss the deadline, pay the penalty.

2026 deadlines for S-Corps and partnerships: • Original: March 16, 2026 • Extended (with Form 7004): September 15, 2026

The extension takes 5 minutes to file. The planning to use those 6 months wisely? That's where value gets created.

We wrote a complete guide covering every entity type, the exact forms to file, and how to get penalty relief if you've already missed a deadline.

https://zurl.co/vm9li

02/12/2026

Most small business marketing advice assumes you have a marketing team and a six-figure budget.

You don't. You're also running operations, managing employees, and keeping the books straight.

The businesses that win at marketing share three traits:

1. They know exactly who their customer is
2. They show up consistently where those customers look
3. They track what's working so they can double down

That's it. No "growth hacks." No viral campaigns. Just consistency and measurement.

The restaurant posting on Instagram every day is filling tables while competitors wait for walk-ins. The plumber who figured out Google Ads is getting calls that used to go to the Yellow Pages.

What's the one marketing channel you've stuck with consistently?

---
Full guide: https://zurl.co/KDCMz

Proven marketing strategies for small businesses in 2025. Learn what works for service businesses, retail, restaurants, and construction—with specific tactics and real examples.

02/10/2026

The Backdoor Roth IRA is one of the most misunderstood strategies in retirement planning.

Not because it's complicated. Because most people skip the pre-work and get burned by the pro-rata rule.

Here's what I see at least twice a month:

Someone makes a $7,000 non-deductible IRA contribution. Converts it to Roth. Assumes it's tax-free.

Then I ask: "Do you have an old 401(k) rollover sitting in a Traditional IRA?"

"Oh yeah, about $70,000."

That $70,000 doesn't stay in its own lane. The IRS treats all your Traditional, SEP, and SIMPLE IRAs as one pool. Your $7,000 "tax-free" conversion just became 90% taxable.

The fix is simple—but you have to do it before year-end. Roll that old IRA into your current 401(k) if the plan allows it.

Then your Backdoor Roth is actually tax-free.

This is why I tell business owners: check for landmines before you step. The strategy itself is fine. The ex*****on is where people get hurt.

https://zurl.co/0yLBJ

What's your experience been with Backdoor Roth? Clean or messy?

Learn the 2026 limits for Backdoor Roth IRA ($7K) and Mega Backdoor Roth ($47K+). Includes SECURE 2.0 changes, OBBB updates, and pro-rata rule fixes.

02/05/2026

The One Big Beautiful Bill Act just gave business owners the biggest tax planning opportunities since 2017.

Here's what changed:

→ Section 179 increased to $2.5M
→ 100% bonus depreciation restored through 2029
→ Section 199A is now permanent
→ SALT cap increased to $40K (MFJ)

What this means for you:

If you're buying equipment in 2026, you can likely deduct the full purchase price in Year 1.

If you have an S-Corp or partnership, your QBI deduction isn't going away.

If you've been hitting the SALT cap, you may benefit from itemizing again.

The key is planning for these changes before year-end. October is when the best tax moves happen. Not April.

We just updated our 2026 tax planning guide with all the new limits and strategies.

https://zurl.co/ciLeD

Year-round tax planning for S-Corps, partnerships & LLCs. QBI optimization, retirement strategies, OBBBA updates. Average client saves $47,000/year.

02/03/2026

📢 Big change for taxpayers: Paper checks from the IRS are ending.

Executive Order 14247 requires all IRS payments and refunds to go electronic starting September 30, 2025. If you're still mailing checks or expecting paper refunds, it's time to switch.

We put together a complete guide covering all 6 electronic payment options:
✅ IRS Direct Pay (free, no account needed)
✅ IRS Online Account setup (step-by-step)
✅ EFTPS for businesses
✅ Credit/debit card options
✅ Same-day wire transfers
✅ Payment plans if you can't pay in full

The guide includes screenshots, troubleshooting tips, and a downloadable checklist for your records.

https://zurl.co/i9QXF

Learn how to pay the IRS online using Direct Pay, EFTPS, credit cards, and wire transfers. Step-by-step guide updated for 2025 electronic payment requirements.

01/29/2026

Independent contractors lose $3,000+ annually in missed tax deductions. Our comprehensive guide covers 30+ write-offs, quarterly tax strategies, and state-specific rules across many states.

Download our FREE financial tracking spreadsheet that automates expense tracking and quarterly calculations. From home office deductions to retirement planning that cuts your tax bill in half.

Stop overpaying. Start strategizing: https://zurl.co/ABq1T

01/27/2026

Business owners: Stop sleeping on 529 plans for tax strategy 💤
Beyond education savings, they're powerful for:

Estate planning ($95K+)
Gift tax optimization
Multi-gen wealth transfer
Business succession planning

Guide with advanced strategies: https://zurl.co/63961

01/22/2026

We see this about twice a month: a business owner thinks filing an extension bought them time to pay.

It didn't.

The extension gave them six more months to file paperwork. The IRS still wanted the money by March 16.

Here's what S-Corp and partnership owners need to know for 2026:

→ Original deadline: March 16, 2026 (March 15 falls on Sunday) → Extended deadline: September 15, 2026 → Late filing penalty: $245 per shareholder/partner per month

A 3-shareholder S-Corp that files 5 months late? That's $3,675 in penalties. For a company that probably owed zero tax at the entity level.

Extension isn't failure. Extension without a plan is.

The best extensions we file save clients money because we use that extra time to find deductions the March deadline would have missed.

Full breakdown of 2026 deadlines, Form 7004 filing steps, and penalty relief options: https://zurl.co/dJJNQ