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Your home, vehicle, farm, business, and savings represent years of hard work. If a major accident or liability claim exc...
10/13/2026

Your home, vehicle, farm, business, and savings represent years of hard work. If a major accident or liability claim exceeds the limits of your home, auto, farm, or commercial insurance, umbrella liability coverage can help protect you from paying the difference out of pocket.

At Frisch Insurance Agency, LLC, we help individuals, families, farms, and businesses in Dumont and across Minnesota look at the full picture—not just one policy at a time. An umbrella policy can be an affordable way to add an extra layer of liability protection around the assets that matter most.

Wondering whether umbrella insurance fits your situation? Our team is here to review your current coverage, run the numbers, and help you make an informed decision. Give us a call at (320) 815-6049.

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 durin...
10/09/2026

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 during the Medicare Annual Enrollment Period (AEP). During this time, Medicare beneficiaries may be able to:

✅ Switch from Original Medicare to a Medicare Advantage plan, or vice versa.
✅ Change from one Medicare Advantage plan to another.
✅ Add, change, or drop Medicare Part D prescription drug coverage.

This is also a good time to assess whether your current plan still meets your needs. Costs, covered medications, provider networks, pharmacies, and plan benefits can change from year to year, so even if you were happy with your coverage last year, it's worth taking a fresh look.

If you have any questions about your current plan, please don't hesitate to reach out to our team. We are here to be a resource for you.

Join us for coffee and celebration to visit with ArLou in honor of her amazing career and chat with some of the Frisch I...
09/29/2026

Join us for coffee and celebration to visit with ArLou in honor of her amazing career and chat with some of the Frisch Insurance Agency team, too! ☕️

For all you "mature" drivers out there, get signed up for a 55 Alive Defensive Driving Course through Clinton-Graceville...
09/23/2026

For all you "mature" drivers out there, get signed up for a 55 Alive Defensive Driving Course through Clinton-Graceville-Beardsley Schools Community Education. Completing this course could result in a discount on your auto policy premium. Reach out to us if you would like to hear exact numbers on how it would impact your policy!

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disrupt...
08/18/2026

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disruption. The impact can extend well beyond IT, affecting operations, revenue, and reputation. Recent data shows billions of dollars in reported cyber losses each year, with some individual incidents costing millions.

Swipe for a brief overview of how cyber insurance can help protect your business against this threat.

If you’re not sure how your current coverage would respond to a cyber event, now is a great time to review it. Our team is happy to help you walk through your options and make sure your business is properly protected.

If your business provides services or advice to clients, professional liability insurance, also known as errors and omis...
08/11/2026

If your business provides services or advice to clients, professional liability insurance, also known as errors and omissions insurance, is one of the most important coverages you can carry. Swipe through for a quick overview of what this coverage is, which businesses need it, and why it matters.

If you have questions about your professional liability coverage, reach out to us today. We are here to help you stay covered and protected.

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one ...
08/04/2026

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/31/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

Opening an additional location or expanding what your business offers are significant milestones. These changes can also...
07/28/2026

Opening an additional location or expanding what your business offers are significant milestones. These changes can also affect your insurance coverage in ways that are not always obvious until a gap appears, which can leave you exposed in case of an emergency.

A new office, storefront, or warehouse introduces property and liability exposures that may not be covered under your existing policy. And when a business begins offering new services, its risk profile can shift in ways that require updated classifications to ensure coverage accurately reflects the work being done.

If your business has expanded its footprint or its offerings this year, it is worth confirming that your policy has kept up. Give us a call, and we can walk through your current coverage together to ensure you’re fully protected.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

Address

111 W Main Street
Dumont, MN
56236

Telephone

+13208156049

Website

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