Northern Communities Credit Union

Home
United States
Duluth, MN
Northern Communities Credit Union

Since 1928, Northern Communities Credit Union has served St. Louis County with a variety of checking Louis County. NCCYou–Financial services with you in mind.

Since 1928, Northern Communities Credit Union (NCCYou) has been a cornerstone for members and communities in Northern Minnesota. Originally known as the Duluth City and County Employees Credit Union, serving the dedicated employees of the City of Duluth and St. Today, membership is open to anyone who lives, works, worships, or attends school in St. Louis County and to relatives of existing members

. www.nccyou.com
(218) 279-3200 | Toll Free: (877) 419-3200

Locations:
3311 West Arrowhead Road in Duluth
800 South 16th Avenue in Virginia

Federally Insured by NCUA
Equal Housing Lender

09/03/2026

Happy Labor Day!

We hope you enjoy a safe, relaxing, and well-deserved holiday with family and friends. NCCYou will be closed on Monday, September 7. We’ll resume normal business hours on Tuesday, September 8.

Enjoy the holiday!

09/02/2026

🏠✨ Dorm Room Makeover Giveaway! ✨🏠

Hey College Students!📣 Are you ready to kick off the semester in style?! 🛋️💡We’re giving away THREE $150 Visa gift cards so 3 lucky winners can jazz up their spaces this fall!

🎓 How to enter:
You must be a current member of Northern Communities Credit Union OR have a family member* who is a current member of Northern Communities Credit Union. You also must also be 18 years old or older to be entered into the drawing.

Then comment below with:
1️⃣ What year you’re in (Freshman, Sophomore, etc.)
2️⃣ Your major (or dream career!)
👇👇👇👇👇👇👇

That's it! All comments must be in by noon on Wednesday, September 2, 2026. We'll draw THREE winners from the entries received. Winners announced by September 4th, 2026.

Good luck, and here's to a great school year! 📚

This giveaway is not sponsored, endorsed, administered by, or associated with Facebook.

For the full contest rules, visit: https://loom.ly/jpZUXqY

Federally Insured by NCUA

*see rules for eligible family members

09/01/2026

🌟 Plan for a Happy Retirement Workshop! 🌟

Join us for a free workshop designed to help you prepare for a fulfilling and financially confident retirement.

📍Virginia Library
📅 9/2/26
⏰ 11:30 AM

If you are nearing retirement, this is the workshop for you. Everyone knows that saving for retirement is important, but there are other factors to consider the closer you get. Enjoy a complimentary lunch while learning helpful retirement-planning strategies from NCCYou and Lutheran Social Services.

We hope to see you there!

08/27/2026

REMINDER ❗- NEW Drive-Thru Hours in Virginia start on Monday 8/31! 📣

Beginning 8/31/2026, our Virginia branch drive thru hours will be 8:30 AM - 5:00 PM.

08/26/2026

Earn 3.90% APY* on our 60-month certificate. 🔒Lock in a great rate and let your savings grow with confidence. 🌱Open yours today! Visit: https://loom.ly/x5GBQhk

*All rates and terms are effective as of July 27, 2026, and are subject to change without notice. Dividend rates given are Annual Percentage Yields (APY). Rates may change after account is opened. Additional Fees may apply. Fees may reduce earnings. See Rate Schedule for further details.

Interest on share certificates of less than 24 months paid at maturity; interest on share certificates of 24 months or more paid quarterly. Minimum share account balance is $5. A minimum of $1,000 is required as an opening balance for certificates. A minimum of $250 is required as an opening balance for youth certificates. A penalty will be imposed for early withdrawal of certificates. Federally Insured by NCUA.

08/25/2026

Act fast, our checking account promotion is ending soon!

Open a new checking account now through August 31st, 2026, and be eligible for a $100 bonus!

For details visit: https://loom.ly/SG6xTw0.

Federally insured by NCUA.

08/24/2026

🎉Congratulations to our July WINcentive Winners! 🎉For every $25 saved earns you one entry into cash prize drawings ranging from $25 to $5,000 dollars. Open your account today by visiting: https://loom.ly/KqLZiLE

Steven J - NCCYou Drawing Winner - $100
Haily C - Statewide All Member Drawing Winner - $100
Mariah M - All Credit Union Drawing Winner - $25

Congratulations!

08/20/2026

Teaching kids to save isn't just about money. Its about teaching patience, discipline, and the value of working toward something they really want. 💰

Explore this helpful MoneyEDU article https://loom.ly/39ea8Ng which includes topics like:
💵 Turning Saving into a Game
💵 Use Technology to Teach the Value of Saving
💵 Real World Savings Experiences

Small saving habits today can create financially confident adults tomorrow. Start early, make it fun, and lead by example!

08/19/2026

ATTENTION MEMBERS! 📣

Our Duluth ATM will be unavailable this weekend 8/22 & 8/23 (weather permitting) due to parking lot maintenance. The crew was unable to work last weekend due to weather. Please use the Circle K (next door) or refer to your Shared Branching app for further options. Get the app: https://loom.ly/Jpo64e0

We appreciate your patience while we make improvements.

Address

3311 W Arrowhead Road
Duluth, MN
55811

Telephone

+12182793200

Website

https://www.nccyou.com/

Alerts

Be the first to know and let us send you an email when Northern Communities Credit Union posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Finance Company in Duluth?