Northern Communities Credit Union

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Northern Communities Credit Union Since 1928, Northern Communities Credit Union has served St. Louis County with a variety of checking Louis County. NCCYou–Financial services with you in mind.

Since 1928, Northern Communities Credit Union (NCCYou) has been a cornerstone for members and communities in Northern Minnesota. Originally known as the Duluth City and County Employees Credit Union, serving the dedicated employees of the City of Duluth and St. Today, membership is open to anyone who lives, works, worships, or attends school in St. Louis County and to relatives of existing members. www.nccyou.com
(218) 279-3200 | Toll Free: (877) 419-3200

Locations:
3311 West Arrowhead Road in Duluth
800 South 16th Avenue in Virginia

Federally Insured by NCUA
Equal Housing Lender

Build strong digital habits this month! 💪October is National Cybersecurity Awareness Month, a reminder that protecting y...
10/16/2026

Build strong digital habits this month! 💪

October is National Cybersecurity Awareness Month, a reminder that protecting yourself online is more important than ever. Cyber threats may be growing, but simple habits can make a big difference.

🔒Use strong, unique passwords for each account.
🖥️Turn on multi-factor authentication wherever possible.
📱Keep your devices updated with the latest software.
💬Stay alert for phishing messages in emails and texts.

Think of cybersecurity as personal hygiene for the digital age. Small, consistent actions keep you healthy and secure. For more tips and Information to help you stay safe, visit: https://loom.ly/t_VD5n8

Are you ready? Medicare Open Enrollment runs from October 15 to December 7.Tammy from TruLync will be at the Virginia br...
10/15/2026

Are you ready? Medicare Open Enrollment runs from October 15 to December 7.

Tammy from TruLync will be at the Virginia branch on October 16 and the Duluth branch on November 20. Schedule a one-on-one appointment with her to discuss your options.

Visit: https://loom.ly/EWArEao

More random acts of kindness for CU Kind Day!Our team headed out into the community to surprise everyday heroes with $5 ...
10/15/2026

More random acts of kindness for CU Kind Day!

Our team headed out into the community to surprise everyday heroes with $5 - $25 gift cards for gas, groceries, and coffee.

A little kindness can go a long way, and it was such a joy to see the smiles, share a few thank-yous, and brighten someone’s day. Because when people help people, our whole community wins. 🎁☕⛽🛒

Happy International Credit Union Day! 🎉A day to celebrate where:◾You’re a member, not an account number◾ “Can I speak to...
10/15/2026

Happy International Credit Union Day! 🎉

A day to celebrate where:
◾You’re a member, not an account number
◾ “Can I speak to a human?” is a YES!
◾ Your money stays in your community
◾We still know how to answer the phone

Thanks for being part of the co-op crew. 💙

🦋 Another act of kindness for CU Kind Day. 🦋 NCCYou volunteers teamed up with the Eveleth Elks Lodge # 1161, who genero...
10/14/2026

🦋 Another act of kindness for CU Kind Day. 🦋

NCCYou volunteers teamed up with the Eveleth Elks Lodge # 1161, who generously donated $500—to help organize Barb’s Closet at the Sexual Assault Program of NSLC.

Together, we added clothing racks, drawer units, and size dividers, then inspected, sorted, and hung donated clothing by size to create a welcoming, organized resource for victims. 👗👚🧥👞

Barb’s Closet was created in honor and memory of Barb, and although it is not fully launched yet, the vision is coming to fruition and we're grateful to the team for letting us be part of it. 💜Because people helping people is what credit unions are all about!

🚨More random acts of kindness from NCCYou!🚨In celebration of CU Kind Day, our team delivered sweet treats to local first...
10/14/2026

🚨More random acts of kindness from NCCYou!🚨

In celebration of CU Kind Day, our team delivered sweet treats to local first responders on Monday as a small thank-you for the big difference they make every day. We wished we could stop at all of them!

To our firefighters, paramedics, law enforcement officers, dispatchers, healthcare personnel, and emergency responders: thank you for keeping our community safe. We’re grateful for you—today and always. 💙💙🚓🚒🚑🏥

As special shout-out to Tara Graff from MNCUN for joining us!

Virginia Fire Department
St. Louis County Sheriff's Office - MN
Essentia Health
Minnesota Credit Unions

Celebrating CU Kind Day 10/12/26 🎉As one of NCCYou's random acts of kindness on Monday, we donated $100 in new bedding a...
10/13/2026

Celebrating CU Kind Day 10/12/26 🎉

As one of NCCYou's random acts of kindness on Monday, we donated $100 in new bedding and washcloths to Safe Haven Shelter in Duluth.

Safe Haven provides safety, healing, advocacy, and empowerment for women, children, and all survivors in our community. We’re proud to support their important work and grateful for the difference they make every day.

People helping people—that’s what credit unions are all about. Stay tuned for more random acts of kindness our team participated in on Monday!

💰 College dreams start here! 💰The Foundation Scholarship Council (FSC) is giving away $24,000 in scholarships – that’s 1...
10/13/2026

💰 College dreams start here! 💰

The Foundation Scholarship Council (FSC) is giving away $24,000 in scholarships – that’s 16 awards of $1,500 each to credit union members throughout Minnesota! Eight scholarships to traditional applicants and eight to non-traditional applicants. Any member of a Minnesota Credit Union Network affiliated credit union pursuing post-secondary education in the fall 2027/spring 2028 or is a high school senior graduating in 2027 is eligible to apply.✏️

All you need to do is answer this year’s essay question:
What personal financial challenge do you believe is unique to your generation, and how has it impacted your education, career goals, or future plans?

Deadline to apply 👉 November 30, 2026. ⏳ Don’t miss out – take control of your future and apply today! Visit: https://loom.ly/mU287Lw to learn more.

Good Luck! 🍀

There’s nothing like watching an idea come to life!💡Last week, NCCYou employees and their family & friends beta tested C...
10/12/2026

There’s nothing like watching an idea come to life!💡

Last week, NCCYou employees and their family & friends beta tested Cents of Adventure, our new reality fair software. From first clicks to full immersion, it was a reminder of why we build: real experiences, real feedback, real adventure. Thank you to everyone who made the day unforgettable. 💲🌎

10/08/2026

On Saturday, our team joined together for the Alzheimer’s Walk to show support for everyone affected by Alzheimer’s and other forms of dementia. We are grateful to our teammates and the community for their participation in making a positive impact. Thank you to everyone who donated, cheered us on, and contributed to making the day meaningful! 💜

A special shout-out to Shelly for designing our team’s beautiful tie-dye sweatshirts.

Address

3311 W Arrowhead Road
Duluth, MN
55811

Telephone

+12182793200

Website

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