Northern Communities Credit Union

Northern Communities Credit Union Since 1928, Northern Communities Credit Union has served St. Louis County with a variety of checking Louis County. NCCYou–Financial services with you in mind.

Since 1928, Northern Communities Credit Union (NCCYou) has been a cornerstone for members and communities in Northern Minnesota. Originally known as the Duluth City and County Employees Credit Union, serving the dedicated employees of the City of Duluth and St. Today, membership is open to anyone who lives, works, worships, or attends school in St. Louis County and to relatives of existing members

. www.nccyou.com
(218) 279-3200 | Toll Free: (877) 419-3200

Locations:
3311 West Arrowhead Road in Duluth
800 South 16th Avenue in Virginia

Federally Insured by NCUA
Equal Housing Lender

Ready to explore the great outdoors? From peaceful days on the water to weekend getaways on the road, your next adventur...
06/16/2026

Ready to explore the great outdoors? From peaceful days on the water to weekend getaways on the road, your next adventure is closer than you think.

With competitive rates and flexible terms, our recreation loans make it easy to finance your boat, RV, or outdoor toys.

Apply today https://loom.ly/qkpiB8I and start your next adventure with confidence!

Medicare questions? Let’s talk about it — together.We’re hosting another Medicare education session designed to help you...
06/11/2026

Medicare questions? Let’s talk about it — together.

We’re hosting another Medicare education session designed to help you understand your options and feel more confident about what’s ahead. No pressure, no sales — just helpful information from people you trust.

Bring your questions and join us!

📅 June 18th from 5:30 - 6:30pm
📍Hermantown Area Chamber of Commerce
✅ Free for members and the community!

Meet Tammy Kausch and let her guide and help you navigate the Medicare system!

Save your seat today! 🪑https://loom.ly/EWArEao

🚨 Fraud Alert! 🚨We’ve received reports of scam texts and phone calls claiming to be from us.PLEASE REMEMBER:We will NEVE...
06/10/2026

🚨 Fraud Alert! 🚨

We’ve received reports of scam texts and phone calls claiming to be from us.

PLEASE REMEMBER:
We will NEVER ask for your Social Security number, account number, credit card number, or online banking credentials through a text message or unsolicited phone call.

Your security is our top priority, and we have safeguards in place to help protect your information—but scammers are getting more sophisticated.

If you receive a suspicious text or call:
- Do not respond or click any links
- Do not share personal or account information

When in doubt, hang up and call us (218) 279-3200. We’re here to help keep your accounts safe.

06/10/2026

Our new look–how'd we do?

Come check out our Virginia/Mt. Iron branch if you haven't seen us with all our new jewelry (aka new signs)!💎💍

06/09/2026

Are you looking to build or re-establish your Credit? Our credit builder products allow you take the next step with confidence. Visit: https://loom.ly/xPrJkFU

💪 Credit Builder Loans & Auto Loans
💪 Credit Builder VISA Cards (including rewards points for your purchases!)

Start strong with a loan or credit card designed to help you establish or rebuild credit while you save. Our team is here to guide you every step of the way.

Exciting news! We have AAD Shrine Circus tickets for shows on 6/13 and 6/14. Visit the front desk in Duluth and Virginia...
06/04/2026

Exciting news! We have AAD Shrine Circus tickets for shows on 6/13 and 6/14. Visit the front desk in Duluth and Virginia to secure yours before they're gone!

Save the dates! 📣📆Duluth - July 15th from 11:00 AM - 1:00 PM📆Virginia/Mt Iron - July 17th from 11:00 AM - 1:00 PMEnjoy a...
06/03/2026

Save the dates! 📣

📆Duluth - July 15th from 11:00 AM - 1:00 PM
📆Virginia/Mt Iron - July 17th from 11:00 AM - 1:00 PM

Enjoy a free lunch along with prizes and giveaways. Stop by and let us show our gratitude for your trust and loyalty!

You asked, we delivered! Mobile Wallets now available with your NCCYou Credit or Debit card! 📣With mobile wallet, your c...
06/02/2026

You asked, we delivered! Mobile Wallets now available with your NCCYou Credit or Debit card! 📣

With mobile wallet, your cards go wherever your phone does, making everyday purchases faster, safer, and more convenient. Whether you’re grabbing coffee, checking out at the grocery store, or shopping online, you can pay in seconds with just a tap or click.

Skip the wallet. Tap into something smarter. See details: https://loom.ly/-QG54XU

We extend our heartfelt thanks to Jim Kroll for his remarkable 23 years of dedicated service on our Board of Directors. ...
06/01/2026

We extend our heartfelt thanks to Jim Kroll for his remarkable 23 years of dedicated service on our Board of Directors. Jim’s leadership, insight, and unwavering commitment have played a meaningful role in shaping our credit union and strengthening our community.

Recently stepping down, Jim leaves behind a legacy that goes far beyond his time on the board. His story is deeply rooted in our history—having opened his account with us at just 12 years old. During a recent visit, he even shared his original passbook, a powerful reminder of the loyalty and lifelong connection he has had with our credit union.

Jim, we are truly grateful for your years of service, your passion, and your belief in our mission. You will always be a valued part of our credit union family.

Address

3311 W Arrowhead Road
Duluth, MN
55811

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