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First Community Trust

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First Community Trust

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A national association and independent trust company offering trust, investment and retirement services.

10/16/2026

Happy National Boss’s Day!

At First Community Trust, great leadership is about more than leading a team. It’s about supporting one another, encouraging growth and creating a workplace where people feel valued.

We’re grateful for the leaders who keep FCT moving!

10/15/2026

Happy International Credit Union Day!

Today, we celebrate the credit union movement and its commitment to helping people and communities thrive.

From supporting financial goals to strengthening local communities, credit unions make a meaningful difference in the lives of millions of members every day.

Here’s to the people, members and communities that make the credit union movement so special!

10/09/2026

FCT clients: Our Q3 2026 Market & Economic Update will be arriving in your inbox or mailbox soon. Be sure to take a look for Jenna’s perspective on the current market environment and key economic trends.

10/08/2026

When was the last time you checked your beneficiaries?

Life changes, and your beneficiary designations should keep up. Marriage, divorce, the birth of a child, or even moving retirement accounts can all be reasons to review who is listed.

Take a few minutes to review your accounts and make sure your beneficiaries still reflect your wishes.

Need help? First Community Trust is here to help you navigate your options.
https://fctrust.com/blog/up-to-date-beneficiaries/

10/06/2026

October is a great time to make space for the financial questions that matter most, from estate planning and Social Security to building a retirement strategy that can support the years ahead.

Join First Community Trust for one of our upcoming October seminars:

📅 Oct. 15 | 5:30–6:30 PM
Estate Planning: An Overview of Wills, Trusts and More
📍Collins Community Credit Union, Cedar Rapids

📅 Oct. 21 | 11 AM–12 PM
Social Security Simplified: Make Confident Decisions About Your Benefits
📍Affinity Credit Union, Des Moines

📅 Oct. 22 | 12–1 PM
Living Longer, Planning Smarter: Strategies for a Secure and Sustainable Retirement
📍Ascentra Credit Union , Bettendorf

📅 Oct. 28 | 12–1 PM
Estate Planning Seminar: An Overview of Wills, Trusts and More
📍Members Community Credit Union , Muscatine

Reserve your spot and join us this October.
https://fctrust.com/seminars/

10/01/2026

October is , a good reminder that financial planning is about more than any one account, investment or decision.

From preparing for retirement and managing investments to planning for your estate and considering the right insurance protection, each piece can play a role in your broader financial picture.

At First Community Trust and FCT Insurance, our teams work together to provide guidance across your financial life, helping you understand how the pieces connect and make informed decisions for what’s ahead.

Whether you’re revisiting an existing plan or simply wondering what your next step should be, October is a great time to start the conversation.

09/24/2026

For years, the message was simple: Save for retirement.

Then retirement arrives, and suddenly you’re supposed to start spending those savings. That shift isn’t always easy.

But remember: You didn’t save just to watch the number in your account grow. You saved so that one day, those dollars could help support your everyday needs, your plans and the things that matter to you.

That doesn’t mean spending without a plan. It means having a thoughtful approach to using what you’ve built, while keeping an eye on the years ahead.

Saving got you here. Now it’s about making those savings work for the life you want to live.

09/23/2026

Join FCT Insurance for a free educational Medicare 101 webinar designed to help you better understand Medicare before you need to make important health care decisions.

Medicare 101 Webinar
Date: Tuesday, September 29
Time: 12:00 – 1:00 P.M. CST

We'll cover:
· The different parts of Medicare
· Medicare coverage options
· When and how to enroll
· Key enrollment periods and timelines
· Common questions to help you prepare

Whether you're approaching Medicare eligibility, planning ahead for retirement, or helping a loved one navigate Medicare, this webinar will provide practical information in a clear, easy-to-understand format.

Reserve your spot today: fctrustinsurance.com/event-details/medicare-101

Not affiliated with or endorsed by the government or Federal Medicare Program. This is a solicitation for insurance. For accommodation of persons with special needs, call 833-824-5909 TTY 711.

09/22/2026

Many families know they need life insurance. But putting off a coverage review or assuming it costs too much can leave an important financial gap.

Nearly 100 million Americans say they need life insurance, while cost remains the #1 reason people don't purchase coverage. The reality? Many people overestimate what life insurance actually costs.

Find coverage that fits your needs. Use FCT Insurance’s Quick Quote tool to get a personalized quote.
https://www.fctrustinsurance.com/quick-quote

09/17/2026

How much life insurance do you actually need? The answer is different for everyone.

Your coverage needs may depend on your income, mortgage and outstanding debt, children’s education and the financial goals you’re working toward.

An FCT Insurance Agent can help you look at the bigger picture and determine what amount of coverage may make sense for your situation.

Start the conversation today.
https://www.fctrustinsurance.com/contact

Address

3385 Hillcrest Road
Dubuque, IA
52002

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://fctrust.com/

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